/* ==========================================================================
   SANCTION — LOAN & CREDIT ADVISORY
   super.money Inspired Neo-Fintech Design System + Ultra-Modern Hero & Footer
   ========================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Afacad:ital,wght@0,400..700;1,400..700&family=Plus+Jakarta+Sans:wght@400;500;600;700;800;900&family=Outfit:wght@500;600;700;800;900&family=JetBrains+Mono:wght@500;700;800&display=swap');
@import 'sanction-engine.css';

/* ==========================================================================
/* ==========================================================================
   SANCTION BRAND PRELOADER (#00509E)
   ========================================================================== */
.site-preloader {
  position: fixed;
  inset: 0;
  z-index: 9999999;
  background: #00509E !important;
  background-color: #00509E !important;
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 1;
  visibility: visible;
  transition: opacity 0.4s cubic-bezier(0.16, 1, 0.3, 1), visibility 0.4s ease;
  pointer-events: all;
}

.site-preloader.loaded {
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
}

.preloader-content {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  gap: 1.15rem;
}

.preloader-custom-logo {
  width: 90px;
  height: 90px;
  max-width: 24vw;
  max-height: 24vw;
  object-fit: contain;
  animation: preloaderLogoPulse 1.8s ease-in-out infinite;
  filter: drop-shadow(0 6px 20px rgba(0, 0, 0, 0.2));
}

.preloader-counter {
  font-family: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  font-size: 1.35rem;
  font-weight: 800;
  color: #FFFFFF;
  letter-spacing: 0.06em;
  opacity: 0.95;
  min-width: 65px;
  text-align: center;
}

@keyframes preloaderLogoPulse {
  0%, 100% {
    transform: scale(1);
    opacity: 0.92;
  }
  50% {
    transform: scale(1.08);
    opacity: 1;
  }
}

:root {
  /* Institutional Brand Palette */
  --primary: #00509E;               /* Official Logo Blue */
  --primary-hover: #003D7A;         /* Rich Deep Blue */
  --primary-light: #F0F6FC;         /* Soft Ice Blue Tint */
  --primary-dark: #002B57;          /* Midnight Institutional Navy */
  --primary-glow: rgba(0, 80, 158, 0.25);
  --primary-gradient: linear-gradient(135deg, #00509E 0%, #0066C8 100%);
  --primary-dark-gradient: linear-gradient(135deg, #001A35 0%, #002B57 50%, #00509E 100%);
  
  --neon-lime: #38BDF8;             /* Brand Cyan-Blue Highlight (Updated from Lime) */
  --neon-lime-dark: #002B57;
  --neon-mint: #38BDF8;             /* Brand Blue (Replaced Mint) */
  --neon-mint-light: #F0F6FC;
  
  --electric-pink: #E72BE7;          /* Magenta Pink */
  --electric-pink-light: #FDF2FD;
  
  --vivid-orange: #FF5722;
  --vivid-orange-light: #FFF0EB;
  --vivid-amber: #FDB73E;
  
  /* Canvas & Neutral */
  --bg-page: #F8F9FD;               /* Soft Clean Canvas */
  --bg-white: #FFFFFF;
  --bg-subtle: #EEF2FA;
  --bg-card: #FFFFFF;
  --bg-dark-section: #001F3F;
  
  /* Typography Colors */
  --text-main: #0F172A;             /* Slate Navy */
  --text-body: #334155;             /* Slate 700 */
  --text-muted: #64748B;            /* Slate 500 */
  --text-light: #94A3B8;            /* Slate 400 */
  --text-white: #FFFFFF;
  
  /* Borders & Shadows */
  --border-light: #E2E8F0;
  --border-medium: #CBD5E1;
  --border-primary-10: rgba(15, 23, 42, 0.08);
  --border-primary-20: rgba(15, 23, 42, 0.16);
  
  --dark-navy: #001F3F;

  --shadow-sm: 0 2px 8px rgba(15, 23, 42, 0.04);
  --shadow-md: 0 8px 24px rgba(15, 23, 42, 0.08);
  --shadow-lg: 0 16px 40px rgba(15, 23, 42, 0.12);
  --shadow-xl: 0 24px 56px rgba(15, 23, 42, 0.16);
  --shadow-hover: 0 20px 48px rgba(15, 23, 42, 0.14);
  --shadow-super: 0px 8px 30px 0px rgba(15, 23, 42, 0.1);
  --shadow-glow: 0 0 40px rgba(0, 80, 158, 0.35);

  /* Radii */
  --radius-sm: 10px;
  --radius-md: 16px;
  --radius-lg: 24px;
  --radius-xl: 32px;
  --radius-full: 10px;
  --radius-btn: 10px;
  --radius-badge: 6px;

  /* Typography */
  --font-heading: 'Afacad', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --font-body: 'Afacad', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --font-mono: 'JetBrains Mono', monospace;

  --transition: 0.25s cubic-bezier(0.16, 1, 0.3, 1);
  --transition-bounce: 0.4s cubic-bezier(0.34, 1.56, 0.64, 1);
}

/* Base Reset */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-size: 16px;
  scroll-behavior: smooth;
  -webkit-font-smoothing: antialiased;
}

section[id], div[id] {
  scroll-margin-top: 85px;
}

body {
  font-family: var(--font-body);
  background-color: var(--bg-page);
  color: var(--text-body);
  line-height: 1.6;
  overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  color: var(--text-main);
  font-weight: 800;
  line-height: 1.12;
  letter-spacing: -0.035em;
}

a {
  text-decoration: none;
  color: inherit;
  transition: all var(--transition);
}

img, svg {
  display: block;
  max-width: 100%;
}

button, input, select, textarea {
  font-family: inherit;
  border: none;
  outline: none;
}

.container {
  width: 100%;
  max-width: 1240px;
  margin: 0 auto;
  padding: 0 1.5rem;
}

.container-narrow {
  max-width: 900px;
}

/* ==========================================================================
   Text Gradient & White Logo Styles
   ========================================================================== */
.brand-text-logo {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  text-decoration: none;
  line-height: 1;
}

.brand-logo-img {
  height: 38px;
  width: auto;
  max-width: 230px;
  object-fit: contain;
  display: block;
  transition: all var(--transition);
}

/* Default state: light header or scrolled header shows dark logo */
.brand-logo-img.logo-white {
  display: none !important;
}
.brand-logo-img.logo-dark {
  display: block !important;
}

/* Transparent header on top of dark hero: shows white logo */
.site-header.header-transparent:not(.scrolled) .brand-logo-img.logo-dark {
  display: none !important;
}
.site-header.header-transparent:not(.scrolled) .brand-logo-img.logo-white {
  display: block !important;
}

/* Scrolled header state */
.site-header.scrolled .brand-logo-img.logo-dark {
  display: block !important;
}
.site-header.scrolled .brand-logo-img.logo-white {
  display: none !important;
}

/* Footer Logo */
.site-footer .brand-logo-img,
.footer-brand-col .brand-logo-img {
  height: 42px;
  max-width: 240px;
  margin-bottom: 0.75rem;
}
.site-footer .brand-logo-img.logo-dark,
.footer-brand-col .brand-logo-img.logo-dark {
  display: block !important;
}
.site-footer .brand-logo-img.logo-white,
.footer-brand-col .brand-logo-img.logo-white {
  display: none !important;
}

.brand-text-sanction {
  font-family: var(--font-heading);
  font-size: clamp(1.65rem, 2.2vw, 2.15rem);
  font-weight: 900;
  letter-spacing: -0.045em;
  line-height: 1;
  color: var(--primary);
  display: inline-block;
}

.brand-text-white {
  font-family: var(--font-heading);
  font-size: clamp(1.65rem, 2.2vw, 2.15rem);
  font-weight: 900;
  letter-spacing: -0.045em;
  line-height: 1;
  color: #FFFFFF;
  display: inline-block;
}

.brand-text-dot {
  width: 8px;
  height: 8px;
  background: var(--neon-mint);
  border-radius: 50%;
  display: inline-block;
  margin-bottom: 4px;
}

.brand-badge-sub {
  font-size: 0.625rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--primary);
  background: var(--primary-light);
  padding: 0.2rem 0.5rem;
  border-radius: var(--radius-full);
  margin-left: 0.35rem;
}

.brand-badge-sub-white {
  font-size: 0.625rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: #FFFFFF;
  background: rgba(255, 255, 255, 0.2);
  padding: 0.2rem 0.5rem;
  border-radius: var(--radius-full);
  margin-left: 0.35rem;
}

.text-gradient {
  background: linear-gradient(135deg, #001F3F 0%, #00509E 55%, #0077D8 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.text-gradient-primary {
  background: linear-gradient(135deg, #001F3F 0%, #00509E 50%, #38BDF8 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

/* ==========================================================================
   Smooth 3D Floating Animations & Keyframes
   ========================================================================== */
@keyframes floatSlow {
  0% { transform: translateY(0px) rotate(0deg); }
  50% { transform: translateY(-12px) rotate(2deg); }
  100% { transform: translateY(0px) rotate(0deg); }
}

@keyframes floatReverse {
  0% { transform: translateY(0px) rotate(0deg); }
  50% { transform: translateY(12px) rotate(-2deg); }
  100% { transform: translateY(0px) rotate(0deg); }
}

@keyframes floatTilt {
  0% { transform: translateY(0px) rotate(-12deg); }
  50% { transform: translateY(-16px) rotate(-6deg); }
  100% { transform: translateY(0px) rotate(-12deg); }
}

@keyframes floatWave {
  0% { transform: translateY(0px) rotate(20deg); }
  50% { transform: translateY(-14px) rotate(15deg); }
  100% { transform: translateY(0px) rotate(20deg); }
}

@keyframes pulseGlow {
  0% { box-shadow: 0 0 0 0 rgba(56, 189, 248, 0.5); }
  70% { box-shadow: 0 0 0 16px rgba(0, 80, 158, 0); }
  100% { box-shadow: 0 0 0 0 rgba(0, 80, 158, 0); }
}

.animate-float { animation: floatSlow 5s ease-in-out infinite; }
.animate-float-rev { animation: floatReverse 6s ease-in-out infinite; }

/* ==========================================================================
   Corrected & Pixel-Perfect Top Announcement Bar
   ========================================================================== */
.top-bar {
  background: #FFFFFF;
  border-bottom: 1px solid var(--border-light);
  font-size: 0.825rem;
  color: var(--text-muted);
  padding: 0.5rem 0;
  font-weight: 600;
  position: relative;
  z-index: 1010;
}

.top-bar.top-bar-dark {
  background: #001F3F;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  color: rgba(255, 255, 255, 0.9);
}

.top-bar.top-bar-dark a {
  color: #FFFFFF;
  font-weight: 800;
}

.top-bar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 0.75rem;
}

.top-bar-item {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
}

.top-bar-item svg {
  width: 15px;
  height: 15px;
  color: var(--primary);
  flex-shrink: 0;
}

.top-bar.top-bar-dark .top-bar-item svg {
  color: var(--neon-mint);
}

.top-bar-links {
  display: flex;
  align-items: center;
  gap: 1.5rem;
}

.pulse-dot {
  width: 8px;
  height: 8px;
  background: var(--neon-mint);
  border-radius: 50%;
  display: inline-block;
  box-shadow: 0 0 0 0 rgba(56, 189, 248, 0.7);
  animation: pulseGreen 1.8s infinite;
}

@keyframes pulseGreen {
  0% { transform: scale(0.95); box-shadow: 0 0 0 0 rgba(56, 189, 248, 0.7); }
  70% { transform: scale(1); box-shadow: 0 0 0 6px rgba(0, 80, 158, 0); }
  100% { transform: scale(0.95); box-shadow: 0 0 0 0 rgba(0, 80, 158, 0); }
}

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--border-light);
  transition: all var(--transition);
}

.site-header.header-transparent {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  width: 100%;
  background: transparent;
  border-bottom: 1px solid rgba(255, 255, 255, 0.15);
  backdrop-filter: none;
  -webkit-backdrop-filter: none;
  z-index: 1000;
}

.site-header.scrolled {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  width: 100%;
  background: rgba(255, 255, 255, 0.98);
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
  border-bottom: 1px solid var(--border-light);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  z-index: 1000;
  animation: slideDownHeader 0.3s ease forwards;
}

@keyframes slideDownHeader {
  from { transform: translateY(-100%); }
  to { transform: translateY(0); }
}

.navbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 74px;
}

/* ==========================================================================
   Navigation & Ultra-Luxe Minimal Glassmorphism Dropdowns
   ========================================================================== */
.site-nav {
  display: flex;
  align-items: center;
  gap: 0.35rem;
}

@media (max-width: 768px) {
  .site-nav {
    gap: 0.2rem;
  }
  .dropdown-toggle {
    font-size: 0.825rem;
    padding: 0.4rem 0.65rem;
    gap: 0.25rem;
  }
}

@media (max-width: 480px) {
  .navbar {
    padding: 0 0.85rem;
  }
  .brand-text-sanction,
  .brand-text-white {
    font-size: 1.4rem;
  }
  .site-nav {
    gap: 0.15rem;
  }
  .dropdown-toggle {
    font-size: 0.775rem;
    padding: 0.35rem 0.5rem;
    gap: 0.2rem;
  }
  .dropdown-toggle .dropdown-chevron {
    width: 11px;
    height: 11px;
  }
  .header-buttons-only .btn {
    font-size: 0.785rem;
    padding: 0.38rem 0.75rem;
  }
  .glass-dropdown-menu {
    left: 50% !important;
    transform: translateX(-50%) translateY(8px) !important;
    min-width: 200px;
    max-width: calc(100vw - 20px);
  }
  .nav-item:hover > .glass-dropdown-menu,
  .nav-item.is-open > .glass-dropdown-menu {
    transform: translateX(-50%) translateY(0) !important;
  }
}

.nav-item {
  position: relative;
}

.dropdown-toggle {
  background: transparent;
  border: 1px solid transparent;
  color: rgba(255, 255, 255, 0.9);
  font-family: var(--font-heading);
  font-size: 0.935rem;
  font-weight: 700;
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  padding: 0.52rem 1.05rem;
  border-radius: var(--radius-full);
  cursor: pointer;
  transition: all 0.22s ease;
  user-select: none;
}

.dropdown-toggle:hover,
.nav-item:hover .dropdown-toggle,
.nav-item.is-open .dropdown-toggle {
  color: #FFFFFF;
  background: rgba(255, 255, 255, 0.1);
  border-color: rgba(255, 255, 255, 0.16);
}

.dropdown-toggle .dropdown-chevron {
  transition: transform 0.25s cubic-bezier(0.16, 1, 0.3, 1);
  opacity: 0.75;
}

.nav-item:hover .dropdown-chevron,
.nav-item.is-open .dropdown-chevron {
  transform: rotate(180deg);
  opacity: 1;
  color: var(--neon-lime);
}

/* Scrolled Header Nav Links */
.site-header.scrolled .dropdown-toggle {
  color: var(--text-main);
}

.site-header.scrolled .dropdown-toggle:hover,
.site-header.scrolled .nav-item:hover .dropdown-toggle,
.site-header.scrolled .nav-item.is-open .dropdown-toggle {
  color: var(--text-main);
  background: rgba(15, 23, 42, 0.05);
  border-color: rgba(15, 23, 42, 0.08);
}

.site-header.scrolled .nav-item:hover .dropdown-chevron,
.site-header.scrolled .nav-item.is-open .dropdown-chevron {
  color: var(--primary);
}

/* Glassmorphic Dropdown Menu Box - Minimal Edition */
.glass-dropdown-menu {
  position: absolute;
  top: calc(100% + 10px);
  left: 50%;
  transform: translateX(-50%) translateY(8px);
  min-width: 220px;
  width: max-content;
  max-width: 260px;
  background: rgba(15, 23, 42, 0.82);
  backdrop-filter: blur(24px) saturate(180%);
  -webkit-backdrop-filter: blur(24px) saturate(180%);
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 14px;
  box-shadow: 0 20px 48px -8px rgba(0, 0, 0, 0.48), 0 0 0 1px rgba(255, 255, 255, 0.06) inset;
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transition: opacity 0.2s cubic-bezier(0.16, 1, 0.3, 1), transform 0.2s cubic-bezier(0.16, 1, 0.3, 1), visibility 0.2s;
  z-index: 1050;
  padding: 6px;
}

/* Invisible Bridge to prevent flickering when mouse travels */
.glass-dropdown-menu::before {
  content: '';
  position: absolute;
  top: -14px;
  left: 0;
  right: 0;
  height: 14px;
  background: transparent;
}

/* Top Shimmer Gradient */
.glass-dropdown-menu::after {
  content: '';
  position: absolute;
  top: 0;
  left: 15%;
  right: 15%;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(0, 80, 158, 0.65), transparent);
  pointer-events: none;
}

/* Dropdown Open State */
.nav-item:hover > .glass-dropdown-menu,
.nav-item.is-open > .glass-dropdown-menu {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
  transform: translateX(-50%) translateY(0);
}

/* Scrolled Header Glassmorphic Dropdown */
.site-header.scrolled .glass-dropdown-menu {
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(24px) saturate(180%);
  -webkit-backdrop-filter: blur(24px) saturate(180%);
  border: 1px solid rgba(15, 23, 42, 0.1);
  box-shadow: 0 20px 48px -8px rgba(15, 23, 42, 0.14), 0 0 0 1px rgba(255, 255, 255, 0.9) inset;
}

.site-header.scrolled .glass-dropdown-menu::after {
  background: linear-gradient(90deg, transparent, rgba(56, 189, 248, 0.6), transparent);
}

/* Minimal Dropdown Links */
.glass-dropdown-list {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.glass-dropdown-link {
  display: block;
  padding: 0.62rem 0.95rem;
  font-family: var(--font-heading);
  font-size: 0.885rem;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.88);
  text-decoration: none;
  border-radius: 8px;
  transition: all 0.18s ease;
  white-space: nowrap;
}

.glass-dropdown-link:hover {
  background: rgba(255, 255, 255, 0.1);
  color: #38BDF8;
  transform: translateX(4px);
}

.site-header.scrolled .glass-dropdown-link {
  color: var(--text-main);
}

.site-header.scrolled .glass-dropdown-link:hover {
  background: var(--primary-light);
  color: var(--primary);
  transform: translateX(4px);
}

.header-buttons-only {
  display: flex;
  align-items: center;
  gap: 0.85rem;
}

/* Hamburger Menu Button */
.hamburger-btn {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-md);
  background: rgba(255, 255, 255, 0.15);
  border: 1px solid rgba(255, 255, 255, 0.3);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 5px;
  cursor: pointer;
  transition: all var(--transition);
  color: #FFFFFF;
}

.hamburger-btn span {
  display: block;
  width: 20px;
  height: 2.5px;
  background: currentColor;
  border-radius: 4px;
  transition: all 0.3s ease;
}

.hamburger-btn:hover {
  background: rgba(255, 255, 255, 0.25);
  transform: scale(1.05);
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.65rem 1.4rem;
  font-size: 0.925rem;
  font-weight: 800;
  border-radius: var(--radius-btn, 10px);
  cursor: pointer;
  transition: all var(--transition-bounce);
  white-space: nowrap;
}

.btn-primary {
  background: var(--primary);
  color: #FFFFFF;
  font-weight: 700;
  border: 1.5px solid var(--primary);
  box-shadow: 0 6px 20px rgba(0, 80, 158, 0.28);
}

.btn-primary:hover {
  background: var(--primary-hover);
  color: #FFFFFF;
  border-color: var(--primary-hover);
  transform: translateY(-2px) scale(1.02);
  box-shadow: 0 10px 28px rgba(0, 80, 158, 0.38);
}

.btn-white {
  background: #FFFFFF;
  color: var(--primary);
  font-weight: 700;
  border: 1.5px solid #FFFFFF;
  box-shadow: 0 6px 18px rgba(0, 0, 0, 0.12);
}

.btn-white:hover {
  background: var(--primary);
  color: #FFFFFF;
  border-color: var(--primary);
  transform: translateY(-2px) scale(1.02);
  box-shadow: 0 10px 26px rgba(0, 80, 158, 0.4);
}

.btn-outline-white {
  background: rgba(255, 255, 255, 0.12);
  color: #FFFFFF;
  border: 1.5px solid rgba(255, 255, 255, 0.35);
  backdrop-filter: blur(8px);
}

.btn-outline-white:hover {
  background: rgba(255, 255, 255, 0.25);
  border-color: #38BDF8;
  color: #FFFFFF;
  transform: translateY(-2px);
}

.btn-outline {
  background: #FFFFFF;
  color: var(--text-main);
  border: 1.5px solid var(--border-light);
}

.btn-outline:hover {
  border-color: var(--primary);
  color: var(--primary);
  background: var(--primary-light);
  transform: translateY(-2px);
}

.btn-partner {
  background: #FFFFFF;
  color: var(--text-main);
  border: 1.5px solid var(--border-light);
  font-weight: 700;
  font-size: 0.885rem;
  padding: 0.65rem 1.25rem;
}

.btn-partner:hover {
  border-color: var(--primary);
  color: var(--primary);
  background: var(--primary-light);
}

.btn-partner-white {
  background: rgba(255, 255, 255, 0.12);
  color: #FFFFFF;
  border: 1.5px solid rgba(255, 255, 255, 0.3);
  font-weight: 700;
  font-size: 0.885rem;
  padding: 0.65rem 1.25rem;
  backdrop-filter: blur(8px);
}

.btn-partner-white:hover {
  background: rgba(255, 255, 255, 0.22);
  border-color: #38BDF8;
  color: #FFFFFF;
}

.btn-green {
  background: var(--primary);
  color: #FFFFFF;
  font-weight: 800;
  border: 1.5px solid var(--primary);
  box-shadow: 0 6px 18px rgba(0, 80, 158, 0.35);
}

.btn-green:hover {
  background: var(--primary-hover);
  color: #FFFFFF;
  border-color: var(--primary-hover);
  transform: translateY(-2px) scale(1.02);
  box-shadow: 0 10px 24px rgba(0, 80, 158, 0.5);
}

.btn-dark {
  background: var(--text-main);
  color: #FFFFFF;
}

.btn-dark:hover {
  background: #1E293B;
  transform: translateY(-2px);
}

.btn-lg {
  padding: 0.95rem 2rem;
  font-size: 1.05rem;
  border-radius: 12px;
}

.btn-sm {
  padding: 0.45rem 0.95rem;
  font-size: 0.825rem;
  border-radius: 8px;
}

/* Badges */
.badge-pill {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  padding: 0.35rem 0.85rem;
  border-radius: var(--radius-badge, 6px);
  font-size: 0.8rem;
  font-weight: 800;
  letter-spacing: 0.03em;
}

.badge-blue {
  background: var(--primary-light);
  color: var(--primary);
  border: 1px solid rgba(15, 23, 42, 0.12);
}

.badge-green {
  background: var(--primary-light);
  color: var(--primary);
  border: 1px solid rgba(0, 80, 158, 0.25);
}

.badge-lime {
  background: #EAF9DE;
  color: #2F6000;
  border: 1px solid rgba(0, 80, 158, 0.5);
}

.badge-orange {
  background: var(--vivid-orange-light);
  color: var(--vivid-orange);
  border: 1px solid rgba(255, 87, 34, 0.2);
}

.badge-purple {
  background: var(--electric-pink-light);
  color: var(--electric-pink);
  border: 1px solid rgba(231, 43, 231, 0.2);
}

/* ==========================================================================
   VIBRANT SUPER.MONEY HERO SECTION
   ========================================================================== */
.hero-vibrant-super {
  position: relative;
  min-height: 88vh;
  background: linear-gradient(135deg, #001A35 0%, #002B57 55%, #00509E 100%);
  color: #FFFFFF;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  text-align: center;
  padding: 8rem 1.5rem 5.5rem;
  overflow: hidden;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.hero-vibrant-super::before {
  content: '';
  position: absolute;
  top: -80px;
  right: -80px;
  width: 450px;
  height: 450px;
  background: radial-gradient(circle, rgba(0, 26, 53, 0.8) 0%, rgba(0, 26, 53, 0) 70%);
  border-radius: 50%;
  pointer-events: none;
  filter: blur(40px);
  z-index: 1;
}

.hero-vibrant-super::after {
  content: '';
  position: absolute;
  bottom: -90px;
  left: 5%;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(0, 80, 158, 0.35) 0%, rgba(0, 80, 158, 0) 70%);
  border-radius: 50%;
  pointer-events: none;
  filter: blur(40px);
  z-index: 1;
}

.hero-content-wrap {
  position: relative;
  z-index: 5;
  max-width: 960px;
  margin: 0 auto;
  text-align: center;
}

/* Hero Tagline & Headline Highlights (Clean Status Line, Zero Button Shape) */
.hero-tagline-pill {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  background: transparent !important;
  border: none !important;
  padding: 0 !important;
  margin-bottom: 1.25rem;
  box-shadow: none !important;
  border-radius: 0 !important;
  backdrop-filter: none !important;
  -webkit-backdrop-filter: none !important;
}

.hero-tagline-pill .dot {
  width: 8px;
  height: 8px;
  background: #38BDF8;
  border-radius: 50%;
  box-shadow: 0 0 10px #38BDF8, 0 0 16px rgba(56, 189, 248, 0.6);
  display: inline-block;
  flex-shrink: 0;
  animation: pulse-dot 2s infinite ease-in-out;
}

.hero-tagline-pill .text {
  font-size: 0.88rem;
  font-weight: 700;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: #38BDF8;
}

.hero-main-title {
  font-size: clamp(2.3rem, 5.2vw, 4.2rem);
  font-weight: 900;
  line-height: 1.12;
  letter-spacing: -0.035em;
  color: #FFFFFF;
  margin-bottom: 1.35rem;
  text-shadow: 0 4px 24px rgba(0, 0, 0, 0.35);
}

.hero-tagline-highlight {
  background: linear-gradient(135deg, #60A5FA 0%, #38BDF8 55%, #FFFFFF 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  display: inline-block;
  filter: drop-shadow(0 2px 14px rgba(0, 80, 158, 0.4));
}

.hero-narrative-desc {
  font-size: clamp(1.05rem, 1.6vw, 1.25rem);
  line-height: 1.68;
  color: rgba(255, 255, 255, 0.9);
  font-weight: 500;
  max-width: 840px;
  margin: 0 auto 2.25rem auto;
  letter-spacing: -0.01em;
}

.hero-narrative-desc strong {
  color: #FFFFFF;
  font-weight: 800;
}

/* Hero CTA Actions */
.hero-cta-actions {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 1.15rem;
  margin-bottom: 2.75rem;
  flex-wrap: wrap;
}

.btn-hero-lime {
  background: #FFFFFF;
  color: #00509E;
  font-weight: 800;
  font-size: 1.025rem;
  padding: 0.95rem 2.1rem;
  border-radius: var(--radius-btn, 10px);
  display: inline-flex;
  align-items: center;
  gap: 0.65rem;
  transition: all var(--transition-bounce);
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.35), 0 0 25px rgba(56, 189, 248, 0.4);
  border: 1.5px solid #FFFFFF;
  text-decoration: none;
}

.btn-hero-lime:hover {
  background: #00509E;
  color: #FFFFFF;
  border-color: #38BDF8;
  transform: translateY(-3px) scale(1.03);
  box-shadow: 0 14px 36px rgba(0, 80, 158, 0.65), 0 0 30px #38BDF8;
}

.btn-hero-outline {
  background: rgba(255, 255, 255, 0.1);
  color: #FFFFFF;
  font-weight: 800;
  font-size: 1.025rem;
  padding: 0.95rem 1.85rem;
  border-radius: var(--radius-btn, 10px);
  display: inline-flex;
  align-items: center;
  gap: 0.65rem;
  transition: all var(--transition-bounce);
  border: 1.5px solid rgba(255, 255, 255, 0.28);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  text-decoration: none;
}

.btn-hero-outline:hover {
  background: rgba(255, 255, 255, 0.2);
  border-color: #38BDF8;
  color: #FFFFFF;
  transform: translateY(-3px);
}

/* Conviction Pills in Hero */
.hero-conviction-pills {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0.75rem;
  align-items: center;
}

.hero-conviction-item {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: 8px;
  padding: 0.5rem 1.15rem;
  font-size: 0.85rem;
  font-weight: 700;
  color: #FFFFFF;
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  transition: all var(--transition-bounce);
}

.hero-conviction-item:hover {
  background: rgba(255, 255, 255, 0.15);
  border-color: var(--neon-lime);
  transform: translateY(-2px);
}

/* ==========================================================================
   3D Floating Neo-Fintech Elements (Corner Assets)
   ========================================================================== */
.floating-asset {
  position: absolute;
  z-index: 2;
  pointer-events: none;
  filter: drop-shadow(0 20px 35px rgba(0, 0, 0, 0.3));
}

.floating-asset-coin {
  top: 18%;
  left: -20px;
  width: 160px;
  height: 160px;
  animation: floatTilt 7s ease-in-out infinite;
}

.floating-asset-cubes {
  bottom: 8%;
  left: 2%;
  width: 170px;
  height: 170px;
  animation: floatSlow 8s ease-in-out infinite;
}

.floating-asset-note {
  bottom: 12%;
  right: -25px;
  width: 250px;
  height: 180px;
  animation: floatWave 9s ease-in-out infinite;
}

/* ==========================================================================
   COSMIC DARK PAGE BANNER (FOR ALL INNER PAGES)
   ========================================================================== */
.page-banner,
.page-hero {
  background: linear-gradient(135deg, #001A35 0%, #002B57 55%, #00509E 100%);
  position: relative;
  overflow: hidden;
  padding: clamp(7.5rem, 11vw, 9.5rem) 1.5rem clamp(3.5rem, 5.5vw, 5rem);
  color: #FFFFFF;
  text-align: center;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
}

.page-banner::before,
.page-hero::before {
  content: '';
  position: absolute;
  top: -80px;
  right: -80px;
  width: 450px;
  height: 450px;
  background: radial-gradient(circle, rgba(0, 26, 53, 0.8) 0%, rgba(0, 26, 53, 0) 70%);
  border-radius: 50%;
  pointer-events: none;
  filter: blur(40px);
  z-index: 1;
}

.page-banner::after,
.page-hero::after {
  content: '';
  position: absolute;
  bottom: -90px;
  left: 5%;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(0, 80, 158, 0.35) 0%, rgba(0, 80, 158, 0) 70%);
  border-radius: 50%;
  pointer-events: none;
  filter: blur(40px);
  z-index: 1;
}

.page-banner .container,
.page-hero .container {
  position: relative;
  z-index: 5;
  max-width: 880px;
  margin: 0 auto;
}

/* Breadcrumb in Page Banner */
.page-banner .breadcrumb,
.page-hero .breadcrumb {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  font-size: 0.825rem;
  font-weight: 700;
  color: rgba(255, 255, 255, 0.75);
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.18);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  padding: 0.4rem 1.1rem;
  border-radius: var(--radius-full);
  margin-bottom: 1.25rem;
}

.page-banner .breadcrumb a,
.page-hero .breadcrumb a {
  color: rgba(255, 255, 255, 0.85);
  transition: color var(--transition);
  text-decoration: none;
}

.page-banner .breadcrumb a:hover,
.page-hero .breadcrumb a:hover {
  color: var(--neon-lime);
}

.page-banner .breadcrumb-sep,
.page-hero .breadcrumb-sep {
  color: rgba(255, 255, 255, 0.4);
}

.page-banner .breadcrumb-current,
.page-hero .breadcrumb-current,
.about-hero-section .breadcrumb-current,
.breadcrumb-trail span:last-child,
.breadcrumb .breadcrumb-current {
  color: #38BDF8 !important;
  font-weight: 800;
  text-shadow: 0 2px 8px rgba(0, 0, 0, 0.4);
}

/* Banner Title & Subtitle */
.page-banner h1,
.page-hero h1 {
  font-size: clamp(2.3rem, 4.6vw, 3.6rem);
  font-weight: 900;
  color: #FFFFFF;
  letter-spacing: -0.035em;
  line-height: 1.15;
  margin: 0.75rem 0 1rem 0;
  text-shadow: 0 4px 24px rgba(0, 0, 0, 0.35);
}

.page-banner p,
.page-hero p {
  font-size: clamp(1.05rem, 1.5vw, 1.2rem);
  font-weight: 500;
  color: rgba(255, 255, 255, 0.88);
  line-height: 1.65;
  max-width: 760px;
  margin: 0 auto;
  letter-spacing: -0.01em;
}

/* Page Banner Floating Badges */
.page-banner .badge-blue {
  background: rgba(255, 255, 255, 0.12);
  color: #FFFFFF;
  border: 1px solid rgba(255, 255, 255, 0.25);
  backdrop-filter: blur(10px);
}

.page-banner .badge-green,
.page-banner .badge-lime {
  background: rgba(0, 80, 158, 0.25);
  color: var(--neon-lime);
  border: 1px solid rgba(56, 189, 248, 0.5);
  backdrop-filter: blur(10px);
}

.page-banner .badge-orange {
  background: rgba(255, 107, 0, 0.18);
  color: #FFB070;
  border: 1px solid rgba(255, 107, 0, 0.4);
  backdrop-filter: blur(10px);
}

.page-banner .badge-purple {
  background: rgba(236, 72, 153, 0.18);
  color: #FBCFE8;
  border: 1px solid rgba(236, 72, 153, 0.4);
  backdrop-filter: blur(10px);
}

/* ==========================================================================
   ABOUT PAGE FULL-WIDTH COSMIC HERO SECTION
   ========================================================================== */
.about-hero-section {
  background: linear-gradient(135deg, #001A35 0%, #002B57 55%, #00509E 100%);
  position: relative;
  overflow: hidden;
  padding: clamp(8rem, 12vw, 10.5rem) 1.5rem clamp(4.5rem, 7vw, 6.5rem);
  color: #FFFFFF;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  text-align: center;
}

.about-hero-glow-1 {
  position: absolute;
  top: -80px;
  right: -80px;
  width: 450px;
  height: 450px;
  background: radial-gradient(circle, rgba(0, 26, 53, 0.8) 0%, rgba(0, 26, 53, 0) 70%);
  border-radius: 50%;
  pointer-events: none;
  filter: blur(40px);
}

.about-hero-glow-2 {
  position: absolute;
  bottom: -90px;
  left: 5%;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(0, 80, 158, 0.35) 0%, rgba(0, 80, 158, 0) 70%);
  border-radius: 50%;
  pointer-events: none;
  filter: blur(40px);
}

.about-hero-section .breadcrumb {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  font-size: 0.825rem;
  font-weight: 700;
  color: rgba(255, 255, 255, 0.75);
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.2);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  padding: 0.35rem 1rem;
  border-radius: var(--radius-full);
}

.about-hero-section .breadcrumb a {
  color: rgba(255, 255, 255, 0.9);
  transition: color var(--transition);
}

.about-hero-section .breadcrumb a:hover {
  color: var(--neon-lime);
}

.about-hero-section .breadcrumb-sep {
  color: rgba(255, 255, 255, 0.45);
}

.about-hero-section .breadcrumb-current {
  color: var(--neon-lime);
  font-weight: 800;
}

.about-hero-title {
  font-size: clamp(2.4rem, 5.2vw, 4rem);
  font-weight: 900;
  line-height: 1.12;
  letter-spacing: -0.035em;
  color: #FFFFFF;
  margin: 0.75rem auto 1.5rem auto;
  max-width: 980px;
  text-shadow: 0 4px 24px rgba(0, 0, 0, 0.35);
}

.text-gradient-lime {
  background: linear-gradient(135deg, #60A5FA 0%, #38BDF8 50%, #FFFFFF 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.about-hero-desc {
  font-size: clamp(1.05rem, 1.8vw, 1.25rem);
  line-height: 1.68;
  color: rgba(255, 255, 255, 0.88);
  font-weight: 500;
  max-width: 860px;
  margin: 0 auto 2.5rem auto;
}

.about-hero-pills {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0.85rem;
  align-items: center;
}

.about-hero-pill-item {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: var(--radius-full);
  padding: 0.55rem 1.25rem;
  font-size: 0.875rem;
  font-weight: 700;
  color: #FFFFFF;
  backdrop-filter: blur(8px);
  transition: all var(--transition-bounce);
}

.about-hero-pill-item:hover {
  background: rgba(255, 255, 255, 0.14);
  border-color: var(--neon-lime);
  transform: translateY(-2px);
}

/* ==========================================================================
   FULLSCREEN ADVISORY NAVIGATION MENU MODAL
   ========================================================================== */
.fullscreen-menu-overlay {
  position: fixed;
  inset: 0;
  background: linear-gradient(135deg, #001A35 0%, #002B57 55%, #00509E 100%);
  z-index: 5000;
  display: flex;
  flex-direction: column;
  padding: clamp(2rem, 4vw, 3.5rem) clamp(2rem, 5vw, 5rem);
  opacity: 0;
  visibility: hidden;
  transition: all 0.35s cubic-bezier(0.16, 1, 0.3, 1);
  overflow-y: auto;
  color: #FFFFFF;
}

.fullscreen-menu-overlay.open {
  opacity: 1;
  visibility: visible;
}

.fullscreen-menu-glow-1 {
  position: absolute;
  top: -60px;
  right: -60px;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(0, 26, 53, 0.8) 0%, rgba(0, 26, 53, 0) 70%);
  border-radius: 50%;
  pointer-events: none;
  filter: blur(40px);
}

.fullscreen-menu-glow-2 {
  position: absolute;
  bottom: -60px;
  left: 5%;
  width: 350px;
  height: 350px;
  background: radial-gradient(circle, rgba(0, 80, 158, 0.2) 0%, rgba(0, 80, 158, 0) 70%);
  border-radius: 50%;
  pointer-events: none;
  filter: blur(40px);
}

.fullscreen-menu-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 2.5rem;
  position: relative;
  z-index: 5;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  padding-bottom: 1.5rem;
}

.fullscreen-menu-close {
  width: 46px;
  height: 46px;
  border-radius: var(--radius-md);
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.2);
  color: #FFFFFF;
  font-size: 1.5rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: all var(--transition);
}

.fullscreen-menu-close:hover {
  background: rgba(255, 255, 255, 0.22);
  border-color: var(--neon-lime);
  color: var(--neon-lime);
  transform: rotate(90deg);
}

.fullscreen-menu-body {
  display: grid;
  grid-template-columns: 1.15fr 1.15fr 1fr;
  gap: 2.5rem;
  flex-grow: 1;
  align-items: flex-start;
  position: relative;
  z-index: 5;
}

.menu-nav-col h5 {
  font-size: 0.825rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--neon-lime);
  margin-bottom: 1.15rem;
  padding-bottom: 0.5rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.menu-nav-links {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.menu-nav-link {
  font-size: 0.95rem;
  font-weight: 700;
  color: rgba(255, 255, 255, 0.9);
  padding: 0.65rem 0.85rem;
  border-radius: var(--radius-md);
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid rgba(255, 255, 255, 0.06);
  display: flex;
  align-items: center;
  justify-content: space-between;
  transition: all var(--transition);
  text-decoration: none;
}

.menu-nav-link strong {
  display: block;
  font-size: 0.95rem;
  color: #FFFFFF;
  font-weight: 800;
  transition: color var(--transition);
}

.menu-nav-link small {
  display: block;
  font-size: 0.775rem;
  color: rgba(255, 255, 255, 0.6);
  margin-top: 0.15rem;
  font-weight: 500;
  transition: color var(--transition);
}

.menu-nav-link svg {
  width: 15px;
  height: 15px;
  opacity: 0.3;
  transform: translateX(-4px);
  transition: all var(--transition);
  color: var(--neon-lime);
  flex-shrink: 0;
}

.menu-nav-link:hover {
  background: rgba(255, 255, 255, 0.08);
  border-color: rgba(0, 80, 158, 0.4);
  transform: translateX(4px);
}

.menu-nav-link:hover strong {
  color: var(--neon-lime);
}

.menu-nav-link:hover small {
  color: rgba(255, 255, 255, 0.85);
}

.menu-nav-link:hover svg {
  opacity: 1;
  transform: translateX(0);
}

.menu-nav-link.highlight {
  background: rgba(0, 80, 158, 0.12);
  border-color: rgba(0, 80, 158, 0.35);
}

.menu-nav-link.highlight strong {
  color: var(--neon-lime);
}

.fullscreen-menu-action-col {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.fullscreen-menu-quick-card {
  background: rgba(255, 255, 255, 0.05);
  border: 1.5px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius-xl);
  padding: 1.75rem;
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  box-shadow: 0 16px 40px rgba(0, 0, 0, 0.3);
}

.fullscreen-menu-wa-btn {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  font-size: 0.875rem;
  font-weight: 800;
  color: #FFFFFF;
  background: #059669;
  padding: 0.75rem 1.25rem;
  border-radius: var(--radius-md);
  text-decoration: none;
  transition: all var(--transition);
  border: 1px solid rgba(255, 255, 255, 0.15);
}

.fullscreen-menu-wa-btn:hover {
  background: var(--primary-hover);
  color: #FFFFFF;
  transform: translateY(-2px);
  box-shadow: 0 4px 14px rgba(0, 80, 158, 0.4);
}

@media (max-width: 1024px) {
  .fullscreen-menu-body {
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
  }
  .fullscreen-menu-action-col {
    grid-column: span 2;
  }
}

@media (max-width: 768px) {
  .fullscreen-menu-body {
    grid-template-columns: 1fr;
    gap: 2rem;
  }
  .fullscreen-menu-action-col {
    grid-column: span 1;
  }
}

/* ==========================================================================
   Bento Grid & Product Modules
   ========================================================================== */
.section-padding { padding: clamp(4rem, 6vw, 6.5rem) 0; }
.section-padding-sm { padding: 3rem 0; }
.bg-white { background: #FFFFFF; }
.bg-page { background: var(--bg-page); }
.bg-subtle { background: var(--bg-subtle); }

.section-header { margin-bottom: 3.5rem; }
.section-header.text-center {
  text-align: center;
  max-width: 780px;
  margin-left: auto;
  margin-right: auto;
}

.section-header h2 {
  font-size: clamp(2rem, 3.2vw, 3rem);
  margin-top: 0.6rem;
  margin-bottom: 0.85rem;
}

.section-header p {
  font-size: 1.05rem;
  color: var(--text-muted);
}

.about-intro-hero-card {
  transition: transform var(--transition-bounce), box-shadow var(--transition-bounce);
}

.about-intro-hero-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 32px 64px -16px rgba(15, 23, 42, 0.35);
}

/* ==========================================================================
   STICKY SPLIT-SCREEN COMPARISON (50/50 PINNED SCROLL)
   ========================================================================== */
.sticky-comparison-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3.5rem;
  align-items: flex-start;
  position: relative;
}

.sticky-left-panel {
  position: sticky;
  top: 6.5rem;
  align-self: flex-start;
}

.sticky-left-content {
  background: var(--bg-card);
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-2xl);
  padding: 2.75rem 2.25rem;
  box-shadow: var(--shadow-sm);
}

.sticky-title {
  font-size: clamp(2rem, 3.2vw, 2.75rem);
  font-weight: 900;
  line-height: 1.15;
  color: var(--text-main);
  margin-top: 0.5rem;
  margin-bottom: 0.85rem;
  letter-spacing: -0.03em;
}

.sticky-desc {
  font-size: 0.95rem;
  color: var(--text-muted);
  line-height: 1.6;
  margin-bottom: 1.75rem;
}

.sticky-indicator-list {
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
}

.sticky-indicator-item {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  padding: 0.75rem 1rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-light);
  background: var(--bg-subtle);
  transition: all var(--transition-bounce);
  cursor: pointer;
  text-decoration: none;
}

.sticky-indicator-item .indicator-num {
  font-family: var(--font-mono);
  font-size: 0.85rem;
  font-weight: 800;
  color: var(--text-muted);
  background: rgba(15, 23, 42, 0.06);
  padding: 0.25rem 0.5rem;
  border-radius: var(--radius-sm);
  transition: all var(--transition);
}

.sticky-indicator-item .indicator-text strong {
  display: block;
  font-size: 0.875rem;
  color: var(--text-main);
  font-weight: 800;
  transition: color var(--transition);
}

.sticky-indicator-item .indicator-text span {
  display: block;
  font-size: 0.75rem;
  color: var(--text-muted);
}

.sticky-indicator-item:hover,
.sticky-indicator-item.active {
  background: var(--primary-light);
  border-color: var(--primary);
  transform: translateX(4px);
}

.sticky-indicator-item.active .indicator-num {
  background: var(--primary);
  color: #FFFFFF;
}

.sticky-indicator-item.active .indicator-text strong {
  color: var(--primary);
}

/* Right Stream Cards */
.sticky-right-stream {
  display: flex;
  flex-direction: column;
  gap: 2rem;
}

.deep-compare-card {
  background: var(--bg-card);
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-2xl);
  padding: 2.25rem 2rem;
  box-shadow: var(--shadow-sm);
  transition: all var(--transition-bounce);
  position: relative;
  overflow: hidden;
}.deep-compare-card:hover {
  border-color: rgba(15, 23, 42, 0.2);
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
}

.deep-card-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  margin-bottom: 1.15rem;
}

.deep-card-title {
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--text-main);
  margin-bottom: 0.5rem;
  line-height: 1.3;
}

.deep-card-desc {
  font-size: 0.9rem;
  color: var(--text-muted);
  line-height: 1.55;
  margin-bottom: 1.5rem;
}

.deep-versus-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.versus-col {
  padding: 1.25rem;
  border-radius: var(--radius-xl);
  font-size: 0.85rem;
  display: flex;
  flex-direction: column;
}

.versus-negative {
  background: rgba(220, 38, 38, 0.04);
  border: 1px solid rgba(220, 38, 38, 0.15);
}

.versus-positive {
  background: linear-gradient(135deg, rgba(15, 23, 42, 0.03), rgba(0, 80, 158, 0.08));
  border: 1.5px solid var(--primary);
  box-shadow: 0 4px 12px rgba(15, 23, 42, 0.06);
}

.versus-badge-tag {
  font-size: 0.72rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  padding: 0.3rem 0.65rem;
  border-radius: var(--radius-sm);
  display: inline-block;
  align-self: flex-start;
  margin-bottom: 0.85rem;
}

.tag-bad {
  background: #FEE2E2;
  color: #DC2626;
}

.tag-good {
  background: var(--primary);
  color: #FFFFFF;
}

.versus-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
  color: var(--text-body);
  line-height: 1.45;
}

.versus-negative .versus-list li {
  position: relative;
  padding-left: 1.15rem;
}

.versus-negative .versus-list li::before {
  content: "✕";
  position: absolute;
  left: 0;
  top: 0;
  color: #DC2626;
  font-weight: 900;
  font-size: 0.85rem;
}

.versus-positive .versus-list li {
  position: relative;
  padding-left: 1.15rem;
}

.versus-positive .versus-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  top: 0;
  color: #00509E;
  font-weight: 900;
  font-size: 0.85rem;
}

/* Responsive */
@media (max-width: 991px) {
  .sticky-comparison-layout {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }
  .sticky-left-panel {
    position: static;
  }
  .sticky-indicator-list {
    display: none;
  }
  .deep-versus-grid {
    grid-template-columns: 1fr;
  }
}

/* Product Filter Tabs */
.product-filter-tabs {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-bottom: 2.75rem;
}

.product-filter-btn {
  background: #FFFFFF;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-full);
  padding: 0.6rem 1.35rem;
  font-size: 0.875rem;
  font-weight: 800;
  color: var(--text-muted);
  cursor: pointer;
  transition: all var(--transition-bounce);
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
}

.product-filter-btn:hover {
  border-color: var(--primary);
  color: var(--primary);
  transform: translateY(-2px);
}

.product-filter-btn.active {
  background: var(--primary);
  border-color: var(--primary);
  color: #FFFFFF;
  box-shadow: 0 4px 14px rgba(15, 23, 42, 0.25);
}

.product-filter-btn .filter-count {
  font-family: var(--font-mono);
  font-size: 0.75rem;
  background: rgba(15, 23, 42, 0.08);
  padding: 0.15rem 0.45rem;
  border-radius: var(--radius-full);
}

.product-filter-btn.active .filter-count {
  background: rgba(255, 255, 255, 0.25);
  color: #FFFFFF;
}

.super-bento-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 1.75rem;
}

.bento-card {
  background: #FFFFFF;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-xl);
  padding: 2.25rem 2rem;
  transition: all var(--transition-bounce);
  display: flex;
  flex-direction: column;
  position: relative;
  overflow: hidden;
  box-shadow: 0 4px 20px rgba(15, 23, 42, 0.04);
}

.bento-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, #00509E 0%, #38BDF8 100%);
  opacity: 0;
  transition: opacity var(--transition);
  z-index: 10;
}

.bento-card:hover::before {
  opacity: 1;
}

.bento-card:hover {
  transform: translateY(-6px);
  border-color: rgba(15, 23, 42, 0.25);
  box-shadow: 0 20px 40px -12px rgba(15, 23, 42, 0.12);
}

.bento-metrics-strip {
  display: flex;
  gap: 0.45rem;
  margin-bottom: 1.25rem;
  flex-wrap: wrap;
}

.bento-metric-chip {
  background: var(--bg-subtle);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-sm);
  padding: 0.25rem 0.6rem;
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--text-body);
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
}

.bento-card-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 1.25rem;
}

.bento-icon-wrapper {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
}

.bento-icon-blue { background: rgba(15, 23, 42, 0.06); color: var(--primary); }
.bento-icon-green { background: var(--primary-light); color: var(--primary); }
.bento-icon-lime { background: #EAF9DE; color: #2F6000; }
.bento-icon-orange { background: rgba(255, 107, 0, 0.1); color: var(--vivid-orange); }
.bento-icon-pink { background: rgba(15, 23, 42, 0.06); color: var(--primary); }

.bento-card h3 {
  font-size: 1.35rem;
  font-weight: 800;
  margin-bottom: 0.45rem;
  color: var(--text-main);
}

.bento-card p {
  color: var(--text-muted);
  font-size: 0.885rem;
  line-height: 1.58;
  margin-bottom: 1.25rem;
}

.bento-pill-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  margin-bottom: 1.75rem;
  padding-top: 1.25rem;
  border-top: 1px solid var(--border-light);
}

.bento-pill-list li {
  font-size: 0.855rem;
  line-height: 1.45;
  color: var(--text-body);
  display: flex;
  align-items: flex-start;
  gap: 0.65rem;
}

.bento-pill-list li strong {
  color: var(--text-main);
  font-weight: 700;
}

/* Minimal USP Icon Badge */
.bento-usp-icon {
  width: 24px;
  height: 24px;
  min-width: 24px;
  border-radius: 6px;
  background: rgba(15, 23, 42, 0.05);
  border: 1px solid rgba(15, 23, 42, 0.09);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: var(--primary);
  margin-top: 1px;
  flex-shrink: 0;
  transition: all 0.2s cubic-bezier(0.16, 1, 0.3, 1);
}

.bento-usp-icon svg {
  width: 13.5px;
  height: 13.5px;
  stroke: currentColor;
  stroke-width: 2.2;
  stroke-linecap: round;
  stroke-linejoin: round;
  fill: none;
}

.bento-card:hover .bento-usp-icon {
  background: var(--primary);
  border-color: var(--primary);
  color: #FFFFFF;
}

.bento-footer {
  margin-top: auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 1.25rem;
  border-top: 1px solid var(--border-light);
}

.bento-rate-tag {
  display: flex;
  flex-direction: column;
}

.bento-rate-tag span {
  font-size: 0.725rem;
  color: var(--text-muted);
  text-transform: uppercase;
  font-weight: 700;
}

.bento-rate-tag strong {
  font-size: 1.25rem;
  color: var(--primary);
  font-family: var(--font-mono);
}

/* Product Detail Modules */
.product-hero-highlight {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 2.5rem;
  align-items: center;
  background: #FFFFFF;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-xl);
  padding: clamp(2rem, 4vw, 3rem);
  box-shadow: var(--shadow-md);
  margin-bottom: 3.5rem;
}

.product-spec-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
  margin: 1.5rem 0;
}

.product-hero-highlight .product-spec-grid {
  grid-template-columns: repeat(2, 1fr);
  gap: 0.85rem;
  margin: 1.35rem 0;
}

.product-spec-box {
  background: var(--bg-subtle);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-md);
  padding: 0.85rem 1.15rem;
  transition: all var(--transition);
}

.product-spec-box:hover {
  background: #FFFFFF;
  border-color: rgba(15, 23, 42, 0.2);
  box-shadow: var(--shadow-sm);
  transform: translateY(-2px);
}

.product-spec-box span {
  font-size: 0.725rem;
  color: var(--text-muted);
  text-transform: uppercase;
  font-weight: 800;
  letter-spacing: 0.05em;
  display: block;
  margin-bottom: 0.25rem;
}

.product-spec-box strong {
  font-size: 1.125rem;
  font-weight: 800;
  font-family: var(--font-heading);
  color: var(--text-main);
  letter-spacing: -0.02em;
  display: block;
  white-space: nowrap;
  line-height: 1.25;
}

@media (max-width: 1024px) {
  .product-spec-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 520px) {
  .product-spec-grid,
  .product-hero-highlight .product-spec-grid {
    grid-template-columns: 1fr 1fr;
    gap: 0.65rem;
  }
  .product-spec-box {
    padding: 0.75rem 0.85rem;
  }
  .product-spec-box strong {
    font-size: 0.95rem;
  }
}

.super-card {
  background: #FFFFFF;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-xl);
  padding: 2.25rem;
  box-shadow: var(--shadow-super);
  position: relative;
  transition: transform var(--transition);
}

.super-card:hover {
  box-shadow: var(--shadow-lg);
}

.super-card-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 1.5rem;
  padding-bottom: 1rem;
  border-bottom: 1px solid var(--border-light);
}

/* ==========================================================================
   THINK BEFORE YOU BORROW — INFOGRAPHIC DECISION FRAMEWORK
   ========================================================================== */
.think-infographic-wrap {
  position: relative;
  margin: 3.5rem 0 2rem;
}

.think-pillars-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.75rem;
  margin-top: 2.5rem;
}

@media (max-width: 900px) {
  .think-pillars-grid {
    grid-template-columns: 1fr;
  }
}

.think-pillar-card {
  background: #FFFFFF;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-xl);
  padding: 2.25rem;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  position: relative;
  overflow: hidden;
  transition: all var(--transition-bounce);
}

.think-pillar-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--primary);
}

.think-pillar-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 5px;
  background: var(--primary);
}

.think-pillar-card.pillar-blue::before { background: linear-gradient(90deg, #00509E 0%, #38BDF8 100%); }
.think-pillar-card.pillar-green::before { background: linear-gradient(90deg, #00509E, #38BDF8); }
.think-pillar-card.pillar-orange::before { background: linear-gradient(90deg, #FF6B00, #FFA800); }
.think-pillar-card.pillar-purple::before { background: linear-gradient(90deg, #8B5CF6, #EC4899); }

.pillar-header {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-bottom: 1.25rem;
}

.pillar-icon-box {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  flex-shrink: 0;
}

.pillar-icon-blue { background: rgba(15, 23, 42, 0.08); color: var(--primary); }
.pillar-icon-green { background: var(--primary-light); color: var(--primary); }
.pillar-icon-orange { background: rgba(255, 107, 0, 0.1); color: #FF6B00; }
.pillar-icon-purple { background: rgba(139, 92, 246, 0.12); color: #8B5CF6; }

.pillar-title-wrap h3 {
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--text-main);
  margin-bottom: 0.2rem;
}

.pillar-body p {
  color: var(--text-body);
  font-size: 0.95rem;
  line-height: 1.65;
  margin-bottom: 1.25rem;
}

/* Green Flag / Red Flag Comparison */
.flag-split-box {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.85rem;
  background: var(--bg-subtle);
  padding: 1rem;
  border-radius: var(--radius-md);
  margin-top: auto;
}

@media (max-width: 540px) {
  .flag-split-box {
    grid-template-columns: 1fr;
  }
}

.flag-col-green,
.flag-col-red {
  font-size: 0.85rem;
  line-height: 1.5;
}

.flag-label-green {
  display: flex;
  align-items: center;
  gap: 0.35rem;
  color: #059669;
  font-weight: 800;
  font-size: 0.78rem;
  text-transform: uppercase;
  margin-bottom: 0.4rem;
}

.flag-label-red {
  display: flex;
  align-items: center;
  gap: 0.35rem;
  color: #DC2626;
  font-weight: 800;
  font-size: 0.78rem;
  text-transform: uppercase;
  margin-bottom: 0.4rem;
}

.flag-list {
  list-style: none;
  padding: 0;
  margin: 0;
  color: var(--text-main);
}

.flag-list li {
  margin-bottom: 0.35rem;
  position: relative;
  padding-left: 0.95rem;
}

.flag-list li::before {
  content: '•';
  position: absolute;
  left: 0;
  font-weight: 900;
}

.flag-col-green .flag-list li::before { color: #059669; }
.flag-col-red .flag-list li::before { color: #DC2626; }

/* Visual FOIR Meter Bar */
.foir-meter-container {
  background: var(--bg-subtle);
  border-radius: var(--radius-md);
  padding: 1.15rem;
  margin-top: auto;
}

.foir-meter-labels {
  display: flex;
  justify-content: space-between;
  font-size: 0.75rem;
  font-weight: 800;
  margin-bottom: 0.5rem;
}

.foir-track {
  height: 10px;
  border-radius: var(--radius-full);
  background: linear-gradient(90deg, #10B981 0%, #10B981 35%, #F59E0B 35%, #F59E0B 50%, #EF4444 50%, #EF4444 100%);
  position: relative;
}

.foir-legend {
  display: flex;
  justify-content: space-between;
  font-size: 0.72rem;
  color: var(--text-muted);
  margin-top: 0.5rem;
  font-weight: 600;
}

/* Cost Equation Formula */
.cost-equation-box {
  background: linear-gradient(135deg, rgba(15, 23, 42, 0.03), rgba(0, 80, 158, 0.05));
  border: 1px dashed var(--primary);
  border-radius: var(--radius-md);
  padding: 1rem;
  text-align: center;
  font-family: var(--font-mono);
  font-size: 0.825rem;
  font-weight: 700;
  color: var(--primary);
  margin-top: auto;
}

/* Facility Matcher Chips */
.facility-chips-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.6rem;
  margin-top: auto;
}

.facility-chip {
  background: var(--bg-subtle);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-sm);
  padding: 0.65rem 0.75rem;
  font-size: 0.8rem;
  line-height: 1.4;
}

.facility-chip strong {
  display: block;
  color: var(--primary);
  font-size: 0.85rem;
}

/* Interactive FOIR Borrowing Health Widget */
.borrowing-health-widget {
  background: linear-gradient(135deg, #001A35 0%, #002B57 50%, #001428 100%);
  border: 1.5px solid rgba(255, 255, 255, 0.15);
  border-radius: var(--radius-xl);
  padding: clamp(2rem, 4vw, 3rem);
  color: #FFFFFF;
  margin-top: 3rem;
  box-shadow: 0 16px 40px rgba(15, 11, 48, 0.4);
}

.health-widget-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2.5rem;
  align-items: center;
}

@media (max-width: 860px) {
  .health-widget-grid {
    grid-template-columns: 1fr;
    gap: 2rem;
  }
}

.health-input-group {
  margin-bottom: 1.25rem;
}

.health-input-group label {
  display: flex;
  justify-content: space-between;
  font-size: 0.875rem;
  font-weight: 700;
  color: rgba(255, 255, 255, 0.9);
  margin-bottom: 0.4rem;
}

.health-input-val {
  font-family: var(--font-mono);
  color: var(--neon-lime);
  font-weight: 800;
}

.health-slider {
  width: 100%;
  height: 8px;
  border-radius: 4px;
  background: rgba(255, 255, 255, 0.2);
  outline: none;
  -webkit-appearance: none;
  appearance: none;
  cursor: pointer;
  touch-action: pan-y;
}

.health-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--neon-lime);
  box-shadow: 0 0 12px rgba(0, 80, 158, 0.8);
  cursor: grab;
  border: 2px solid #FFFFFF;
}

.health-slider::-moz-range-thumb {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--neon-lime);
  box-shadow: 0 0 12px rgba(0, 80, 158, 0.8);
  cursor: grab;
  border: 2px solid #FFFFFF;
}

.health-slider:active::-webkit-slider-thumb {
  cursor: grabbing;
  transform: scale(1.15);
}

.health-slider:active::-moz-range-thumb {
  cursor: grabbing;
  transform: scale(1.15);
}

.health-verdict-card {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.2);
  backdrop-filter: blur(12px);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  text-align: center;
}

.verdict-foir-number {
  font-size: clamp(2.5rem, 5vw, 3.8rem);
  font-weight: 900;
  font-family: var(--font-mono);
  color: var(--neon-lime);
  line-height: 1;
  margin-bottom: 0.5rem;
}

.verdict-status-pill {
  display: inline-block;
  padding: 0.35rem 1rem;
  border-radius: var(--radius-full);
  font-weight: 800;
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 0.75rem;
}

.status-safe { background: var(--primary-light); color: var(--primary); border: 1px solid var(--primary); }
.status-caution { background: rgba(255, 168, 0, 0.2); color: #FFA800; border: 1px solid #FFA800; }
.status-danger { background: rgba(239, 68, 68, 0.2); color: #F87171; border: 1px solid #EF4444; }

.verdict-advice-text {
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.8);
  line-height: 1.55;
}

.fee-table-wrap {
  overflow-x: auto;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-xl);
  background: #FFFFFF;
  margin: 2rem 0;
  box-shadow: var(--shadow-sm);
}

.fee-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
  font-size: 0.95rem;
  min-width: 650px;
}

.fee-table th {
  background: var(--bg-subtle);
  padding: 1.2rem 1.5rem;
  font-weight: 800;
  color: var(--text-main);
  border-bottom: 1px solid var(--border-light);
}

.fee-table td {
  padding: 1.2rem 1.5rem;
  border-bottom: 1px solid var(--border-light);
  color: var(--text-body);
}

/* ==========================================================================
   HOME-BUYING 360° ACQUISITION BUDGET INFOGRAPHIC
   ========================================================================== */
.home-budget-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  margin: 2.5rem 0;
}

@media (max-width: 1024px) {
  .home-budget-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 640px) {
  .home-budget-grid {
    grid-template-columns: 1fr;
  }
}

.home-budget-card {
  background: #FFFFFF;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-xl);
  padding: 1.75rem 1.4rem;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  position: relative;
  transition: all var(--transition-bounce);
}

.home-budget-card:hover {
  transform: translateY(-4px);
  border-color: var(--primary);
  box-shadow: var(--shadow-md);
}

.budget-card-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 1rem;
}

.budget-pct-badge {
  font-family: var(--font-mono);
  font-size: 0.85rem;
  font-weight: 800;
  padding: 0.25rem 0.65rem;
  border-radius: var(--radius-full);
}

.pct-blue { background: rgba(15, 23, 42, 0.08); color: var(--primary); }
.pct-orange { background: rgba(255, 107, 0, 0.12); color: #FF6B00; }
.pct-green { background: var(--primary-light); color: var(--primary); }
.pct-purple { background: rgba(139, 92, 246, 0.12); color: #8B5CF6; }

.budget-funding-tag {
  font-size: 0.72rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.4px;
}

.tag-loan-funded { color: #059669; }
.tag-self-funded { color: #DC2626; }

.home-budget-card h4 {
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--text-main);
  margin-bottom: 0.35rem;
}

.budget-summary-text {
  font-size: 0.85rem;
  color: var(--text-muted);
  line-height: 1.45;
  margin-bottom: 1rem;
}

.budget-pill-list {
  list-style: none;
  padding: 0;
  margin: auto 0 0 0;
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
}

.budget-pill-item {
  background: var(--bg-subtle);
  border: 1px solid var(--border-light);
  padding: 0.4rem 0.6rem;
  border-radius: var(--radius-sm);
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--text-main);
  display: flex;
  align-items: center;
  gap: 0.4rem;
}

/* Golden 6-Month Emergency Shield Box */
.emergency-shield-card {
  background: linear-gradient(135deg, rgba(255, 168, 0, 0.08), rgba(255, 107, 0, 0.04));
  border: 1.5px solid #FCD34D;
  border-radius: var(--radius-xl);
  padding: 1.5rem 2rem;
  display: flex;
  align-items: center;
  gap: 1.5rem;
  margin: 2.5rem 0;
}

@media (max-width: 640px) {
  .emergency-shield-card {
    flex-direction: column;
    text-align: center;
  }
}

.emergency-shield-icon {
  font-size: 2.5rem;
  flex-shrink: 0;
}

.emergency-shield-text h4 {
  color: #92400E;
  font-size: 1.15rem;
  font-weight: 800;
  margin-bottom: 0.25rem;
}

.emergency-shield-text p {
  color: #78350F;
  font-size: 0.9rem;
  line-height: 1.5;
  margin: 0;
}

/* Legal Due Diligence 4-Grid */
.due-diligence-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.25rem;
  margin: 2rem 0;
}

@media (max-width: 1024px) {
  .due-diligence-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 640px) {
  .due-diligence-grid {
    grid-template-columns: 1fr;
  }
}

.due-diligence-card {
  background: #FFFFFF;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 1.5rem;
  box-shadow: var(--shadow-sm);
  transition: all var(--transition);
}

.due-diligence-card:hover {
  transform: translateY(-3px);
  border-color: var(--primary);
}

.due-diligence-card h4 {
  font-size: 1rem;
  font-weight: 800;
  color: var(--text-main);
  margin-bottom: 0.35rem;
}

.due-diligence-card p {
  font-size: 0.825rem;
  color: var(--text-muted);
  line-height: 1.45;
  margin: 0;
}

/* ==========================================================================
   MORTGAGE RISK & ASSET PROTECTION INFOGRAPHIC MATRIX
   ========================================================================== */
.mortgage-risk-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.75rem;
  margin: 2.5rem 0;
}

@media (max-width: 960px) {
  .mortgage-risk-grid {
    grid-template-columns: 1fr;
  }
}

.mortgage-risk-card {
  background: #FFFFFF;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-xl);
  padding: 2rem 1.65rem;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  position: relative;
  overflow: hidden;
  transition: all var(--transition-bounce);
}

.mortgage-risk-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: #EF4444;
}

.mortgage-risk-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 5px;
  background: linear-gradient(90deg, #EF4444, #F59E0B);
}

.risk-card-header {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-bottom: 1.25rem;
}

.risk-icon-box {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-lg);
  background: rgba(239, 68, 68, 0.1);
  color: #DC2626;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  flex-shrink: 0;
}

.risk-card-header h3 {
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--text-main);
  margin-bottom: 0.15rem;
}

.risk-card-body p {
  color: var(--text-body);
  font-size: 0.925rem;
  line-height: 1.6;
  margin-bottom: 1.25rem;
}

.risk-shield-box {
  background: linear-gradient(135deg, rgba(0, 80, 158, 0.08), rgba(15, 23, 42, 0.03));
  border: 1px solid rgba(0, 80, 158, 0.3);
  border-radius: var(--radius-md);
  padding: 0.9rem 1rem;
  margin-top: auto;
  font-size: 0.825rem;
  line-height: 1.5;
  color: var(--text-main);
}

.risk-shield-box strong {
  display: block;
  color: #059669;
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 0.25rem;
}

.asset-rights-banner {
  background: linear-gradient(135deg, #001A35 0%, #002B57 50%, #001428 100%);
  border: 1.5px solid rgba(255, 255, 255, 0.15);
  border-radius: var(--radius-xl);
  padding: 2.25rem;
  color: #FFFFFF;
  margin: 3rem 0 2rem;
  box-shadow: var(--shadow-lg);
}

.asset-rights-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  margin-top: 1.5rem;
}

@media (max-width: 768px) {
  .asset-rights-grid {
    grid-template-columns: 1fr;
  }
}

.asset-right-card {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: var(--radius-md);
  padding: 1.25rem;
}

.asset-right-card h4 {
  color: var(--neon-lime);
  font-size: 1rem;
  font-weight: 800;
  margin-bottom: 0.35rem;
}

.asset-right-card p {
  color: rgba(255, 255, 255, 0.8);
  font-size: 0.85rem;
  line-height: 1.45;
  margin: 0;
}

/* ==========================================================================
   VISUAL END-TO-END ROADMAP PIPELINE (INFOGRAPHIC STEPPER)
   ========================================================================== */
.roadmap-pipeline-wrap {
  position: relative;
  margin-top: 2.5rem;
}

.roadmap-pipeline-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  position: relative;
}

@media (max-width: 1024px) {
  .roadmap-pipeline-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 640px) {
  .roadmap-pipeline-grid {
    grid-template-columns: 1fr;
  }
}

.roadmap-stage-card {
  background: var(--bg-card);
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-2xl);
  padding: 2rem 1.65rem;
  position: relative;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  transition: all var(--transition-bounce);
  overflow: hidden;
}

.roadmap-stage-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, #00509E 0%, #38BDF8 100%);
  opacity: 0;
  transition: opacity var(--transition);
}

.roadmap-stage-card:hover {
  transform: translateY(-6px);
  border-color: rgba(15, 23, 42, 0.25);
  box-shadow: var(--shadow-md);
}

.roadmap-stage-card:hover::before {
  opacity: 1;
}

.stage-top-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 1.25rem;
}

.stage-num-badge {
  font-family: var(--font-mono);
  font-size: 1.1rem;
  font-weight: 900;
  color: #FFFFFF;
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
  width: 38px;
  height: 38px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 12px rgba(15, 23, 42, 0.2);
}

.stage-time-chip {
  background: var(--primary-light);
  border: 1px solid rgba(15, 23, 42, 0.12);
  padding: 0.25rem 0.65rem;
  border-radius: var(--radius-full);
  font-size: 0.75rem;
  font-weight: 800;
  color: var(--primary);
  display: inline-flex;
  align-items: center;
  gap: 0.3rem;
}

.stage-icon-wrap {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
  transition: transform var(--transition-bounce);
}

.roadmap-stage-card:hover .stage-icon-wrap {
  transform: scale(1.08);
}

.stage-icon-wrap svg {
  width: 26px;
  height: 26px;
}

.roadmap-stage-card h4 {
  font-size: 1.2rem;
  font-weight: 800;
  color: var(--text-main);
  margin-bottom: 0.45rem;
  line-height: 1.25;
}

.stage-summary-text {
  font-size: 0.875rem;
  color: var(--text-muted);
  line-height: 1.5;
  margin-bottom: 1.35rem;
}

.stage-pill-list {
  list-style: none;
  padding: 0;
  margin: auto 0 0 0;
  display: flex;
  flex-direction: column;
  gap: 0.55rem;
}

.stage-pill-item {
  background: var(--bg-subtle);
  border: 1px solid var(--border-light);
  padding: 0.5rem 0.75rem;
  border-radius: var(--radius-md);
  font-size: 0.825rem;
  font-weight: 700;
  color: var(--text-body);
  display: flex;
  align-items: center;
  gap: 0.5rem;
  transition: background var(--transition);
}

.roadmap-stage-card:hover .stage-pill-item {
  background: #FFFFFF;
}

.stage-pill-item svg {
  color: #059669;
  flex-shrink: 0;
  width: 15px;
  height: 15px;
}

.roadmap-trust-strip {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1.25rem;
  margin-top: 3rem;
  padding: 1.5rem 2rem;
  background: var(--bg-card);
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-2xl);
  box-shadow: var(--shadow-sm);
}

.roadmap-trust-item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  font-size: 0.875rem;
  font-weight: 800;
  color: var(--text-main);
}

.roadmap-trust-item .trust-icon-box {
  width: 38px;
  height: 38px;
  border-radius: var(--radius-md);
  background: var(--primary-light);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.roadmap-trust-item svg {
  width: 18px;
  height: 18px;
}

.check-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 1.25rem;
  margin: 2rem 0;
}

.check-box {
  background: #FFFFFF;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-xl);
  padding: 1.75rem 1.5rem;
  text-align: center;
  box-shadow: var(--shadow-sm);
  transition: all var(--transition-bounce);
}

.check-box:hover {
  transform: translateY(-4px);
  border-color: var(--primary);
  box-shadow: var(--shadow-md);
}

.check-num {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: var(--primary-light);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 0.85rem;
  font-weight: 900;
  font-family: var(--font-mono);
  font-size: 1.15rem;
}

/* ==========================================================================
   BANK & NBFC INDUSTRY PARTNERS SHOWCASE
   ========================================================================== */
.bank-partner-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(190px, 1fr));
  gap: 1.25rem;
  margin-top: 2rem;
}

.bank-partner-card {
  background: #FFFFFF;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 1.25rem 1rem;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  box-shadow: var(--shadow-sm);
  transition: all var(--transition-bounce);
  position: relative;
  overflow: hidden;
}

.bank-partner-card:hover {
  transform: translateY(-4px);
  border-color: var(--primary);
  box-shadow: var(--shadow-md);
}

.bank-partner-emblem {
  width: 46px;
  height: 46px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 900;
  font-size: 0.925rem;
  margin-bottom: 0.75rem;
  font-family: var(--font-heading);
  letter-spacing: -0.02em;
  box-shadow: 0 3px 8px rgba(0, 0, 0, 0.08);
}

/* Authentic Brand Color Accents */
.emblem-hdfc { background: #004C8F; color: #FFFFFF; }
.emblem-icici { background: #B83227; color: #FFFFFF; }
.emblem-sbi { background: #0076CE; color: #FFFFFF; }
.emblem-axis { background: #97144D; color: #FFFFFF; }
.emblem-kotak { background: #ED1C24; color: #FFFFFF; }
.emblem-bajaj { background: #004481; color: #FFFFFF; }
.emblem-tata { background: #00877C; color: #FFFFFF; }
.emblem-bob { background: #F26522; color: #FFFFFF; }
.emblem-pnb { background: #A20A2A; color: #FFCC00; }
.emblem-idfc { background: #9E1B32; color: #FFFFFF; }
.emblem-indusind { background: #851C1D; color: #FFFFFF; }
.emblem-lic { background: #005F9E; color: #FFFFFF; }
.emblem-hero { background: #E60000; color: #FFFFFF; }
.emblem-chola { background: #1B5E20; color: #FFFFFF; }
.emblem-mahindra { background: #D32F2F; color: #FFFFFF; }
.emblem-sundaram { background: #E65100; color: #FFFFFF; }
.emblem-au { background: #6A1B9A; color: #FFFFFF; }
.emblem-godrej { background: #00796B; color: #FFFFFF; }
.emblem-piramal { background: #37474F; color: #FFFFFF; }
.emblem-canara { background: #0288D1; color: #FFD54F; }
.emblem-union { background: #C2185B; color: #FFFFFF; }
.emblem-lt { background: #01579B; color: #FFFFFF; }
.emblem-aditya { background: #C62828; color: #FFFFFF; }
.emblem-poonawalla { background: #1565C0; color: #FFFFFF; }
.emblem-federal { background: #0D47A1; color: #FFFFFF; }
.emblem-lendingkart { background: #00897B; color: #FFFFFF; }
.emblem-neogrowth { background: #E91E63; color: #FFFFFF; }
.emblem-clix { background: #673AB7; color: #FFFFFF; }

.bank-partner-name {
  font-size: 0.95rem;
  font-weight: 800;
  color: var(--text-main);
  margin-bottom: 0.2rem;
  line-height: 1.25;
}

.bank-partner-type {
  font-size: 0.725rem;
  color: var(--text-muted);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  margin-bottom: 0.6rem;
}

.bank-partner-badge {
  font-size: 0.725rem;
  font-weight: 700;
  color: #059669;
  background: #ECFDF5;
  border: 1px solid #A7F3D0;
  padding: 0.2rem 0.55rem;
  border-radius: var(--radius-full);
  margin-top: auto;
  white-space: nowrap;
}

.partners-logos-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(130px, 1fr));
  gap: 1rem;
  margin-top: 1.5rem;
}

.partner-logo-item {
  background: #FFFFFF;
  border: 1px solid var(--border-light);
  border-radius: var(--radius-md);
  padding: 1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 0.85rem;
  color: var(--text-muted);
  box-shadow: var(--shadow-sm);
}

.super-cta-banner {
  background: radial-gradient(circle at 50% 0%, #002B57 0%, #001F3F 65%, #001428 100%);
  border: 1.5px solid rgba(0, 80, 158, 0.35);
  border-radius: var(--radius-xl);
  padding: clamp(2.5rem, 5vw, 4.25rem) clamp(1.5rem, 4vw, 3.5rem);
  color: #FFFFFF;
  text-align: center;
  position: relative;
  overflow: hidden;
  box-shadow: 0 24px 60px rgba(10, 8, 30, 0.55), inset 0 1px 0 rgba(255, 255, 255, 0.15);
  isolation: isolate;
  transition: border-color var(--transition), box-shadow var(--transition);
}

.super-cta-banner:hover {
  border-color: rgba(56, 189, 248, 0.5);
  box-shadow: 0 28px 70px rgba(10, 8, 30, 0.65), inset 0 1px 0 rgba(255, 255, 255, 0.2);
}

.super-cta-banner .cta-spotlight {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: radial-gradient(600px circle at var(--mouse-x, 50%) var(--mouse-y, 30%), rgba(0, 80, 158, 0.2), transparent 45%);
  pointer-events: none;
  z-index: 1;
  opacity: 0.9;
  transition: opacity 0.3s ease;
}

.super-cta-banner > *:not(.cta-spotlight) {
  position: relative;
  z-index: 2;
}

.super-cta-banner::before {
  content: '';
  position: absolute;
  top: -80px;
  right: -80px;
  width: 360px;
  height: 360px;
  background: radial-gradient(circle, rgba(0, 26, 53, 0.8) 0%, rgba(0, 26, 53, 0) 70%);
  border-radius: 50%;
  pointer-events: none;
  filter: blur(40px);
  z-index: 0;
}

.super-cta-banner::after {
  content: '';
  position: absolute;
  bottom: -80px;
  left: -80px;
  width: 340px;
  height: 340px;
  background: radial-gradient(circle, rgba(0, 80, 158, 0.2) 0%, rgba(0, 80, 158, 0) 70%);
  border-radius: 50%;
  pointer-events: none;
  filter: blur(40px);
  z-index: 0;
}

/* Live Status Badge with Pulsing Beacon */
.cta-live-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  padding: 0.42rem 1.15rem;
  border-radius: var(--radius-full);
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.18);
  font-size: 0.8rem;
  font-weight: 700;
  color: #FFFFFF;
  backdrop-filter: blur(12px);
  margin-bottom: 1.25rem;
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.2);
}

.cta-pulse-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #38BDF8;
  box-shadow: 0 0 0 0 rgba(56, 189, 248, 0.7);
  animation: cta-beacon 2s infinite;
}

@keyframes cta-beacon {
  0% {
    transform: scale(0.95);
    box-shadow: 0 0 0 0 rgba(56, 189, 248, 0.7);
  }
  70% {
    transform: scale(1);
    box-shadow: 0 0 0 8px rgba(56, 189, 248, 0);
  }
  100% {
    transform: scale(0.95);
    box-shadow: 0 0 0 0 rgba(56, 189, 248, 0);
  }
}

.text-gradient-lime {
  background: linear-gradient(135deg, #60A5FA 0%, #38BDF8 50%, #93C5FD 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.super-cta-banner h2 {
  color: #FFFFFF;
  font-size: clamp(2rem, 3.8vw, 2.9rem);
  font-weight: 900;
  letter-spacing: -0.02em;
  margin-bottom: 0.85rem;
  line-height: 1.2;
}

.super-cta-banner p {
  font-size: clamp(0.98rem, 1.5vw, 1.1rem);
  color: rgba(255, 255, 255, 0.82);
  max-width: 680px;
  margin: 0 auto 2rem;
  line-height: 1.65;
}

/* Interactive Loan Selector Box */
.cta-interactive-box {
  max-width: 680px;
  margin: 0 auto 2.25rem;
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius-lg);
  padding: 1.25rem 1.35rem;
  backdrop-filter: blur(16px);
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.08);
  text-align: center;
}

.cta-selector-title {
  font-size: 0.76rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: rgba(255, 255, 255, 0.7);
  margin-bottom: 0.85rem;
}

.cta-amount-chips {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0.65rem;
  margin-bottom: 0.9rem;
}

.cta-chip {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  padding: 0.65rem 0.5rem;
  border-radius: var(--radius-md);
  background: rgba(255, 255, 255, 0.06);
  border: 1.5px solid rgba(255, 255, 255, 0.14);
  color: #FFFFFF;
  cursor: pointer;
  transition: all 0.2s cubic-bezier(0.16, 1, 0.3, 1);
  font-family: inherit;
  user-select: none;
  outline: none;
}

.cta-chip:hover {
  background: rgba(0, 80, 158, 0.2);
  border-color: rgba(56, 189, 248, 0.5);
  transform: translateY(-2px);
}

.cta-chip.active {
  background: linear-gradient(135deg, rgba(0, 80, 158, 0.35) 0%, rgba(0, 80, 158, 0.16) 100%);
  border-color: #38BDF8;
  box-shadow: 0 0 15px rgba(0, 80, 158, 0.4);
  transform: translateY(-2px);
}

.chip-label {
  font-size: 0.92rem;
  font-weight: 800;
  color: #FFFFFF;
  line-height: 1.2;
}

.cta-chip.active .chip-label {
  color: #38BDF8;
}

.chip-sub {
  font-size: 0.7rem;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.6);
  margin-top: 0.2rem;
}

.cta-dynamic-feedback {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.9);
  padding: 0.5rem 0.75rem;
  background: rgba(0, 0, 0, 0.25);
  border-radius: var(--radius-sm);
  border: 1px solid rgba(255, 255, 255, 0.05);
  transition: all 0.2s ease;
}

.cta-dynamic-feedback strong {
  color: #38BDF8;
}

/* Button Group */
.cta-btn-group {
  display: flex;
  justify-content: center;
  gap: 1rem;
  flex-wrap: wrap;
  align-items: center;
}

.cta-primary-btn {
  background: var(--primary) !important;
  color: #FFFFFF !important;
  font-weight: 800 !important;
  padding: 0.9rem 2rem !important;
  border-radius: 10px !important;
  box-shadow: 0 6px 20px rgba(0, 80, 158, 0.45) !important;
  display: inline-flex !important;
  align-items: center;
  gap: 0.5rem;
  transition: all 0.25s ease;
  text-decoration: none;
  font-size: 1rem;
  border: 1.5px solid rgba(255, 255, 255, 0.25) !important;
}

.cta-primary-btn:hover {
  background: var(--primary-hover) !important;
  color: #FFFFFF !important;
  border-color: rgba(255, 255, 255, 0.45) !important;
  transform: translateY(-2px);
  box-shadow: 0 10px 30px rgba(0, 80, 158, 0.65) !important;
}

.cta-btn-arrow {
  transition: transform 0.2s ease;
  display: inline-block;
}

.cta-primary-btn:hover .cta-btn-arrow {
  transform: translateX(5px);
}

.cta-phone-btn {
  background: rgba(255, 255, 255, 0.08) !important;
  border: 1.5px solid rgba(255, 255, 255, 0.2) !important;
  color: #FFFFFF !important;
  padding: 0.9rem 1.75rem !important;
  border-radius: 10px !important;
  backdrop-filter: blur(12px);
  font-weight: 700 !important;
  display: inline-flex !important;
  align-items: center;
  gap: 0.55rem;
  transition: all 0.25s ease;
  text-decoration: none;
  font-size: 0.95rem;
}

.cta-phone-btn:hover {
  background: rgba(255, 255, 255, 0.16) !important;
  border-color: rgba(255, 255, 255, 0.4) !important;
  transform: translateY(-2px);
  color: #FFFFFF !important;
}

.cta-phone-btn:hover .cta-phone-icon {
  animation: cta-phone-wiggle 0.5s ease;
}

@keyframes cta-phone-wiggle {
  0%, 100% { transform: rotate(0deg); }
  20% { transform: rotate(-14deg); }
  40% { transform: rotate(14deg); }
  60% { transform: rotate(-8deg); }
  80% { transform: rotate(8deg); }
}

/* ==========================================================================
   TRUST & SAFETY BADGES STRIP (MINIMAL)
   ========================================================================== */
.cta-trust-strip {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 1.75rem;
  flex-wrap: wrap;
  margin-top: 2.25rem;
  padding-top: 1.75rem;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.cta-trust-item {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  font-size: 0.8rem;
  font-weight: 700;
  color: rgba(255, 255, 255, 0.75);
  transition: color 0.2s ease;
}

.cta-trust-item svg {
  color: #38BDF8;
  flex-shrink: 0;
}

.cta-trust-item:hover {
  color: #FFFFFF;
}

@media (max-width: 640px) {
  .cta-trust-strip {
    gap: 0.85rem;
  }
  .cta-trust-item {
    font-size: 0.75rem;
  }
}

/* ==========================================================================
   HERO SECTION CURSOR SPOTLIGHT TRACKING (MATCHING CTA EFFECT)
   ========================================================================== */
.hero-clean-section,
.product_hero_section,
.about-hero-section,
.page-banner,
.page-hero,
.hero-vibrant-super {
  position: relative;
  overflow: hidden;
  --mouse-x: 50%;
  --mouse-y: 40%;
}

.hero-spotlight {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: radial-gradient(850px circle at var(--mouse-x, 50%) var(--mouse-y, 40%), rgba(0, 80, 158, 0.2) 0%, rgba(99, 102, 241, 0.06) 38%, transparent 68%);
  pointer-events: none;
  z-index: 1;
  opacity: 0.85;
  transition: opacity 0.35s ease;
}

:is(.hero-clean-section, .product_hero_section, .about-hero-section, .page-banner, .page-hero, .hero-vibrant-super):hover .hero-spotlight {
  opacity: 1;
}

.product_hero_section > .container,
.about-hero-section > .container,
.page-banner > .container,
.page-hero > .container,
.hero-clean-section > .container,
.hero-vibrant-super > .container {
  position: relative;
  z-index: 3;
}

.faq-list {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}

.faq-item {
  background: #FFFFFF;
  border: 2px solid var(--border-primary-10);
  border-radius: var(--radius-lg);
  padding: 0 1.75rem;
  box-shadow: var(--shadow-super);
  transition: all var(--transition);
}

.faq-item.active { border-color: var(--primary); }

.faq-question {
  width: 100%;
  padding: 1.5rem 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1.25rem;
  background: transparent;
  border: none;
  outline: none;
  cursor: pointer;
  text-align: left;
  font-size: 1.08rem;
  font-weight: 800;
  color: var(--text-main);
  font-family: inherit;
}

.faq-icon {
  width: 36px;
  height: 36px;
  min-width: 36px;
  border-radius: var(--radius-sm);
  background: var(--primary);
  color: #FFFFFF;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  transition: transform var(--transition);
  flex-shrink: 0;
}

.faq-item.active .faq-icon { transform: rotate(180deg); }

.faq-answer {
  max-height: 0;
  overflow: hidden;
  color: var(--text-body);
  font-size: 0.95rem;
  line-height: 1.7;
  transition: max-height 0.35s ease, padding 0.35s ease;
}

.faq-item.active .faq-answer {
  max-height: 1200px;
  padding-bottom: 1.5rem;
}

.faq-answer p {
  margin: 0 0 0.75rem 0;
  line-height: 1.7;
}

.faq-answer p:last-child {
  margin-bottom: 0;
}

/* Form Controls */
.form-group { margin-bottom: 1.25rem; }
.form-label {
  display: block;
  font-size: 0.875rem;
  font-weight: 700;
  color: var(--text-main);
  margin-bottom: 0.45rem;
}

.form-control {
  width: 100%;
  padding: 0.85rem 1.15rem;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-md);
  background: #FFFFFF;
  color: var(--text-main);
  font-size: 0.95rem;
  font-weight: 600;
  transition: all var(--transition);
}

.form-control:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 4px rgba(0, 80, 158, 0.35);
}

.form-select { cursor: pointer; }

/* ==========================================================================
   SUPER ENHANCED FOOTER (Compact Disclaimer & Rich Information Structure)
   ========================================================================== */
.site-footer {
  background: #FFFFFF;
  border-top: 1px solid var(--border-light);
  padding: 4.5rem 0 2rem;
  color: var(--text-body);
}

.footer-top-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  gap: 2.75rem;
  margin-bottom: 2.5rem;
}

.footer-brand-col p {
  font-size: 0.875rem;
  color: var(--text-muted);
  margin: 0.85rem 0 1rem;
  line-height: 1.6;
}

.footer-col h4 {
  font-size: 1.05rem;
  margin-bottom: 1.15rem;
  color: var(--text-main);
}

.footer-links {
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
}

.footer-links a {
  font-size: 0.875rem;
  color: var(--text-muted);
  font-weight: 600;
}

.footer-links a:hover {
  color: var(--primary);
  transform: translateX(3px);
}

/* Footer WhatsApp Channel & Social Media */
.footer-whatsapp-channel-wrap {
  display: flex;
  flex-direction: column;
  gap: 1.15rem;
}

.footer-whatsapp-channel-wrap p {
  font-size: 0.85rem;
  color: var(--text-muted);
  line-height: 1.5;
  margin: 0;
}

.btn-whatsapp-channel {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.65rem;
  background: #25D366;
  color: #FFFFFF !important;
  font-weight: 800;
  font-size: 0.875rem;
  padding: 0.75rem 1.25rem;
  border-radius: var(--radius-md);
  text-decoration: none;
  box-shadow: 0 4px 14px rgba(37, 211, 102, 0.28);
  transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
  width: 100%;
}

.btn-whatsapp-channel svg {
  width: 20px;
  height: 20px;
  flex-shrink: 0;
}

.btn-whatsapp-channel:hover {
  background: #20BA5A;
  transform: translateY(-2px);
  box-shadow: 0 6px 18px rgba(37, 211, 102, 0.38);
  color: #FFFFFF !important;
}

.footer-social-title {
  font-size: 0.825rem;
  font-weight: 800;
  color: var(--text-main);
  margin-bottom: 0.6rem;
  letter-spacing: 0.02em;
  text-transform: uppercase;
}

.footer-social-links {
  display: flex;
  gap: 0.6rem;
  align-items: center;
  flex-wrap: wrap;
}

.footer-social-btn {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--bg-subtle);
  border: 1.5px solid var(--border-light);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: var(--text-main);
  transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
  text-decoration: none;
}

.footer-social-btn svg {
  width: 18px;
  height: 18px;
  transition: transform 0.2s ease;
}

.footer-social-btn:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-sm);
}

.footer-social-btn:hover svg {
  transform: scale(1.1);
}

.footer-social-btn.social-wa:hover {
  background: #25D366;
  border-color: #25D366;
  color: #FFFFFF;
}

.footer-social-btn.social-fb:hover {
  background: #1877F2;
  border-color: #1877F2;
  color: #FFFFFF;
}

.footer-social-btn.social-ig:hover {
  background: #E4405F;
  border-color: #E4405F;
  color: #FFFFFF;
}

.footer-social-btn.social-li:hover {
  background: #0A66C2;
  border-color: #0A66C2;
  color: #FFFFFF;
}

.footer-social-btn.social-google:hover {
  background: #4285F4;
  border-color: #4285F4;
  color: #FFFFFF;
}

.footer-social-btn.social-x:hover {
  background: #111111;
  border-color: #111111;
  color: #FFFFFF;
}

.footer-social-btn.social-yt:hover {
  background: #FF0000;
  border-color: #FF0000;
  color: #FFFFFF;
}

/* Trust Badges Strip inside Footer */
.footer-trust-strip {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1rem;
  padding: 1.25rem 0;
  margin-bottom: 2rem;
  border-top: 1px solid var(--border-light);
  border-bottom: 1px solid var(--border-light);
}

.footer-trust-badge {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  font-size: 0.825rem;
  font-weight: 700;
  color: var(--text-main);
}

.footer-trust-badge svg {
  width: 20px;
  height: 20px;
  color: var(--primary);
  flex-shrink: 0;
}

/* Ultra Compact Disclaimer Box */
.footer-disclaimer-ultra-compact {
  background: rgba(11, 14, 30, 0.025);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-md);
  padding: 0.85rem 1.15rem;
  margin-bottom: 1.75rem;
  font-size: 0.68rem;
  line-height: 1.48;
  color: var(--text-muted);
  text-align: justify;
}

.footer-bottom-bar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 1rem;
  padding-top: 1.25rem;
  border-top: 1px solid var(--border-light);
  font-size: 0.8rem;
  color: var(--text-muted);
}

.footer-legal-links {
  display: flex;
  gap: 1.5rem;
}

.footer-legal-links a:hover { color: var(--primary); }

/* Partner Modal */
.modal-overlay {
  position: fixed;
  inset: 0;
  background: rgba(11, 14, 30, 0.6);
  backdrop-filter: blur(8px);
  z-index: 3000;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 1.5rem;
  opacity: 0;
  visibility: hidden;
  transition: all 0.3s ease;
}

.modal-overlay.open {
  opacity: 1;
  visibility: visible;
}

.modal-content {
  background: #FFFFFF;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-xl);
  padding: 2.5rem 2rem;
  width: 100%;
  max-width: 440px;
  box-shadow: var(--shadow-xl);
  position: relative;
  transform: scale(0.95);
  transition: transform 0.3s cubic-bezier(0.16, 1, 0.3, 1);
}

.modal-content-lg {
  max-width: 600px;
  max-height: 92vh;
  overflow-y: auto;
}

.modal-overlay.open .modal-content { transform: scale(1); }

.modal-close {
  position: absolute;
  top: 1.25rem;
  right: 1.25rem;
  font-size: 1.5rem;
  cursor: pointer;
  color: var(--text-muted);
  background: transparent;
}

.modal-close:hover { color: var(--text-main); }

/* Responsive Media Queries */
@media (max-width: 1024px) {
  .product-hero-highlight { grid-template-columns: 1fr; gap: 2rem; }
  .footer-top-grid { grid-template-columns: 1fr 1fr; }
  .fullscreen-menu-body { grid-template-columns: 1fr; gap: 2.5rem; }
}

@media (max-width: 768px) {
  .footer-top-grid { grid-template-columns: 1fr; }
  .top-bar-item { font-size: 0.75rem; }
  .top-bar-links { display: none; }
  .header-buttons-only .btn-partner,
  .header-buttons-only .btn-partner-white { display: none; }
  .header-buttons-only .btn-primary,
  .header-buttons-only .btn-white { padding: 0.55rem 1rem; font-size: 0.85rem; }
  .brand-text-sanction,
  .brand-text-white { font-size: 1.55rem; }
  .product-spec-grid { grid-template-columns: 1fr 1fr; }
  .hero-giant-title { font-size: 3.4rem; }
  .hero-glass-action-card { padding: 1rem 1.25rem; gap: 1rem; }
  .fullscreen-menu-overlay { padding: 2rem 1.5rem; }
  .floating-asset-coin { width: 110px; height: 110px; top: 12%; }
  .floating-asset-note { width: 160px; height: 120px; }
  .floating-asset-cubes { width: 110px; height: 110px; }
}

/* ==========================================================================
   STORYTELLING & CURIOSITY FLOW ENHANCEMENTS
   ========================================================================== */

/* Top Reading Progress Bar */
.reading-progress-track {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 3.5px;
  background: transparent;
  z-index: 99999;
  pointer-events: none;
}

.reading-progress-fill {
  height: 100%;
  width: 0%;
  background: linear-gradient(90deg, #38BDF8 0%, #00509E 100%);
  box-shadow: 0 0 10px rgba(0, 80, 158, 0.6);
  transition: width 0.1s ease-out;
}

/* ==========================================================================
   PRODUCT PAGE ENHANCEMENTS (URBAN MONEY BENCHMARK)
   ========================================================================== */

/* 0. What is a Personal Loan & Key Details at a Glance */
.what-is-loan-box {
  background: #FFFFFF;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-2xl);
  padding: 2.5rem;
  box-shadow: var(--shadow-sm);
  margin-bottom: 2.5rem;
}

.what-is-loan-box p {
  font-size: 1rem;
  color: var(--text-body);
  line-height: 1.7;
  margin-bottom: 1rem;
}

.what-is-loan-box p:last-child {
  margin-bottom: 0;
}

.loan-glance-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
  margin-top: 1.75rem;
}

.loan-glance-card {
  background: var(--bg-subtle);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 1.15rem 1.25rem;
  display: flex;
  align-items: flex-start;
  gap: 0.85rem;
  transition: all var(--transition);
}

.loan-glance-card:hover {
  background: #FFFFFF;
  border-color: var(--primary);
  box-shadow: var(--shadow-sm);
  transform: translateY(-2px);
}

.loan-glance-num {
  width: 28px;
  height: 28px;
  border-radius: var(--radius-full);
  background: var(--primary);
  color: #FFFFFF;
  font-size: 0.78rem;
  font-weight: 900;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.loan-glance-info span {
  display: block;
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--text-muted);
  margin-bottom: 0.25rem;
}

.loan-glance-info strong {
  display: block;
  font-size: 0.95rem;
  font-weight: 800;
  color: var(--text-main);
  line-height: 1.35;
}

/* 1. Top Reasons Bento Grid */
.reasons-bento-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.25rem;
  margin-top: 2rem;
}

.reason-bento-card {
  background: #FFFFFF;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-xl);
  padding: 1.75rem 1.5rem;
  transition: all var(--transition-bounce);
  display: flex;
  flex-direction: column;
  box-shadow: var(--shadow-sm);
}

.reason-bento-card:hover {
  transform: translateY(-4px);
  border-color: rgba(0, 163, 255, 0.35);
  box-shadow: var(--shadow-hover);
}

.reason-icon-wrap {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  margin-bottom: 1.25rem;
  background: var(--bg-subtle);
  border: 1px solid var(--border-light);
}

.reason-bento-card h3 {
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--text-main);
  margin-bottom: 0.6rem;
}

.reason-bento-card p {
  font-size: 0.875rem;
  color: var(--text-body);
  line-height: 1.55;
  margin: 0;
}

/* 2. Bank Interest Rate Comparison Table Component */
.bank-rate-table-container {
  background: #FFFFFF;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-2xl);
  box-shadow: var(--shadow-md);
  overflow: hidden;
  margin-top: 2rem;
}

.bank-filter-nav {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  padding: 1rem 1.5rem;
  background: var(--bg-subtle);
  border-bottom: 1.5px solid var(--border-light);
  overflow-x: auto;
  scrollbar-width: none;
}

.bank-filter-nav::-webkit-scrollbar {
  display: none;
}

.bank-filter-tab-btn {
  padding: 0.6rem 1.25rem;
  border-radius: var(--radius-full);
  background: #FFFFFF;
  border: 1.5px solid var(--border-light);
  color: var(--text-muted);
  font-size: 0.85rem;
  font-weight: 700;
  cursor: pointer;
  white-space: nowrap;
  transition: all var(--transition);
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
}

.bank-filter-tab-btn:hover {
  border-color: var(--primary);
  color: var(--primary);
}

.bank-filter-tab-btn.active {
  background: var(--dark-navy);
  color: #FFFFFF;
  border-color: var(--dark-navy);
  box-shadow: 0 4px 12px rgba(15, 23, 42, 0.2);
}

.bank-filter-tab-btn .badge-count {
  font-size: 0.72rem;
  padding: 0.15rem 0.45rem;
  border-radius: var(--radius-full);
  background: rgba(255, 255, 255, 0.2);
  color: inherit;
}

.bank-filter-tab-btn:not(.active) .badge-count {
  background: var(--bg-subtle);
  color: var(--text-muted);
}

.bank-table-responsive {
  width: 100%;
  overflow-x: auto;
}

.bank-rate-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
}

.bank-rate-table th {
  background: #FAFCFF;
  padding: 1rem 1.25rem;
  font-size: 0.78rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--text-muted);
  border-bottom: 1.5px solid var(--border-light);
}

.bank-rate-table td {
  padding: 1.15rem 1.25rem;
  border-bottom: 1px solid var(--border-light);
  font-size: 0.9rem;
  color: var(--text-body);
  vertical-align: middle;
}

.bank-rate-table tbody tr {
  transition: background var(--transition);
}

.bank-rate-table tbody tr:hover {
  background: rgba(0, 163, 255, 0.03);
}

.bank-rate-table tbody tr:last-child td {
  border-bottom: none;
}

.bank-info-cell {
  display: flex;
  align-items: center;
  gap: 0.85rem;
}

.bank-logo-icon {
  width: 40px;
  height: 40px;
  border-radius: var(--radius-md);
  background: var(--bg-subtle);
  border: 1px solid var(--border-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 900;
  font-size: 0.8rem;
  color: var(--primary);
  flex-shrink: 0;
}

.bank-name-wrap strong {
  display: block;
  font-size: 0.95rem;
  color: var(--text-main);
  font-weight: 800;
}

.bank-name-wrap span {
  font-size: 0.75rem;
  color: var(--text-muted);
}

.rate-badge-pill {
  display: inline-block;
  padding: 0.35rem 0.7rem;
  border-radius: var(--radius-sm);
  background: rgba(0, 80, 158, 0.12);
  color: #059669;
  font-weight: 800;
  font-size: 0.9rem;
  border: 1px solid rgba(0, 80, 158, 0.25);
}

.bank-table-footer-note {
  padding: 1rem 1.5rem;
  background: #FAFCFF;
  border-top: 1px solid var(--border-light);
  font-size: 0.78rem;
  color: var(--text-muted);
  line-height: 1.5;
}

/* 3. Tabbed Document Checklist */
.doc-checklist-wrapper {
  background: #FFFFFF;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-2xl);
  padding: 2.25rem;
  box-shadow: var(--shadow-sm);
  margin-top: 2rem;
}

.doc-tab-nav {
  display: flex;
  gap: 0.75rem;
  border-bottom: 2px solid var(--border-light);
  margin-bottom: 2rem;
  padding-bottom: 0.5rem;
  overflow-x: auto;
}

.doc-tab-btn {
  padding: 0.75rem 1.5rem;
  border-radius: var(--radius-lg);
  background: transparent;
  border: none;
  font-size: 0.95rem;
  font-weight: 800;
  color: var(--text-muted);
  cursor: pointer;
  transition: all var(--transition);
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  position: relative;
}

.doc-tab-btn:hover {
  color: var(--primary);
}

.doc-tab-btn.active {
  color: var(--primary);
  background: var(--primary-light);
}

.doc-tab-btn.active::after {
  content: '';
  position: absolute;
  bottom: -0.6rem;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--primary);
  border-radius: var(--radius-full);
}

.doc-pane {
  display: none;
}

.doc-pane.active {
  display: block;
  animation: fadeIn 0.3s ease;
}

.doc-cards-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.25rem;
}

.doc-card {
  background: var(--bg-subtle);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-xl);
  padding: 1.5rem;
}

.doc-card-header {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  margin-bottom: 1rem;
}

.doc-card-header h4 {
  font-size: 1rem;
  font-weight: 800;
  color: var(--text-main);
  margin: 0;
}

.doc-items-list {
  list-style: none;
  padding: 0;
  margin: 0;
}

.doc-items-list li {
  font-size: 0.85rem;
  color: var(--text-body);
  line-height: 1.5;
  margin-bottom: 0.6rem;
  display: flex;
  align-items: flex-start;
  gap: 0.45rem;
}

.doc-items-list li::before {
  content: '✓';
  color: #059669;
  font-weight: 900;
  font-size: 0.85rem;
  flex-shrink: 0;
}

/* 4. Factors Affecting Interest Rates */
.factor-bento-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.25rem;
  margin-top: 2rem;
}

.factor-card {
  background: #FFFFFF;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-xl);
  padding: 1.75rem 1.5rem;
  box-shadow: var(--shadow-sm);
  transition: all var(--transition-bounce);
}

.factor-card:hover {
  transform: translateY(-4px);
  border-color: rgba(0, 163, 255, 0.35);
  box-shadow: var(--shadow-hover);
}

.factor-card-num {
  font-size: 0.75rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  color: var(--primary);
  text-transform: uppercase;
  margin-bottom: 0.5rem;
}

.factor-card h3 {
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--text-main);
  margin-bottom: 0.6rem;
}

.factor-card p {
  font-size: 0.85rem;
  color: var(--text-body);
  line-height: 1.55;
  margin: 0;
}

/* Responsive adjustments */
@media (max-width: 1024px) {
  .loan-glance-grid,
  .reasons-bento-grid,
  .doc-cards-grid,
  .factor-bento-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 640px) {
  .loan-glance-grid,
  .reasons-bento-grid,
  .doc-cards-grid,
  .factor-bento-grid {
    grid-template-columns: 1fr;
  }
  .doc-checklist-wrapper,
  .what-is-loan-box {
    padding: 1.25rem;
  }
  .doc-tab-nav {
    flex-wrap: wrap;
  }
  .doc-tab-btn {
    width: 100%;
    justify-content: center;
  }
}

/* ==========================================================================
   EDITORIAL BOOK-STYLE READING PROSE (FOR ABOUT US & NARRATIVE PAGES)
   ========================================================================== */
.about-reading-container {
  width: 100%;
  max-width: 100%;
  margin: 0 auto;
}

.story-lead-paragraph {
  font-size: 1.15rem;
  line-height: 1.85;
  color: var(--text-main);
  font-weight: 500;
  margin-bottom: 1.5rem;
}

.story-paragraph {
  font-size: 1.025rem;
  line-height: 1.8;
  color: var(--text-body);
  margin-bottom: 1.5rem;
}

.story-paragraph strong {
  color: var(--text-main);
  font-weight: 700;
}

.story-pullquote {
  background: #EEF2FA;
  border-left: 4px solid var(--primary);
  border-radius: 0 var(--radius-lg) var(--radius-lg) 0;
  padding: 1.75rem 2rem;
  margin: 2.5rem 0;
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--text-main);
  line-height: 1.65;
}

.story-section-title {
  font-size: clamp(1.6rem, 2.5vw, 2.1rem);
  font-weight: 800;
  color: var(--text-main);
  margin-bottom: 1rem;
  letter-spacing: -0.02em;
  line-height: 1.3;
}

.story-sub-title {
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--text-main);
  margin-top: 2rem;
  margin-bottom: 0.6rem;
}

.story-divider {
  height: 1px;
  background: var(--border-light);
  margin: 3.5rem 0;
  border: none;
}

.story-narrative-list {
  display: flex;
  flex-direction: column;
  gap: 1.75rem;
  margin: 2rem 0;
}

.story-narrative-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(360px, 1fr));
  gap: 2rem 2.5rem;
  margin: 2.25rem 0;
}

.story-narrative-item {
  display: flex;
  gap: 1.25rem;
  align-items: flex-start;
}

.story-narrative-num {
  flex-shrink: 0;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: #EEF2FA;
  border: 1.5px solid #D8E2F2;
  color: var(--primary);
  font-weight: 800;
  font-size: 0.95rem;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-mono);
  margin-top: 0.2rem;
}

.story-narrative-content h4 {
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--text-main);
  margin-bottom: 0.4rem;
}

.story-narrative-content p {
  font-size: 0.975rem;
  line-height: 1.75;
  color: var(--text-body);
  margin: 0;
}

@media (max-width: 640px) {
  .story-pullquote {
    padding: 1.25rem 1.25rem;
    font-size: 1.05rem;
  }
  .story-lead-paragraph {
    font-size: 1.05rem;
  }
}

.promises-5col-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 1.15rem;
}

.underwriting-4col-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.15rem;
  margin: 2.25rem 0;
}

.principles-4col-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  margin: 2.25rem 0;
}

.desks-3col-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  margin: 2.25rem 0;
}

@media (max-width: 1200px) {
  .promises-5col-grid {
    grid-template-columns: repeat(5, 1fr);
    gap: 0.85rem;
  }
}

@media (max-width: 1024px) {
  .promises-5col-grid {
    grid-template-columns: repeat(3, 1fr);
  }
  .underwriting-4col-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .principles-4col-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .desks-3col-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 768px) {
  .promises-5col-grid {
    grid-template-columns: 1fr;
  }
  .underwriting-4col-grid {
    grid-template-columns: 1fr;
  }
  .principles-4col-grid {
    grid-template-columns: 1fr;
  }
  .desks-3col-grid {
    grid-template-columns: 1fr;
  }
}

/* ==========================================================================
   INTERACTIVE STORYTELLING SUITE (FOR ABOUT US & NARRATIVE PAGES)
   ========================================================================== */
.story-nav-strip {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.75rem;
  flex-wrap: wrap;
  margin: 2.25rem 0 0.5rem;
}

.story-nav-pill {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.5rem 1.15rem;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: 8px;
  color: #FFFFFF;
  font-size: 0.825rem;
  font-weight: 700;
  cursor: pointer;
  transition: all var(--transition);
  text-decoration: none;
}

.story-nav-pill:hover {
  background: rgba(0, 80, 158, 0.25);
  border-color: var(--neon-lime);
  color: var(--neon-lime);
  transform: translateY(-2px);
}

.story-switch-wrapper {
  display: inline-flex;
  background: #EEF2FA;
  padding: 0.35rem;
  border-radius: 10px;
  border: 1.5px solid #D8E2F2;
  gap: 0.25rem;
  margin: 1.5rem 0 2.5rem;
}

.story-switch-btn {
  padding: 0.65rem 1.5rem;
  border-radius: 8px;
  font-size: 0.9rem;
  font-weight: 800;
  cursor: pointer;
  border: none;
  background: transparent;
  color: var(--text-muted);
  transition: all var(--transition);
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
}

.story-switch-btn.active {
  background: #FFFFFF;
  color: var(--text-main);
  box-shadow: 0 4px 12px rgba(15, 23, 42, 0.08);
}

.story-switch-btn.active.trap-btn {
  color: #DC2626;
}

.story-switch-btn.active.sanction-btn {
  color: #059669;
}

.story-interactive-card {
  background: #FFFFFF;
  border: 1.5px solid #D8E2F2;
  border-radius: var(--radius-2xl);
  padding: 2.5rem;
  box-shadow: var(--shadow-md);
  transition: all var(--transition-bounce);
}

.story-timeline-nav {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0.75rem;
  margin-bottom: 2rem;
}

.story-stage-btn {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  padding: 1.15rem 1rem;
  background: #EEF2FA;
  border: 1.5px solid #D8E2F2;
  border-radius: var(--radius-lg);
  cursor: pointer;
  text-align: left;
  transition: all var(--transition-bounce);
}

.story-stage-btn:hover {
  background: #E2E8F5;
  border-color: #B8CCE8;
}

.story-stage-btn.active {
  background: var(--primary);
  border-color: var(--primary);
  color: #FFFFFF;
  box-shadow: 0 6px 18px rgba(0, 80, 158, 0.35);
  transform: translateY(-2px);
}

.story-stage-btn.active .stage-btn-num {
  color: var(--neon-lime);
}

.story-stage-btn.active .stage-btn-title {
  color: #FFFFFF;
}

.stage-btn-num {
  font-size: 0.72rem;
  font-weight: 800;
  color: var(--primary);
  font-family: var(--font-mono);
  margin-bottom: 0.35rem;
  letter-spacing: 0.05em;
}

.stage-btn-title {
  font-size: 0.925rem;
  font-weight: 800;
  color: var(--text-main);
  line-height: 1.25;
}

.story-desk-tabs {
  display: flex;
  gap: 0.65rem;
  margin-bottom: 2rem;
  flex-wrap: nowrap;
  justify-content: center;
  overflow-x: auto;
  padding: 0.25rem 0.25rem 0.65rem;
  scrollbar-width: none;
  -webkit-overflow-scrolling: touch;
}

.story-desk-tabs::-webkit-scrollbar {
  display: none;
}

.story-desk-btn {
  padding: 0.75rem 1.35rem;
  background: #EEF2FA;
  border: 1.5px solid #D8E2F2;
  border-radius: 8px;
  font-size: 0.885rem;
  font-weight: 800;
  color: var(--text-main);
  cursor: pointer;
  transition: all var(--transition);
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  white-space: nowrap;
  flex-shrink: 0;
}

.story-desk-btn:hover {
  background: #E2E8F5;
}

.story-desk-btn.active {
  background: var(--primary);
  border-color: var(--primary);
  color: #FFFFFF;
  box-shadow: 0 8px 20px rgba(0, 80, 158, 0.25);
}

@media (max-width: 900px) {
  .story-timeline-nav {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 600px) {
  .story-timeline-nav {
    grid-template-columns: 1fr;
  }
  .story-interactive-card {
    padding: 1.5rem;
  }
  .story-desk-btn {
    width: 100%;
    justify-content: center;
  }
}

/* ==========================================================================
   Scroll-Driven Interactive Process (How It Works)
   ========================================================================== */
.scroll-process-wrapper {
  position: relative;
  padding-bottom: 2rem;
}

.scroll-process-sticky {
  position: sticky;
  top: 96px;
  z-index: 15;
  transition: all 0.3s ease;
}

.scroll-step-triggers {
  position: relative;
  margin-top: -360px;
  pointer-events: none;
}

.scroll-step-trigger {
  height: 60vh;
  display: block;
}

@media (max-width: 860px) {
  .scroll-process-sticky {
    position: static;
    top: auto;
  }
  .scroll-step-triggers {
    display: none;
  }
}

/* ==========================================================================
   ADVANCED FAQ & TOPIC KNOWLEDGE HUB STYLES
   ========================================================================== */
.faq-search-wrapper {
  max-width: 680px;
  margin: 0 auto 2.5rem;
  position: relative;
}

.faq-search-input {
  width: 100%;
  padding: 1.15rem 1.5rem 1.15rem 3.25rem;
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--text-main);
  background: #FFFFFF;
  border: 2px solid #D8E2F2;
  border-radius: var(--radius-full);
  box-shadow: 0 8px 24px rgba(15, 23, 42, 0.05);
  transition: all var(--transition);
  outline: none;
}

.faq-search-input:focus {
  border-color: var(--primary);
  box-shadow: 0 12px 30px rgba(15, 23, 42, 0.12);
}

.faq-search-icon {
  position: absolute;
  left: 1.25rem;
  top: 50%;
  transform: translateY(-50%);
  color: var(--text-muted);
  pointer-events: none;
}

.faq-topic-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.25rem;
  margin-bottom: 3.5rem;
}

.faq-topic-card {
  background: #FFFFFF;
  border: 1.5px solid #D8E2F2;
  border-radius: var(--radius-xl);
  padding: 1.75rem;
  cursor: pointer;
  transition: all var(--transition);
  display: flex;
  flex-direction: column;
  position: relative;
  text-align: left;
  box-shadow: var(--shadow-xs);
}

.faq-topic-card:hover {
  transform: translateY(-3px);
  border-color: var(--primary);
  box-shadow: 0 12px 30px rgba(15, 23, 42, 0.08);
}

.faq-topic-card.active {
  background: var(--primary);
  border-color: var(--primary);
  color: #FFFFFF;
  box-shadow: 0 14px 35px rgba(0, 80, 158, 0.25);
}

.faq-topic-card.active h3 {
  color: #FFFFFF !important;
}

.faq-topic-card.active p {
  color: rgba(255, 255, 255, 0.75) !important;
}

.faq-topic-card.active .faq-topic-icon {
  background: rgba(255, 255, 255, 0.15);
  color: var(--neon-lime);
}

.faq-topic-card.active .faq-topic-count {
  background: rgba(255, 255, 255, 0.15);
  color: #FFFFFF;
  border-color: rgba(255, 255, 255, 0.2);
}

.faq-topic-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  margin-bottom: 1.15rem;
}

.faq-topic-icon {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-md);
  background: #EEF2FA;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.35rem;
  transition: all var(--transition);
}

.faq-topic-count {
  font-size: 0.75rem;
  font-weight: 800;
  padding: 0.3rem 0.75rem;
  border-radius: 6px;
  background: #EEF2FA;
  border: 1px solid #D8E2F2;
  color: var(--text-muted);
}

.faq-filter-pills {
  display: flex;
  gap: 0.6rem;
  margin-bottom: 2rem;
  overflow-x: auto;
  padding: 0.25rem 0.25rem 0.65rem;
  scrollbar-width: none;
  -webkit-overflow-scrolling: touch;
}

.faq-filter-pills::-webkit-scrollbar {
  display: none;
}

.faq-filter-pill {
  padding: 0.65rem 1.25rem;
  background: #FFFFFF;
  border: 1.5px solid #D8E2F2;
  border-radius: 8px;
  font-size: 0.885rem;
  font-weight: 800;
  color: var(--text-main);
  cursor: pointer;
  transition: all var(--transition);
  white-space: nowrap;
  flex-shrink: 0;
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
}

.faq-filter-pill:hover {
  background: #EEF2FA;
}

.faq-filter-pill.active {
  background: var(--primary);
  border-color: var(--primary);
  color: #FFFFFF;
  box-shadow: 0 6px 18px rgba(0, 80, 158, 0.2);
}





/* ==========================================================================
   PAISABAZAAR STYLE: OUR PARTNERS FROM ACROSS THE INDUSTRY
   ========================================================================== */
.our-partners-section {
  padding: clamp(3.5rem, 5vw, 5.5rem) 0;
  background: #F8FAFC;
  border-top: 1px solid var(--border-light);
  border-bottom: 1px solid var(--border-light);
  scroll-margin-top: 100px;
}

.our-partners-wrapper {
  margin-top: 2rem;
  overflow: hidden;
}

.partner-tabs-parent {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 0.6rem;
  margin-bottom: 2rem;
}

.partner-tab-btn {
  display: inline-block;
  border: 1.5px solid var(--border-light);
  background: #FFFFFF;
  border-radius: var(--radius-full);
  cursor: pointer;
  padding: 0.5rem 1.15rem;
  font-weight: 700;
  font-size: 0.85rem;
  color: var(--text-body);
  transition: all var(--transition);
  box-shadow: 0 1px 3px rgba(0,0,0,0.04);
}

.partner-tab-btn:hover {
  border-color: var(--primary);
  color: var(--primary);
  transform: translateY(-1px);
}

.partner-tab-btn.active {
  background-color: var(--primary);
  border-color: var(--primary);
  color: #FFFFFF;
  box-shadow: 0 4px 12px rgba(0, 80, 158, 0.2);
}

.cmn_partner_type_container {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 0.85rem;
  margin-top: 1rem;
}

.cmn_partner_tile {
  height: 60px;
  width: 146px;
  border-radius: 10px;
  background-color: #FFFFFF;
  border: 1.5px solid #E2E8F0;
  box-shadow: 0 2px 6px rgba(15, 23, 42, 0.04);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 6px 12px;
  transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
  cursor: default;
  overflow: hidden;
  position: relative;
  flex-shrink: 0;
}

.cmn_partner_tile:hover {
  transform: translateY(-3px);
  box-shadow: 0 8px 18px rgba(15, 23, 42, 0.12);
  border-color: #CBD5E1;
}

.cmn_partner_img {
  max-width: 100%;
  max-height: 100%;
  width: auto;
  height: auto;
  object-fit: contain;
  display: block;
  margin: auto;
  pointer-events: none;
}

.cmn_partner_tile.hide-partner {
  display: none !important;
}

/* ==========================================================================
   6-LINE INFINITE MARQUEE LOGO TICKER SYSTEM (100% FULL-WIDTH PARALLAX)
   ========================================================================== */
.partner-marquee-wrapper {
  width: 100%;
  max-width: 100%;
  position: relative;
  left: auto;
  right: auto;
  margin-left: 0;
  margin-right: 0;
  overflow: hidden;
  padding: 1rem 0;
  border-radius: var(--radius-xl, 16px);
  /* Edge Fade Masks constrained within container */
  -webkit-mask-image: linear-gradient(to right, transparent 0%, #000 3%, #000 97%, transparent 100%);
  mask-image: linear-gradient(to right, transparent 0%, #000 3%, #000 97%, transparent 100%);
}

.partner-marquee-container {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  width: 100%;
}

.partner-marquee-row {
  display: flex;
  width: 100%;
  overflow: hidden;
  user-select: none;
  touch-action: pan-y;
}

.partner-marquee-track {
  display: flex;
  width: max-content;
  flex-shrink: 0;
  align-items: center;
  will-change: transform;
}

.partner-marquee-group {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  padding-right: 0.85rem;
  flex-shrink: 0;
}

/* Alternating 6-Line Directions (Relaxed Slow Drift Speed) */
.marquee-dir-left .partner-marquee-track {
  animation: partnerMarqueeLeft var(--marquee-duration, 95s) linear infinite;
}

.marquee-dir-right .partner-marquee-track {
  animation: partnerMarqueeRight var(--marquee-duration, 88s) linear infinite;
}

/* Pause on Hover or Touch Hold */
.partner-marquee-row:hover .partner-marquee-track,
.partner-marquee-row:active .partner-marquee-track,
.partner-marquee-row.is-paused .partner-marquee-track {
  animation-play-state: paused;
}

@keyframes partnerMarqueeLeft {
  0% {
    transform: translate3d(0, 0, 0);
  }
  100% {
    transform: translate3d(-50%, 0, 0);
  }
}

@keyframes partnerMarqueeRight {
  0% {
    transform: translate3d(-50%, 0, 0);
  }
  100% {
    transform: translate3d(0, 0, 0);
  }
}

/* Individual Tiles Inside Marquee */
.partner-marquee-group .cmn_partner_tile,
.partner-marquee-track .cmn_partner_tile {
  height: 54px !important;
  width: 144px !important;
  min-width: 144px !important;
  max-width: 144px !important;
  flex-shrink: 0 !important;
  background: #FFFFFF !important;
  border: 1.5px solid #E2E8F0 !important;
  border-radius: 10px !important;
  display: flex !important;
  align-items: center !important;
  justify-content: center !important;
  padding: 6px 12px !important;
  margin: 0 !important;
  box-shadow: 0 2px 6px rgba(15, 23, 42, 0.04) !important;
  transition: transform 0.2s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.2s ease, border-color 0.2s ease !important;
  cursor: pointer;
}

.partner-marquee-group .cmn_partner_tile:hover,
.partner-marquee-track .cmn_partner_tile:hover {
  transform: translateY(-2px) scale(1.03) !important;
  border-color: #00509E !important;
  box-shadow: 0 6px 16px rgba(0, 80, 158, 0.15) !important;
  z-index: 10;
}

.partner-marquee-group .cmn_partner_tile.hide-partner,
.partner-marquee-track .cmn_partner_tile.hide-partner {
  display: none !important;
}

.partner-marquee-group .cmn_partner_img,
.partner-marquee-track .cmn_partner_img {
  max-width: 100% !important;
  max-height: 38px !important;
  width: auto !important;
  height: auto !important;
  object-fit: contain !important;
  display: block !important;
  margin: auto !important;
  pointer-events: none !important;
}

/* Mobile Responsive Ticker */
@media (max-width: 768px) {
  .partner-marquee-wrapper {
    padding: 0.75rem 0 0.25rem;
    -webkit-mask-image: linear-gradient(to right, transparent 0%, #000 4%, #000 96%, transparent 100%);
    mask-image: linear-gradient(to right, transparent 0%, #000 4%, #000 96%, transparent 100%);
  }

  .partner-marquee-container {
    gap: 0.5rem;
  }

  .partner-marquee-group {
    gap: 0.5rem;
    padding-right: 0.5rem;
  }

  .partner-marquee-group .cmn_partner_tile,
  .partner-marquee-track .cmn_partner_tile {
    height: 42px !important;
    width: 118px !important;
    min-width: 118px !important;
    max-width: 118px !important;
    padding: 4px 8px !important;
    border-radius: 8px !important;
  }

  .partner-marquee-group .cmn_partner_img,
  .partner-marquee-track .cmn_partner_img {
    max-height: 28px !important;
  }
}

.cmn_partner.aditya_birla:after { background-position: 0 4px; }
.cmn_partner.zype:after { background-position: 0 -2044px; }
.cmn_partner.american_express:after { background-position: 0 -25px; }
.cmn_partner.axis_bank:after { background-position: 0 -55px; }
.cmn_partner.bajaj_finserv:after { background-position: 0 -84px; }
.cmn_partner.bob:after { background-position: 0 -114px; }
.cmn_partner.cash:after { background-position: 0 -146px; }
.cmn_partner.chola:after { background-position: 0 -174px; }
.cmn_partner.cibil:after { background-position: 0 -207px; }
.cmn_partner.kotakMahindra:after { background-position: 0 -1561px; }
.cmn_partner.clix:after { background-position: 0 -262px; }
.cmn_partner.credit_saison:after { background-position: 0 -289px; }
.cmn_partner.crif:after { background-position: 0 -321px; }
.cmn_partner.dmi_finance:after { background-position: 0 -349px; }
.cmn_partner.early_salary:after { background-position: 0 -379px; }
.cmn_partner.equifax:after { background-position: 0 -407px; }
.cmn_partner.experian:after { background-position: 0 -440px; }
.cmn_partner.faircent:after { background-position: 0 -408px; }
.cmn_partner.flexloans:after { background-position: 0 -497px; }
.cmn_partner.smfg_india:after { background-position: 0 -527px; }
.cmn_partner.hdb:after { background-position: 0 -557px; }
.cmn_partner.hdfc:after { background-position: 0 -585px; }
.cmn_partner.hero_housing_finance:after { background-position: 0 -619px; }
.cmn_partner.home_first:after { background-position: 0 -645px; }
.cmn_partner.icici:after { background-position: 0 -675px; }
.cmn_partner.idfc:after { background-position: 0 -705px; }
.cmn_partner.indiabulls:after { background-position: 0 -736px; }
.cmn_partner.indifi:after { background-position: 0 -762px; }
.cmn_partner.indusind_bank:after { background-position: 0 -792px; }
.cmn_partner.kotak:after { background-position: 0 -822px; }
.cmn_partner.kredit_bee:after { background-position: 0 -851px; }
.cmn_partner.landt:after { background-position: 0 -879px; }
.cmn_partner.lending_kart:after { background-position: 0 -910px; }
.cmn_partner.lic_hfl:after { background-position: 0 -943px; }
.cmn_partner.money_view:after { background-position: 0 -970px; }
.cmn_partner.muthoot_finance:after { background-position: 0 -1000px; }
.cmn_partner.neogrowth:after { background-position: 0 -1030px; }
.cmn_partner.ratanindia:after { background-position: 0 -1058px; }
.cmn_partner.rupeek:after { background-position: 0 -1086px; }
.cmn_partner.sbi:after { background-position: 0 -1115px; }
.cmn_partner.sme_corner:after { background-position: 0 -1142px; }
.cmn_partner.standard_chartered:after { background-position: 0 -1173px; }
.cmn_partner.stash_fin:after { background-position: 0 -1202px; }
.cmn_partner.tata_capital:after { background-position: 0 -1231px; }
.cmn_partner.federal_bank:after { background-position: 0 -1262px; }
.cmn_partner.rbl_bank:after { background-position: 0 -1292px; }
.cmn_partner.tvs_credit:after { background-position: 0 -1323px; }
.cmn_partner.ugro:after { background-position: 0 -1350px; }
.cmn_partner.union_bank:after { background-position: 0 -1383px; }
.cmn_partner.yes_bank:after { background-position: 0 -1410px; }
.cmn_partner.hdfc_ltd:after { background-position: 0 -1442px; }
.cmn_partner.sbi_cards:after { background-position: 0 -1469px; }
.cmn_partner.sbm_bank:after { background-position: 0 -1497px; }
.cmn_partner.scbNew:after { background-position: 0 -1362px; }
.cmn_partner.primal:after { background-position: 0 -1529px; }
.cmn_partner.hero_fincorp:after { background-position: 0 -1586px; }
.cmn_partner.poonawala_fincorp:after { background-position: 0 -1620px; }
.cmn_partner.credit_vidya:after { background-position: 0 -1651px; }
.cmn_partner.au_bank:after { background-position: 0 -1682px; }
.cmn_partner.hsbc_bank:after { background-position: 0 -1713px; }
.cmn_partner.protium:after { background-position: 0 -1744px; }
.cmn_partner.bhfl:after { background-position: 0 -1772px; }
.cmn_partner.ehfl:after { background-position: 0 -1803px; }
.cmn_partner.shriram_finance:after { background-position: 0 -1833px; }
.cmn_partner.incred:after { background-position: 0 -1859px; }
.cmn_partner.muthoot_fincorp:after { background-position: 0 -1889px; }
.cmn_partner.tata_housing_finance:after { background-position: 0 -1920px; }
.cmn_partner.samman_capital:after { background-position: 0 -2011px; }
.cmn_partner.idbi_bank:after { background-position: 0 -1980px; }
.cmn_partner.jio_housing_finance:after { background-position: 0 -1949px; }


/* ==========================================================================
   OFFICIAL STANDALONE PARTNER BANK LOGO TILES (ASSETS/IMAGES/BANK/)
   ========================================================================== */
.our-partners-section {
  padding: clamp(3.5rem, 5vw, 5.5rem) 0;
  background: #F8FAFC;
  border-top: 1px solid var(--border-light);
  border-bottom: 1px solid var(--border-light);
  scroll-margin-top: 100px;
}

.our-partners-wrapper {
  margin-top: 2rem;
  overflow: hidden;
}

.partner-tabs-parent {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 0.6rem;
  margin-bottom: 2rem;
}

.partner-tab-btn {
  display: inline-block;
  border: 1.5px solid var(--border-light);
  background: #FFFFFF;
  border-radius: var(--radius-full);
  cursor: pointer;
  padding: 0.55rem 1.25rem;
  font-weight: 700;
  font-size: 0.85rem;
  color: var(--text-body);
  transition: all var(--transition);
  box-shadow: 0 1px 3px rgba(0,0,0,0.04);
}

.partner-tab-btn:hover {
  border-color: var(--primary);
  color: var(--primary);
  transform: translateY(-1px);
}

.partner-tab-btn.active {
  background-color: var(--primary);
  border-color: var(--primary);
  color: #FFFFFF;
  box-shadow: 0 4px 12px rgba(0, 80, 158, 0.2);
}

.cmn_partner_type_container {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 0.85rem;
  margin-top: 1rem;
}

.cmn_partner_tile {
  width: 146px;
  height: 60px;
  background: #FFFFFF;
  border: 1.5px solid #E2E8F0;
  border-radius: 12px;
  box-shadow: 0 2px 8px rgba(15, 23, 42, 0.04);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 6px 12px;
  transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
  margin: 4px;
  overflow: hidden;
  position: relative;
  flex-shrink: 0;
  cursor: default;
}

.cmn_partner_tile:hover {
  transform: translateY(-3px);
  box-shadow: 0 8px 20px rgba(15, 23, 42, 0.1);
  border-color: #CBD5E1;
}

.cmn_partner_img {
  max-width: 100%;
  max-height: 100%;
  width: auto;
  height: auto;
  object-fit: contain;
  display: block;
  margin: auto;
  pointer-events: none;
}

.cmn_partner_tile.hide-partner {
  display: none !important;
}

/* ==========================================================================
   MODERN FINTECH PRODUCT PAGE STYLES
   ========================================================================== */
.product_hero_section {
  background: linear-gradient(135deg, #001A35 0%, #002B57 55%, #00509E 100%);
  color: #FFFFFF;
  padding: clamp(6.5rem, 9vw, 9.5rem) 0 clamp(3.5rem, 5vw, 4.5rem);
  position: relative;
  overflow: hidden;
}

.product_hero_section::before {
  content: "";
  position: absolute;
  top: -20%;
  right: -10%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(0, 80, 158, 0.15) 0%, rgba(0, 26, 53, 0) 70%);
  pointer-events: none;
}

.product_hero_grid {
  display: grid;
  grid-template-columns: 1.25fr 0.95fr;
  gap: 3rem;
  align-items: center;
}

@media (max-width: 991px) {
  .product_hero_grid {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }
}

.product_hero_badge {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  background: rgba(56, 189, 248, 0.14);
  color: #38BDF8 !important;
  border: 1px solid rgba(56, 189, 248, 0.35);
  padding: 0.35rem 0.95rem;
  border-radius: 6px;
  font-size: 0.825rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 1.25rem;
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
}

.product_hero_badge span {
  display: inline-flex;
  align-items: center;
  color: #38BDF8;
}

.product_hero_badge svg {
  width: 15px;
  height: 15px;
  stroke: currentColor;
  stroke-width: 2.2;
  fill: none;
  margin-right: 2px;
  vertical-align: middle;
}

.product_hero_title {
  font-size: clamp(2rem, 3.8vw, 3.25rem);
  font-weight: 900;
  line-height: 1.15;
  margin-bottom: 1rem;
  color: #FFFFFF;
  letter-spacing: -0.02em;
}

.product_hero_desc {
  font-size: clamp(0.95rem, 1.2vw, 1.1rem);
  color: #CBD5E1;
  line-height: 1.65;
  margin-bottom: 1.75rem;
  max-width: 580px;
}

.product_hero_pill_row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-bottom: 2rem;
}

.product_hero_pill {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  backdrop-filter: blur(8px);
  padding: 0.5rem 1rem;
  border-radius: var(--radius-md);
  font-size: 0.85rem;
  font-weight: 700;
  color: #F8FAFC;
}

.product_hero_pill span {
  color: #38BDF8;
  font-weight: 800;
}

.product_quick_apply_card {
  background: #FFFFFF;
  border-radius: var(--radius-xl);
  padding: 2.25rem;
  box-shadow: 0 20px 45px rgba(0, 0, 0, 0.25);
  border: 1px solid rgba(255, 255, 255, 0.8);
  color: var(--text-main);
  position: relative;
}

.product_quick_apply_card h3 {
  font-size: 1.35rem;
  font-weight: 800;
  margin-bottom: 0.35rem;
  color: var(--text-main);
}

.product_quick_apply_card p {
  font-size: 0.85rem;
  color: var(--text-muted);
  margin-bottom: 1.5rem;
}

/* Benefit Cards */
/* Sleek Horizontal Feature Matrix */
.product_feature_grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
  margin-top: 2rem;
}

@media (max-width: 1024px) {
  .product_feature_grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 640px) {
  .product_feature_grid {
    grid-template-columns: 1fr;
  }
}

.product_feature_card {
  background: #FFFFFF;
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 1.25rem 1.35rem;
  box-shadow: 0 1px 4px rgba(15, 23, 42, 0.04);
  transition: all 0.2s cubic-bezier(0.16, 1, 0.3, 1);
  display: grid;
  grid-template-columns: auto 1fr;
  grid-template-rows: auto auto;
  column-gap: 1rem;
  row-gap: 0.3rem;
  align-items: start;
}

.product_feature_card:hover {
  transform: translateY(-2px);
  border-color: var(--primary);
  box-shadow: 0 8px 20px rgba(15, 23, 42, 0.07);
  background: #FFFFFF;
}

.product_feature_icon {
  grid-row: 1 / span 2;
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: rgba(0, 80, 158, 0.12);
  color: #00875A;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.35rem;
  margin-bottom: 0;
  margin-top: 0.1rem;
}

.product_feature_title {
  font-size: 1.025rem;
  font-weight: 800;
  color: var(--text-main);
  margin-bottom: 0;
  line-height: 1.35;
}

.product_feature_text {
  font-size: 0.85rem;
  color: var(--text-body);
  line-height: 1.45;
}

/* Interactive Calculator Container */
.product_calc_wrapper {
  background: #FFFFFF;
  border: 1px solid var(--border-light);
  border-radius: var(--radius-xl);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  box-shadow: var(--shadow-md);
  margin-top: 2rem;
}

.product_calc_grid {
  display: grid;
  grid-template-columns: 1.25fr 0.95fr;
  gap: 2.5rem;
  align-items: center;
}

@media (max-width: 991px) {
  .product_calc_grid {
    grid-template-columns: 1fr;
    gap: 2rem;
  }
}

.product_calc_result_box {
  background: linear-gradient(145deg, #001A35 0%, #002B57 100%);
  border-radius: var(--radius-lg);
  padding: 2rem;
  color: #FFFFFF;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.product_calc_emi_val {
  font-size: 2.25rem;
  font-weight: 900;
  color: #38BDF8;
  margin: 0.5rem 0 1.25rem;
}

.product_calc_breakdown {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  padding-top: 1.25rem;
  margin-bottom: 1.5rem;
}

.product_calc_row {
  display: flex;
  justify-content: space-between;
  font-size: 0.9rem;
  color: #CBD5E1;
}

.product_calc_row strong {
  color: #FFFFFF;
  font-weight: 700;
}

/* Step Stepper */
.product_stepper_grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 1.5rem;
  margin-top: 2rem;
  position: relative;
}

.product_step_card {
  background: #FFFFFF;
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 1.75rem 1.5rem;
  position: relative;
  box-shadow: var(--shadow-xs);
  transition: all var(--transition);
}

.product_step_card:hover {
  transform: translateY(-3px);
  border-color: var(--primary);
  box-shadow: var(--shadow-sm);
}

.product_step_number {
  width: 38px;
  height: 38px;
  border-radius: var(--radius-full);
  background: var(--primary);
  color: #FFFFFF;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  margin-bottom: 1rem;
}

/* Fees Table */
.product_table_wrap {
  overflow-x: auto;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-xs);
  margin-top: 2rem;
  background: #FFFFFF;
}

.product_table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
  font-size: 0.9rem;
}

.product_table th {
  background: var(--bg-subtle);
  padding: 1rem 1.25rem;
  font-weight: 800;
  color: var(--text-main);
  border-bottom: 1px solid var(--border-light);
}

.product_table td {
  padding: 1.1rem 1.25rem;
  border-bottom: 1px solid var(--border-light);
  color: var(--text-body);
}

.product_table tr:last-child td {
  border-bottom: none;
}

.product_table tr:hover td {
  background: #F8FAFC;
}


/* ==========================================================================
   ENHANCED COMPLETE FOOTER SYSTEM (ALL PAGES & PRODUCTS)
   ========================================================================== */
.site-footer {
  background: #FFFFFF;
  border-top: 1px solid var(--border-light);
  padding: 4.5rem 0 2rem;
  color: var(--text-body);
  position: relative;
}

.footer-grid,
.footer-top-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1.2fr;
  gap: 2.75rem;
  margin-bottom: 2.5rem;
}

.footer-col h4 {
  font-size: 1.05rem;
  font-weight: 800;
  margin-bottom: 1.25rem;
  color: var(--text-main);
  letter-spacing: -0.01em;
}

.footer-col-brand p,
.footer-brand-col p {
  font-size: 0.875rem;
  color: var(--text-muted);
  margin: 0.85rem 0 1rem;
  line-height: 1.65;
  max-width: 320px;
}

.footer-links {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
}

.footer-links a {
  font-size: 0.875rem;
  color: var(--text-muted);
  font-weight: 600;
  text-decoration: none;
  transition: all var(--transition);
  display: inline-flex;
  align-items: center;
}

.footer-links a:hover {
  color: var(--primary);
  transform: translateX(3px);
}

.footer-bottom,
.footer-bottom-bar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 1rem;
  padding-top: 1.5rem;
  border-top: 1px solid var(--border-light);
  font-size: 0.825rem;
  color: var(--text-muted);
}

.footer-legal-links {
  display: flex;
  gap: 1.5rem;
  flex-wrap: wrap;
}

.footer-legal-links a {
  color: var(--text-muted);
  text-decoration: none;
  font-weight: 600;
  transition: color var(--transition);
}

.footer-legal-links a:hover {
  color: var(--primary);
}

@media (max-width: 1024px) {
  .footer-grid,
  .footer-top-grid {
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
  }
}

@media (max-width: 640px) {
  .footer-grid,
  .footer-top-grid {
    grid-template-columns: 1fr;
    gap: 2rem;
  }
  .footer-bottom,
  .footer-bottom-bar {
    flex-direction: column;
    text-align: center;
    gap: 0.75rem;
  }
  .footer-legal-links {
    justify-content: center;
    gap: 1rem;
  }
}


/* ==========================================================================
   CROSS-BROWSER PRODUCT RANGE SLIDERS & MODERN POLISH
   ========================================================================== */
.product_calc_wrapper input[type="range"] {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 8px;
  background: #E2E8F0;
  border-radius: 4px;
  outline: none;
  transition: background 0.2s ease;
  margin: 10px 0;
}

.product_calc_wrapper input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--primary);
  cursor: pointer;
  box-shadow: 0 2px 8px rgba(0, 80, 158, 0.35);
  border: 3px solid #FFFFFF;
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}

.product_calc_wrapper input[type="range"]::-webkit-slider-thumb:hover {
  transform: scale(1.15);
  box-shadow: 0 4px 12px rgba(0, 80, 158, 0.45);
}

.product_calc_wrapper input[type="range"]::-moz-range-thumb {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--primary);
  cursor: pointer;
  box-shadow: 0 2px 8px rgba(0, 80, 158, 0.35);
  border: 3px solid #FFFFFF;
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}

.product_calc_wrapper input[type="range"]::-moz-range-thumb:hover {
  transform: scale(1.15);
  box-shadow: 0 4px 12px rgba(0, 80, 158, 0.45);
}

/* Sticky Sub-nav active indicator & smooth scrolling */
html {
  scroll-behavior: smooth;
}



@media (max-width: 768px) {
  .product_hero_section {
    padding: 5.5rem 0 3rem;
  }
  .product_hero_title {
    font-size: 1.85rem;
  }
  .product_quick_apply_card {
    padding: 1.5rem;
  }
  .product_calc_wrapper {
    padding: 1.25rem;
  }
  .product_calc_result_box {
    padding: 1.5rem;
  }
  .product_calc_emi_val {
    font-size: 1.85rem;
  }
}


/* ==========================================================================
   CTA STRIP FALLBACK & SUPER CTA STYLING
   ========================================================================== */
.cta-strip {
  background: linear-gradient(135deg, #001A35 0%, #002B57 55%, #00509E 100%);
  padding: clamp(3.5rem, 6vw, 5.5rem) 0;
  color: #FFFFFF;
  position: relative;
  overflow: hidden;
  text-align: center;
}

.cta-strip h2 {
  color: #FFFFFF !important;
  font-size: clamp(1.85rem, 3.2vw, 2.75rem);
  font-weight: 900;
  margin-bottom: 1rem;
}

.cta-strip p {
  color: rgba(255, 255, 255, 0.85) !important;
  font-size: 1.05rem;
  max-width: 640px;
  margin: 0 auto 2rem;
  line-height: 1.6;
}


/* ==========================================================================
   PRODUCT SECTIONS SCROLL MARGIN FOR STICKY NAVBARS
   ========================================================================== */
#about,
#types,
#features,
#bankRates,
#calculator,
#eligibility,
#how-to-apply,
#fees,
#industryPartners,
#relatedProducts,
#faq,
#superCta {
  scroll-margin-top: 140px;
}


/* ==========================================================================
   PRODUCT STICKY SUB-NAV & SMOOTH SCROLLSPY
   ========================================================================== */
.product_sticky_subnav {
  position: sticky;
  top: 65px;
  z-index: 95;
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border-light);
  box-shadow: 0 4px 15px rgba(15, 23, 42, 0.04);
}

.product_subnav_list {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  overflow-x: auto;
  padding: 0.75rem 0;
  scrollbar-width: none;
}
.product_subnav_list::-webkit-scrollbar { display: none; }

.product_subnav_link {
  white-space: nowrap;
  font-size: 0.875rem;
  font-weight: 700;
  color: var(--text-muted);
  padding: 0.5rem 1.15rem;
  border-radius: 8px;
  transition: all 0.2s ease;
  text-decoration: none;
}

.product_subnav_link:hover {
  color: var(--primary);
  background: var(--primary-light);
}

.product_subnav_link.active {
  background: var(--primary);
  color: #FFFFFF;
  box-shadow: 0 4px 14px rgba(0, 80, 158, 0.35);
}

.product_subnav_link.active:hover {
  background: var(--primary-hover);
  color: #FFFFFF;
}

#about,
#types,
#features,
#bankRates,
#calculator,
#eligibility,
#how-to-apply,
#fees,
#industryPartners,
#relatedProducts,
#faq,
#superCta {
  scroll-margin-top: 140px;
}


/* ==========================================================================
   SEO PRODUCT ENHANCEMENTS: LOAN TYPES, BANK RATES & RELATED PRODUCTS
   ========================================================================== */

/* 1. Loan Types / Use Cases Bento */
.loan_type_grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

@media (max-width: 1024px) {
  .loan_type_grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 640px) {
  .loan_type_grid {
    grid-template-columns: 1fr;
  }
}

.loan_type_card {
  background: #FFFFFF;
  border: 1px solid var(--border-light);
  border-radius: var(--radius-xl);
  padding: 1.75rem;
  box-shadow: var(--shadow-sm);
  transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
  position: relative;
}

.loan_type_card:hover {
  transform: translateY(-4px);
  border-color: var(--primary);
  box-shadow: 0 12px 28px rgba(15, 23, 42, 0.08);
}

.loan_type_icon {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-md);
  background: rgba(0, 80, 158, 0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  margin-bottom: 1.15rem;
}

.loan_type_title {
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--text-main);
  margin-bottom: 0.5rem;
}

.loan_type_desc {
  font-size: 0.875rem;
  color: var(--text-body);
  line-height: 1.55;
  margin-bottom: 1rem;
}

.loan_type_feature_list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 0.45rem;
  font-size: 0.8rem;
  color: var(--text-muted);
  border-top: 1px solid var(--border-light);
  padding-top: 0.85rem;
}

.loan_type_feature_list li {
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.loan_type_feature_list li span:first-child {
  color: #059669;
  font-weight: 900;
}

/* 2. Top Bank Rates Comparison Table */
.bank_compare_wrap {
  overflow-x: auto;
  border: 1px solid var(--border-light);
  border-radius: var(--radius-xl);
  background: #FFFFFF;
  box-shadow: var(--shadow-sm);
}

.bank_compare_table {
  width: 100%;
  border-collapse: collapse;
  min-width: 720px;
  font-size: 0.925rem;
}

.bank_compare_table th {
  background: #F8FAFC;
  padding: 1.15rem 1.25rem;
  font-weight: 800;
  color: var(--text-main);
  text-align: left;
  border-bottom: 2px solid var(--border-light);
}

.bank_compare_table td {
  padding: 1.15rem 1.25rem;
  border-bottom: 1px solid var(--border-light);
  vertical-align: middle;
}

.bank_compare_table tr:last-child td {
  border-bottom: none;
}

.bank_compare_table tr:hover td {
  background: #F8FAFC;
}

.bank_table_bank_cell {
  display: flex;
  align-items: center;
  gap: 0.85rem;
}

.bank_table_logo {
  width: 80px;
  height: 32px;
  object-fit: contain;
  background: #FFFFFF;
  padding: 3px 6px;
  border: 1px solid var(--border-light);
  border-radius: var(--radius-sm);
}

.bank_table_name {
  font-weight: 800;
  color: var(--text-main);
}

.bank_table_rate {
  font-weight: 800;
  color: #059669;
  font-size: 1rem;
}

/* 3. Related Products Cross-Selling Strip */
.related_products_grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.25rem;
}

@media (max-width: 1024px) {
  .related_products_grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 640px) {
  .related_products_grid {
    grid-template-columns: 1fr;
  }
}

.related_product_card {
  background: #FFFFFF;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-xl);
  padding: 1.75rem 1.5rem;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  text-decoration: none;
  transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
  box-shadow: var(--shadow-sm);
}

.related_product_card:hover {
  transform: translateY(-4px);
  border-color: var(--primary);
  box-shadow: var(--shadow-md);
}

.related_product_icon {
  font-size: 1.85rem;
  margin-bottom: 0.75rem;
}

.related_product_title {
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--text-main);
  margin-bottom: 0.35rem;
}

.related_product_desc {
  font-size: 0.85rem;
  color: var(--text-muted);
  line-height: 1.5;
  margin-bottom: 1.15rem;
}

.related_product_bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  border-top: 1px solid var(--border-light);
  padding-top: 0.85rem;
}

.related_product_rate {
  font-size: 0.85rem;
  font-weight: 800;
  color: #059669;
}

.related_product_arrow {
  font-weight: 800;
  color: var(--primary);
  font-size: 0.9rem;
}


.loan_type_grid_4 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
}

@media (max-width: 768px) {
  .loan_type_grid_4 {
    grid-template-columns: 1fr;
  }
}


/* ==========================================================================
   MODERN CONTACT & SUPPORT STUDIO STYLES
   ========================================================================== */

.contact-hero-super {
  background: linear-gradient(135deg, #001A35 0%, #002B57 55%, #00509E 100%);
  position: relative;
  overflow: hidden;
  padding: clamp(7.5rem, 11vw, 9.5rem) 1.5rem clamp(3.5rem, 6vw, 5.5rem);
  color: #FFFFFF;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  text-align: center;
}

.contact-hero-glow-1 {
  position: absolute;
  top: -100px;
  right: -100px;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(0, 80, 158, 0.18) 0%, rgba(0, 80, 158, 0) 70%);
  border-radius: 50%;
  pointer-events: none;
  filter: blur(50px);
}

.contact-hero-glow-2 {
  position: absolute;
  bottom: -100px;
  left: -50px;
  width: 450px;
  height: 450px;
  background: radial-gradient(circle, rgba(59, 130, 246, 0.2) 0%, rgba(59, 130, 246, 0) 70%);
  border-radius: 50%;
  pointer-events: none;
  filter: blur(50px);
}

.contact-live-status-bar {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 1.5rem;
  flex-wrap: wrap;
  margin-top: 2rem;
  font-size: 0.875rem;
  font-weight: 700;
  color: rgba(255, 255, 255, 0.9);
}

.contact-pulse-dot {
  display: inline-block;
  width: 9px;
  height: 9px;
  background: #00509E;
  border-radius: 50%;
  box-shadow: 0 0 0 rgba(56, 189, 248, 0.7);
  animation: contactPulse 2s infinite;
  margin-right: 6px;
}

@keyframes contactPulse {
  0% { box-shadow: 0 0 0 0 rgba(56, 189, 248, 0.7); }
  70% { box-shadow: 0 0 0 8px rgba(0, 80, 158, 0); }
  100% { box-shadow: 0 0 0 0 rgba(0, 80, 158, 0); }
}

.contact-studio-grid {
  display: grid;
  grid-template-columns: 1.05fr 1.2fr;
  gap: 2.25rem;
  align-items: flex-start;
}

@media (max-width: 1024px) {
  .contact-studio-grid {
    grid-template-columns: 1fr;
  }
}

.contact-channels-deck {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.25rem;
  margin-bottom: 2rem;
}

@media (max-width: 640px) {
  .contact-channels-deck {
    grid-template-columns: 1fr;
  }
}

.contact-channel-card {
  background: #FFFFFF;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-xl);
  padding: 1.65rem 1.4rem;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  box-shadow: var(--shadow-sm);
  transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
  text-decoration: none;
  position: relative;
}

.contact-channel-card:hover {
  transform: translateY(-4px);
  border-color: var(--primary);
  box-shadow: 0 12px 28px rgba(15, 23, 42, 0.08);
}

.contact-channel-icon-wrap {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  margin-bottom: 1rem;
}

.contact-channel-card.phone .contact-channel-icon-wrap { background: rgba(0, 80, 158, 0.12); color: #00509E; }
.contact-channel-card.wa .contact-channel-icon-wrap { background: rgba(37, 211, 102, 0.12); color: #25D366; }
.contact-channel-card.loc .contact-channel-icon-wrap { background: rgba(59, 130, 246, 0.12); color: #3B82F6; }
.contact-channel-card.mail .contact-channel-icon-wrap { background: rgba(139, 92, 246, 0.12); color: #8B5CF6; }

.contact-channel-label {
  font-size: 0.75rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  color: var(--text-muted);
  margin-bottom: 0.25rem;
}

.contact-channel-val {
  font-size: 1.15rem;
  font-weight: 900;
  color: var(--text-main);
  margin-bottom: 0.35rem;
}

.contact-channel-desc {
  font-size: 0.825rem;
  color: var(--text-body);
  line-height: 1.45;
}

.contact-terminal-box {
  background: #FFFFFF;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-2xl);
  padding: 2.25rem 2rem;
  box-shadow: var(--shadow-md);
  position: relative;
}

.contact-form-grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
  margin-bottom: 1rem;
}

@media (max-width: 640px) {
  .contact-form-grid-2 {
    grid-template-columns: 1fr;
    gap: 0.85rem;
  }
}

#phoneInputWrap:focus-within {
  border-color: var(--primary) !important;
  box-shadow: 0 0 0 3px rgba(0, 80, 158, 0.12) !important;
}

.contact-category-pills {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.6rem;
  margin-bottom: 1.25rem;
}

@media (max-width: 540px) {
  .contact-category-pills {
    grid-template-columns: repeat(2, 1fr);
  }
}

.contact-cat-pill {
  background: var(--bg-subtle);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-md);
  padding: 0.6rem 0.5rem;
  font-size: 0.8rem;
  font-weight: 700;
  color: var(--text-main);
  text-align: center;
  cursor: pointer;
  transition: all 0.2s ease;
  user-select: none;
}

.contact-cat-pill:hover,
.contact-cat-pill.active {
  background: var(--primary);
  color: #FFFFFF;
  border-color: var(--primary);
  transform: translateY(-1px);
}

.contact-time-slots {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0.5rem;
  margin-top: 0.35rem;
}

@media (max-width: 540px) {
  .contact-time-slots {
    grid-template-columns: repeat(2, 1fr);
  }
}

.contact-time-slot-btn {
  background: #F8FAFC;
  border: 1px solid var(--border-light);
  border-radius: var(--radius-sm);
  padding: 0.5rem 0.4rem;
  font-size: 0.775rem;
  font-weight: 700;
  color: var(--text-main);
  text-align: center;
  cursor: pointer;
  transition: all 0.2s ease;
}

.contact-time-slot-btn:hover,
.contact-time-slot-btn.active {
  background: var(--primary);
  color: #FFFFFF;
  border-color: var(--primary);
}

.contact-location-hub-card {
  background: linear-gradient(135deg, #F8FAFC 0%, #EFF6FF 100%);
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-xl);
  padding: 1.75rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  flex-wrap: wrap;
}

.contact-dept-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

@media (max-width: 1024px) {
  .contact-dept-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 640px) {
  .contact-dept-grid {
    grid-template-columns: 1fr;
  }
}


.contact-role-btn {
  background: var(--bg-subtle);
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 0.75rem 0.85rem;
  display: flex;
  align-items: center;
  gap: 0.65rem;
  cursor: pointer;
  transition: all 0.2s ease;
  user-select: none;
}

.contact-role-btn:hover,
.contact-role-btn.active {
  background: var(--primary);
  color: #FFFFFF;
  border-color: var(--primary);
  box-shadow: var(--shadow-sm);
  transform: translateY(-1px);
}


/* ==========================================================================
   50-50 HERO SPLIT & 5-LAYER ISOMETRIC WORK PROCESS STACK
   ========================================================================== */

.hero-split-container {
  display: grid;
  grid-template-columns: 1.08fr 0.92fr;
  gap: 3.5rem;
  align-items: center;
  width: 100%;
  max-width: 1280px;
  margin: 0 auto;
  position: relative;
  z-index: 5;
}

@media (max-width: 1024px) {
  .hero-split-container {
    grid-template-columns: 1fr;
    gap: 3rem;
    text-align: center;
  }
}

.hero-left-content {
  text-align: left;
}

@media (max-width: 1024px) {
  .hero-left-content {
    text-align: center;
    max-width: 780px;
    margin: 0 auto;
  }
}

.hero-left-content .hero-main-title {
  text-align: left;
  margin-bottom: 1.15rem;
}

@media (max-width: 1024px) {
  .hero-left-content .hero-main-title {
    text-align: center;
  }
}

.hero-left-content .hero-narrative-desc {
  text-align: left;
  font-size: 1.05rem;
  line-height: 1.7;
  color: rgba(255, 255, 255, 0.85);
  margin-bottom: 1.75rem;
  max-width: 580px;
}

@media (max-width: 1024px) {
  .hero-left-content .hero-narrative-desc {
    text-align: center;
    margin-left: auto;
    margin-right: auto;
  }
}

.hero-left-content .hero-cta-actions {
  justify-content: flex-start;
  margin-bottom: 1.75rem;
}

@media (max-width: 1024px) {
  .hero-left-content .hero-cta-actions {
    justify-content: center;
  }
}

.hero-left-trust-strip {
  display: flex;
  align-items: center;
  gap: 1.15rem;
  flex-wrap: wrap;
  font-size: 0.825rem;
  font-weight: 700;
  color: rgba(255, 255, 255, 0.85);
}

@media (max-width: 1024px) {
  .hero-left-trust-strip {
    justify-content: center;
  }
}

/* Isometric 5-Layer Stack Stage */
.isometric-stage-wrapper {
  position: relative;
  width: 100%;
  perspective: 1200px;
  display: flex;
  justify-content: center;
}

.isometric-stack-card {
  width: 100%;
  max-width: 540px;
  background: rgba(0, 31, 63, 0.72);
  border: 1.5px solid rgba(255, 255, 255, 0.14);
  border-radius: var(--radius-2xl);
  padding: 1.75rem;
  box-shadow: 0 25px 60px rgba(0, 0, 0, 0.5), inset 0 1px 0 rgba(255, 255, 255, 0.15);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  position: relative;
  overflow: hidden;
}

.isometric-stack-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 2px;
  background: linear-gradient(90deg, transparent, var(--neon-lime), transparent);
}

.isometric-header-badge {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 1.25rem;
  padding-bottom: 0.85rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.isometric-process-layers {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  position: relative;
}

/* Flow connector line on left */
.isometric-process-layers::before {
  content: '';
  position: absolute;
  left: 21px;
  top: 24px;
  bottom: 24px;
  width: 2px;
  background: linear-gradient(180deg, #00509E 0%, #3B82F6 50%, #38BDF8 100%);
  z-index: 1;
  opacity: 0.6;
}

.iso-layer-card {
  position: relative;
  z-index: 2;
  background: rgba(15, 23, 42, 0.85);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-lg);
  padding: 0.85rem 1.15rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.85rem;
  transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.25);
  cursor: default;
}

.iso-layer-card:hover {
  transform: translateX(6px) translateY(-2px);
  background: rgba(0, 31, 63, 0.95);
  border-color: #38BDF8;
  box-shadow: 0 10px 25px rgba(0, 80, 158, 0.3);
}

.iso-layer-card:hover .iso-layer-badge {
  background: rgba(0, 80, 158, 0.25);
  border-color: #38BDF8;
  color: #FFFFFF;
}


/* ==========================================================================
   SCROLL-DRIVEN ISOMETRIC 5-SCENE WORK PROCESS HERO
   ========================================================================== */

.hero-iso-scroll-section {
  position: relative;
  background: linear-gradient(135deg, #001A35 0%, #002B57 55%, #00509E 100%);
  color: #FFFFFF;
  padding: 8rem 1.5rem 6rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  overflow: hidden;
}

.hero-iso-split {
  display: grid;
  grid-template-columns: 1fr 1.05fr;
  gap: 3.5rem;
  align-items: flex-start;
  max-width: 1280px;
  margin: 0 auto;
  position: relative;
  z-index: 5;
}

@media (max-width: 1024px) {
  .hero-iso-split {
    grid-template-columns: 1fr;
    gap: 3rem;
  }
}

/* Left Sticky Pinned Column */
.hero-iso-left-sticky {
  position: sticky;
  top: 110px;
  text-align: left;
  z-index: 10;
}

@media (max-width: 1024px) {
  .hero-iso-left-sticky {
    position: static;
    top: auto;
    text-align: center;
    max-width: 760px;
    margin: 0 auto;
  }
}

.hero-iso-left-sticky .hero-main-title {
  text-align: left;
  margin-bottom: 1.15rem;
  font-size: clamp(2.3rem, 4.2vw, 3.6rem);
}

@media (max-width: 1024px) {
  .hero-iso-left-sticky .hero-main-title {
    text-align: center;
  }
}

.hero-iso-left-sticky .hero-narrative-desc {
  text-align: left;
  font-size: 1.05rem;
  line-height: 1.7;
  color: rgba(255, 255, 255, 0.85);
  margin-bottom: 1.75rem;
}

@media (max-width: 1024px) {
  .hero-iso-left-sticky .hero-narrative-desc {
    text-align: center;
  }
}

.hero-iso-left-sticky .hero-cta-actions {
  justify-content: flex-start;
  margin-bottom: 1.75rem;
}

@media (max-width: 1024px) {
  .hero-iso-left-sticky .hero-cta-actions {
    justify-content: center;
  }
}

/* Live 5-Step Mini Tracker on Left */
.hero-iso-step-tracker {
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
  margin-bottom: 1.75rem;
  padding: 1.15rem 1.25rem;
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius-xl);
  backdrop-filter: blur(12px);
}

@media (max-width: 1024px) {
  .hero-iso-step-tracker {
    display: none;
  }
}

.hero-iso-step-item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  font-size: 0.825rem;
  font-weight: 700;
  color: rgba(255, 255, 255, 0.6);
  cursor: pointer;
  padding: 0.35rem 0.5rem;
  border-radius: var(--radius-sm);
  transition: all 0.2s ease;
  text-decoration: none;
}

.hero-iso-step-item:hover,
.hero-iso-step-item.active {
  color: #FFFFFF;
  background: rgba(255, 255, 255, 0.08);
}

.hero-iso-step-item.active .hero-iso-step-num {
  background: var(--primary);
  color: #FFFFFF;
  border-color: var(--primary);
  box-shadow: 0 0 10px rgba(0, 80, 158, 0.5);
}

.hero-iso-step-num {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.2);
  color: rgba(255, 255, 255, 0.8);
  font-size: 0.7rem;
  font-weight: 900;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all 0.2s ease;
}

/* Right Scroll-Driven Isometric 5-Scene Tower */
.hero-iso-scenes-tower {
  display: flex;
  flex-direction: column;
  gap: 2rem;
  position: relative;
}

/* Zigzag Circuit Line */
.hero-iso-scenes-tower::before {
  content: '';
  position: absolute;
  left: 50%;
  top: 60px;
  bottom: 60px;
  width: 2px;
  background: linear-gradient(180deg, #00509E 0%, #38BDF8 35%, #818CF8 70%, #38BDF8 100%);
  transform: translateX(-50%);
  z-index: 1;
  opacity: 0.5;
}

.iso-scene-card {
  position: relative;
  z-index: 2;
  background: rgba(0, 31, 63, 0.82);
  border: 1.5px solid rgba(255, 255, 255, 0.14);
  border-radius: var(--radius-2xl);
  padding: 1.65rem 1.75rem;
  box-shadow: 0 20px 45px rgba(0, 0, 0, 0.45);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  transition: all 0.35s cubic-bezier(0.16, 1, 0.3, 1);
  display: grid;
  grid-template-columns: 140px 1fr;
  gap: 1.5rem;
  align-items: center;
}

@media (max-width: 640px) {
  .iso-scene-card {
    grid-template-columns: 1fr;
    text-align: center;
    gap: 1.15rem;
  }
}

.iso-scene-card:hover,
.iso-scene-card.in-view {
  border-color: #38BDF8;
  background: rgba(0, 31, 63, 0.95);
  transform: translateY(-4px) scale(1.01);
  box-shadow: 0 25px 55px rgba(0, 80, 158, 0.3);
}

.iso-scene-card.in-view .iso-scene-badge {
  background: rgba(0, 80, 158, 0.25);
  border-color: #38BDF8;
  color: #38BDF8;
}

.iso-scene-art-wrap {
  width: 140px;
  height: 120px;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
}

@media (max-width: 640px) {
  .iso-scene-art-wrap {
    margin: 0 auto;
  }
}

.iso-scene-svg {
  width: 100%;
  height: 100%;
  filter: drop-shadow(0 8px 18px rgba(0, 0, 0, 0.4));
  transition: transform 0.35s ease;
}

.iso-scene-card:hover .iso-scene-svg {
  transform: scale(1.06) rotate(-2deg);
}

.iso-scene-body {
  text-align: left;
}

@media (max-width: 640px) {
  .iso-scene-body {
    text-align: center;
  }
}

.iso-scene-header-line {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  margin-bottom: 0.35rem;
  flex-wrap: wrap;
}

@media (max-width: 640px) {
  .iso-scene-header-line {
    justify-content: center;
  }
}

.iso-scene-num-badge {
  font-size: 0.75rem;
  font-weight: 900;
  color: var(--neon-lime);
  background: rgba(0, 80, 158, 0.15);
  padding: 0.15rem 0.55rem;
  border-radius: var(--radius-full);
  border: 1px solid rgba(0, 80, 158, 0.3);
}

.iso-scene-badge {
  font-size: 0.7rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  color: rgba(255, 255, 255, 0.7);
  background: rgba(255, 255, 255, 0.08);
  padding: 0.15rem 0.55rem;
  border-radius: var(--radius-full);
  border: 1px solid rgba(255, 255, 255, 0.15);
  transition: all 0.25s ease;
}

.iso-scene-title {
  font-size: 1.15rem;
  font-weight: 800;
  color: #FFFFFF;
  line-height: 1.3;
  margin-bottom: 0.35rem;
}

.iso-scene-desc {
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.75);
  line-height: 1.5;
  margin-bottom: 0.65rem;
}

.iso-scene-chips {
  display: flex;
  gap: 0.5rem;
  flex-wrap: wrap;
}

@media (max-width: 640px) {
  .iso-scene-chips {
    justify-content: center;
  }
}

.iso-scene-chip {
  font-size: 0.725rem;
  font-weight: 700;
  color: #00509E;
  background: rgba(0, 80, 158, 0.1);
  padding: 0.2rem 0.5rem;
  border-radius: var(--radius-sm);
  border: 1px solid rgba(0, 80, 158, 0.2);
}


/* ==========================================================================
   IMPRESSIVE CLEAN 50-50 HERO & INTERACTIVE PROCESS TERMINAL
   ========================================================================== */

.hero-clean-section {
  position: relative;
  min-height: 100vh;
  height: 100vh;
  background: linear-gradient(135deg, #001A35 0%, #002B57 55%, #00509E 100%);
  color: #FFFFFF;
  display: flex;
  align-items: center;
  padding: 5.5rem 1.5rem 2rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  overflow: hidden;
  box-sizing: border-box;
}

@media (max-height: 750px), (max-width: 1024px) {
  .hero-clean-section {
    height: auto;
    min-height: 100vh;
    padding: 6.5rem 1.5rem 3.5rem;
  }
}

/* ==========================================================================
   HERO LIGHT MIRROR BACKGROUND EFFECTS
   ========================================================================== */

.hero-mirror-plane {
  position: absolute;
  inset: 0;
  pointer-events: none;
  z-index: 1;
  background: 
    radial-gradient(ellipse 75% 55% at 72% 42%, rgba(0, 80, 158, 0.09) 0%, transparent 65%),
    linear-gradient(125deg, rgba(255, 255, 255, 0.06) 0%, transparent 30%, rgba(255, 255, 255, 0.03) 55%, transparent 100%);
}

.hero-mirror-ray-1 {
  position: absolute;
  top: -30%;
  right: 15%;
  width: 540px;
  height: 160%;
  background: linear-gradient(135deg, rgba(255, 255, 255, 0.1) 0%, rgba(0, 80, 158, 0.07) 35%, rgba(99, 102, 241, 0.03) 65%, transparent 100%);
  transform: rotate(-35deg) skewX(-12deg);
  filter: blur(48px);
  pointer-events: none;
  z-index: 1;
  animation: mirrorRayDrift1 12s ease-in-out infinite alternate;
}

.hero-mirror-ray-2 {
  position: absolute;
  bottom: -20%;
  right: 2%;
  width: 440px;
  height: 120%;
  background: linear-gradient(315deg, rgba(0, 80, 158, 0.11) 0%, rgba(255, 255, 255, 0.05) 35%, transparent 70%);
  transform: rotate(-24deg);
  filter: blur(55px);
  pointer-events: none;
  z-index: 1;
  animation: mirrorRayDrift2 10s ease-in-out infinite alternate;
}

.hero-mirror-glow {
  position: absolute;
  top: 40%;
  right: 20%;
  width: 520px;
  height: 480px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255, 255, 255, 0.07) 0%, rgba(0, 80, 158, 0.13) 32%, transparent 70%);
  filter: blur(65px);
  pointer-events: none;
  z-index: 1;
  animation: mirrorGlowPulse 7s ease-in-out infinite alternate;
}

@keyframes mirrorRayDrift1 {
  0% { transform: rotate(-35deg) skewX(-12deg) translateY(0); opacity: 0.75; }
  100% { transform: rotate(-31deg) skewX(-10deg) translateY(-25px); opacity: 1; }
}

@keyframes mirrorRayDrift2 {
  0% { transform: rotate(-24deg) translateY(0); opacity: 0.6; }
  100% { transform: rotate(-27deg) translateY(20px); opacity: 0.95; }
}

@keyframes mirrorGlowPulse {
  0% { transform: scale(0.92); opacity: 0.6; }
  100% { transform: scale(1.1); opacity: 1; }
}

.hero-clean-split {
  display: grid;
  grid-template-columns: 1fr 1.08fr;
  gap: 2.5rem;
  align-items: center;
  max-width: 1280px;
  margin: 0 auto;
  position: relative;
  z-index: 5;
  width: 100%;
}

.hero-left-content {
  text-align: left;
}

.hero-left-content .hero-main-title {
  font-size: clamp(2.3rem, 4.2vw, 3.85rem);
  font-weight: 900;
  color: #FFFFFF;
  line-height: 1.14;
  margin-bottom: 1.25rem;
  font-family: var(--font-display, inherit);
  letter-spacing: -0.03em;
}

.hero-left-content .hero-narrative-desc {
  font-size: clamp(1rem, 1.35vw, 1.15rem);
  color: rgba(255, 255, 255, 0.82);
  line-height: 1.65;
  max-width: 580px;
  margin-bottom: 2rem;
}

.hero-left-content .hero-cta-actions {
  display: flex;
  align-items: center;
  gap: 1rem;
  flex-wrap: wrap;
}

.hero-live-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  background: rgba(0, 80, 158, 0.1);
  border: 1px solid rgba(0, 80, 158, 0.28);
  color: #00509E;
  padding: 0.38rem 0.9rem;
  border-radius: var(--radius-full);
  font-size: 0.76rem;
  font-weight: 800;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  margin-bottom: 1.25rem;
}

.hero-live-badge-dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: #00509E;
  box-shadow: 0 0 10px #00509E;
  animation: heroPulseDot 2s infinite ease-in-out;
}

@keyframes heroPulseDot {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.4; transform: scale(0.85); }
}

.hero-trust-bar {
  display: flex;
  align-items: center;
  gap: 1.35rem;
  margin-top: 1.85rem;
  flex-wrap: wrap;
}

.hero-trust-item {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  font-size: 0.82rem;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.78);
}

.hero-trust-item svg {
  color: #00509E;
  flex-shrink: 0;
}

@media (max-width: 1024px) {
  .hero-clean-split {
    grid-template-columns: 1fr;
    gap: 3rem;
  }
  .hero-left-content {
    text-align: center;
    display: flex;
    flex-direction: column;
    align-items: center;
  }
  .hero-left-content .hero-narrative-desc {
    margin-left: auto;
    margin-right: auto;
  }
  .hero-left-content .hero-cta-actions {
    justify-content: center;
  }
  .hero-trust-bar {
    justify-content: center;
  }
}

/* ==========================================================================
   HERO QUICK STATS (LEFT COLUMN)
   ========================================================================== */

.hero-quick-stats {
  display: flex;
  align-items: center;
  gap: 1.5rem;
  margin: 1.5rem 0 2rem;
  padding: 0.9rem 1.25rem;
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: var(--radius-lg);
  width: fit-content;
}

.hero-stat-item {
  display: flex;
  flex-direction: column;
}

.hero-stat-val {
  font-size: 1.35rem;
  font-weight: 900;
  color: #FFFFFF;
  line-height: 1.1;
  font-family: var(--font-display);
}

.hero-stat-lbl {
  font-size: 0.725rem;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.65);
  margin-top: 0.2rem;
}

.hero-stat-sep {
  width: 1px;
  height: 26px;
  background: rgba(255, 255, 255, 0.12);
}

@media (max-width: 640px) {
  .hero-quick-stats {
    width: 100%;
    justify-content: space-around;
    gap: 0.5rem;
    padding: 0.85rem 0.5rem;
  }
  .hero-stat-val {
    font-size: 1.15rem;
  }
  .hero-stat-lbl {
    font-size: 0.675rem;
  }
}

/* ==========================================================================
   3D SCROLL-DRIVEN HERO GRAPHIC (PARALLAX ON SCROLL)
   ========================================================================== */
.hero-scroll-graphic-wrap {
  position: relative;
  width: 100%;
  max-width: 580px;
  height: 540px;
  margin-left: auto;
  margin-right: 0;
  perspective: 1200px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  --hsg-hub-rot: 0deg;
  --hsg-mid-rot: 0deg;
  --hsg-in-rot: 0deg;
  --hsg-core-y: 0px;
  --hsg-tilt-x: 0deg;
  --hsg-tilt-y: 0deg;
}

.hsg-glow-aura {
  position: absolute;
  width: 580px;
  height: 580px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(0, 112, 220, 0.55) 0%, rgba(56, 189, 248, 0.35) 42%, rgba(0, 26, 53, 0) 72%);
  filter: blur(50px);
  pointer-events: none;
  z-index: 1;
  animation: hsgAuraPulse 4.5s ease-in-out infinite alternate;
}

@keyframes hsgAuraPulse {
  0% { transform: scale(0.92); opacity: 0.7; }
  100% { transform: scale(1.15); opacity: 1; }
}

/* 3D Kinetic Orbital Hub (Enlarged & Right-Aligned Showcase) */
.hsg-kinetic-hub {
  position: relative;
  width: 520px;
  height: 520px;
  transform: translateY(var(--hsg-core-y, 0px)) rotateX(calc(28deg + var(--hsg-tilt-x, 0deg))) rotateY(calc(-8deg + var(--hsg-tilt-y, 0deg)));
  transform-style: preserve-3d;
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 2;
  transition: transform 0.18s cubic-bezier(0.2, 0, 0.2, 1);
  will-change: transform;
}

/* Concentric Kinetic Orbit Rings - High-Contrast Luminous */
.hsg-orbit-ring {
  position: absolute;
  border-radius: 50%;
  pointer-events: none;
  display: flex;
  align-items: center;
  justify-content: center;
  will-change: transform;
}

.hsg-ring-outer {
  width: 485px;
  height: 485px;
  border: 1.5px dashed rgba(56, 189, 248, 0.5);
  box-shadow: 0 0 35px rgba(0, 80, 158, 0.4), inset 0 0 35px rgba(56, 189, 248, 0.15);
  transform: rotate(var(--hsg-hub-rot, 0deg));
  animation: orbitRingSpinCW 50s linear infinite;
}

.hsg-ring-mid {
  width: 350px;
  height: 350px;
  border: 1.5px solid rgba(56, 189, 248, 0.6);
  border-top-color: #38BDF8;
  border-bottom-color: rgba(56, 189, 248, 0.35);
  box-shadow: 0 0 30px rgba(56, 189, 248, 0.35), inset 0 0 20px rgba(0, 80, 158, 0.25);
  transform: rotate(var(--hsg-mid-rot, 0deg));
  animation: orbitRingSpinCCW 36s linear infinite;
}

.hsg-ring-inner {
  width: 220px;
  height: 220px;
  border: 1.5px dotted rgba(255, 255, 255, 0.75);
  box-shadow: 0 0 25px rgba(56, 189, 248, 0.35);
  transform: rotate(var(--hsg-in-rot, 0deg));
  animation: orbitRingSpinCW 24s linear infinite;
}

@keyframes orbitRingSpinCW {
  from { transform: rotate(0deg); }
  to { transform: rotate(360deg); }
}

@keyframes orbitRingSpinCCW {
  from { transform: rotate(0deg); }
  to { transform: rotate(-360deg); }
}

/* Full-Diameter Sweeping Radar Beam across all bank orbits - Brilliant Electric Cyan */
.hsg-radar-sweep-full {
  position: absolute;
  width: 485px;
  height: 485px;
  border-radius: 50%;
  background: conic-gradient(
    from 0deg,
    transparent 0deg,
    transparent 230deg,
    rgba(0, 80, 158, 0.15) 275deg,
    rgba(56, 189, 248, 0.4) 335deg,
    #38BDF8 360deg
  );
  animation: radarScan 4.5s linear infinite;
  pointer-events: none;
  z-index: 2;
  filter: drop-shadow(0 0 12px rgba(56, 189, 248, 0.7));
}

@keyframes radarScan {
  from { transform: rotate(0deg); }
  to { transform: rotate(360deg); }
}

/* Bank Institutional Clearance Badges - Crisp High-Contrast White Micro-Card with Official Bank Logos */
.hsg-bank-node {
  position: absolute;
  top: 50%;
  left: 50%;
  background: #FFFFFF;
  border: 1.5px solid #FFFFFF;
  border-radius: 10px;
  width: 74px;
  height: 38px;
  padding: 4px 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 10px 26px rgba(0, 15, 45, 0.45), 0 0 16px rgba(56, 189, 248, 0.35);
  cursor: pointer;
  transition: all 0.25s cubic-bezier(0.2, 0, 0.2, 1);
  z-index: 4;
  animation: whiteBadgePulse 3.5s ease-in-out infinite;
  box-sizing: border-box;
}

.hsg-bn-logo {
  max-width: 100%;
  max-height: 24px;
  width: auto;
  height: auto;
  object-fit: contain;
  display: block;
  pointer-events: none;
  filter: contrast(1.05);
}

.hsg-bank-node:hover {
  transform: var(--node-base-pos) scale(1.22) !important;
  background: #FFFFFF !important;
  border-color: #38BDF8 !important;
  box-shadow: 0 16px 42px rgba(0, 15, 45, 0.75), 0 0 34px rgba(56, 189, 248, 0.95) !important;
  z-index: 25 !important;
}

.bn-dot,
.bn-name {
  display: none !important;
}

@keyframes whiteBadgePulse {
  0%, 100% {
    box-shadow: 0 8px 24px rgba(0, 15, 45, 0.45), 0 0 14px rgba(56, 189, 248, 0.25);
    border-color: #FFFFFF;
  }
  50% {
    box-shadow: 0 12px 30px rgba(0, 15, 45, 0.6), 0 0 24px rgba(56, 189, 248, 0.75);
    border-color: #38BDF8;
  }
}

/* Staggered bank node glowing pulse delays for living radar wave effect */
.bn-sbi { animation-delay: 0s; }
.bn-hdfc { animation-delay: 0.25s; }
.bn-axis { animation-delay: 0.5s; }
.bn-lt { animation-delay: 0.75s; }
.bn-icici { animation-delay: 1.0s; }
.bn-tata { animation-delay: 1.25s; }
.bn-abcl { animation-delay: 1.5s; }
.bn-bajaj { animation-delay: 1.75s; }
.bn-pnb { animation-delay: 2.0s; }
.bn-idfc { animation-delay: 2.25s; }
.bn-piramal { animation-delay: 2.5s; }
.bn-kotak { animation-delay: 2.75s; }
.bn-indusind { animation-delay: 3.0s; }
.bn-godrej { animation-delay: 3.25s; }
.bn-bob { animation-delay: 3.5s; }
.bn-canara { animation-delay: 3.75s; }

/* Outer Orbit Bank Positions (Radius ~242px) */
.bn-sbi {
  --node-base-pos: translate(-50%, -50%) translate(0px, -242px);
  transform: var(--node-base-pos);
}
.bn-hdfc {
  --node-base-pos: translate(-50%, -50%) translate(210px, -121px);
  transform: var(--node-base-pos);
}
.bn-icici {
  --node-base-pos: translate(-50%, -50%) translate(210px, 121px);
  transform: var(--node-base-pos);
}
.bn-pnb {
  --node-base-pos: translate(-50%, -50%) translate(0px, 242px);
  transform: var(--node-base-pos);
}
.bn-kotak {
  --node-base-pos: translate(-50%, -50%) translate(-210px, 121px);
  transform: var(--node-base-pos);
}
.bn-bob {
  --node-base-pos: translate(-50%, -50%) translate(-210px, -121px);
  transform: var(--node-base-pos);
}

/* Mid Orbit Bank Positions (Radius ~175px) */
.bn-axis {
  --node-base-pos: translate(-50%, -50%) translate(152px, -88px);
  transform: var(--node-base-pos);
}
.bn-tata {
  --node-base-pos: translate(-50%, -50%) translate(175px, 0px);
  transform: var(--node-base-pos);
}
.bn-bajaj {
  --node-base-pos: translate(-50%, -50%) translate(88px, 152px);
  transform: var(--node-base-pos);
}
.bn-idfc {
  --node-base-pos: translate(-50%, -50%) translate(-88px, 152px);
  transform: var(--node-base-pos);
}
.bn-indusind {
  --node-base-pos: translate(-50%, -50%) translate(-175px, 0px);
  transform: var(--node-base-pos);
}
.bn-canara {
  --node-base-pos: translate(-50%, -50%) translate(-88px, -152px);
  transform: var(--node-base-pos);
}

/* Inner Orbit Bank Positions (Radius ~110px) */
.bn-lt {
  --node-base-pos: translate(-50%, -50%) translate(78px, -78px);
  transform: var(--node-base-pos);
}
.bn-abcl {
  --node-base-pos: translate(-50%, -50%) translate(78px, 78px);
  transform: var(--node-base-pos);
}
.bn-piramal {
  --node-base-pos: translate(-50%, -50%) translate(-78px, 78px);
  transform: var(--node-base-pos);
}
.bn-godrej {
  --node-base-pos: translate(-50%, -50%) translate(-78px, -78px);
  transform: var(--node-base-pos);
}

/* Central Capital Radar Beacon (170+ Partner Banks) - Radiant Glowing 3D Hub */
.hsg-core-beacon {
  position: relative;
  z-index: 5;
  width: 155px;
  height: 155px;
  border-radius: 50%;
  background: radial-gradient(circle at 35% 30%, #007CE8 0%, #00509E 45%, #00254D 80%, #001428 100%);
  border: 3px solid #38BDF8;
  box-shadow: 
    0 20px 50px rgba(0, 0, 0, 0.85),
    0 0 50px rgba(56, 189, 248, 0.85),
    0 0 90px rgba(0, 80, 158, 0.85),
    inset 0 2px 6px #FFFFFF,
    inset 0 0 25px rgba(56, 189, 248, 0.6);
  backdrop-filter: blur(24px);
  -webkit-backdrop-filter: blur(24px);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 0.85rem;
  overflow: visible;
}

.hsg-core-beacon::before {
  content: '';
  position: absolute;
  inset: -15px;
  border-radius: 50%;
  border: 2px solid #38BDF8;
  pointer-events: none;
  animation: beaconPulseWave 2.8s infinite cubic-bezier(0.16, 1, 0.3, 1);
}

.hsg-core-beacon::after {
  content: '';
  position: absolute;
  inset: -30px;
  border-radius: 50%;
  border: 1.5px solid rgba(56, 189, 248, 0.5);
  pointer-events: none;
  animation: beaconPulseWave 2.8s infinite cubic-bezier(0.16, 1, 0.3, 1) 0.9s;
}

@keyframes beaconPulseWave {
  0% { transform: scale(0.92); opacity: 0.95; border-color: #38BDF8; }
  60% { transform: scale(1.22); opacity: 0.4; border-color: rgba(56, 189, 248, 0.4); }
  100% { transform: scale(1.45); opacity: 0; border-color: rgba(56, 189, 248, 0); }
}

.hsg-beacon-glow-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #38BDF8;
  box-shadow: 0 0 10px #38BDF8, 0 0 22px #38BDF8;
  margin-bottom: 0.35rem;
  animation: heroPulseDot 1.8s infinite ease-in-out;
}

.hsg-beacon-val {
  font-size: 2.15rem;
  font-weight: 900;
  color: #FFFFFF;
  line-height: 1;
  font-family: var(--font-display);
  letter-spacing: -0.5px;
  text-shadow: 0 0 22px #38BDF8, 0 0 45px rgba(56, 189, 248, 0.8), 0 2px 8px rgba(0, 0, 0, 0.9);
}

.hsg-beacon-sub {
  font-size: 0.76rem;
  font-weight: 800;
  color: #E0F2FE;
  letter-spacing: 1px;
  text-transform: uppercase;
  margin-top: 0.35rem;
  text-shadow: 0 0 10px #38BDF8;
}

/* Glass Mirror Floor Reflection */
.hsg-mirror-floor {
  position: absolute;
  bottom: 10px;
  left: 50%;
  width: 440px;
  height: 70px;
  background: radial-gradient(ellipse 70% 50% at 50% 50%, rgba(56, 189, 248, 0.5) 0%, rgba(0, 80, 158, 0.35) 45%, transparent 75%);
  transform: translateX(-50%) rotateX(75deg);
  filter: blur(14px);
  border-radius: 50%;
  pointer-events: none;
  z-index: 1;
}

/* Minimal Hero Scroll Cue */
.hero-scroll-cue {
  display: inline-flex;
  align-items: center;
  gap: 0.65rem;
  margin-top: 2.5rem;
  color: rgba(255, 255, 255, 0.65);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.8px;
  text-transform: uppercase;
  text-decoration: none;
  transition: color 0.2s ease;
}

.hero-scroll-cue:hover {
  color: #38BDF8;
}

.scroll-cue-indicator {
  width: 18px;
  height: 28px;
  border: 1.5px solid rgba(255, 255, 255, 0.35);
  border-radius: 12px;
  position: relative;
  display: flex;
  justify-content: center;
}

.scroll-cue-dot {
  width: 4px;
  height: 6px;
  border-radius: 2px;
  background: #00509E;
  position: absolute;
  top: 5px;
  animation: scrollCueAnim 2s infinite cubic-bezier(0.65, 0, 0.35, 1);
}

@keyframes scrollCueAnim {
  0% { transform: translateY(0); opacity: 0; }
  30% { opacity: 1; }
  80% { transform: translateY(11px); opacity: 0; }
  100% { transform: translateY(0); opacity: 0; }
}

@media (max-width: 1024px) {
  .hero-scroll-graphic-wrap {
    max-width: 100%;
    height: 480px;
    margin: 0 auto;
  }
  .hsg-kinetic-hub {
    transform: translateY(var(--hsg-core-y, 0px)) rotateX(calc(26deg + var(--hsg-tilt-x, 0deg))) rotateY(calc(-6deg + var(--hsg-tilt-y, 0deg))) scale(0.82);
  }
}

@media (max-width: 768px) {
  .hero-scroll-graphic-wrap {
    max-width: 100%;
    height: auto;
    min-height: 420px;
    padding: 1.5rem 0;
    margin: 0 auto;
  }
  .hsg-kinetic-hub {
    transform: rotateX(24deg) rotateY(0deg) scale(0.68);
    margin: 0 auto;
  }
  .hsg-mirror-floor {
    bottom: 5px;
    width: 320px;
  }
}

@media (max-width: 480px) {
  .hsg-kinetic-hub {
    transform: rotateX(20deg) rotateY(0deg) scale(0.58);
  }
}

/* ==========================================================================
   INTERACTIVE HERO LOAN MATCHER CARD (RIGHT COLUMN)
   ========================================================================== */

.hero-interactive-card {
  background: rgba(18, 17, 44, 0.88);
  border: 1.5px solid rgba(255, 255, 255, 0.14);
  border-radius: var(--radius-2xl);
  padding: 1.75rem;
  box-shadow: 0 30px 70px -15px rgba(0, 0, 0, 0.65), 0 0 40px rgba(0, 80, 158, 0.08), inset 0 1px 0 rgba(255, 255, 255, 0.15);
  backdrop-filter: blur(24px);
  -webkit-backdrop-filter: blur(24px);
  position: relative;
  overflow: hidden;
  text-align: left;
}

.hero-interactive-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 2px;
  background: linear-gradient(90deg, transparent, #00509E 50%, transparent);
}

.hic-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 1.15rem;
  padding-bottom: 0.75rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.hic-header-left {
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.hic-badge-title {
  font-size: 0.76rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  color: var(--neon-lime);
}

.hic-header-tag {
  font-size: 0.725rem;
  font-weight: 800;
  color: #00509E;
  background: rgba(0, 80, 158, 0.12);
  border: 1px solid rgba(0, 80, 158, 0.25);
  padding: 0.2rem 0.6rem;
  border-radius: var(--radius-full);
}

/* 5 Segmented Loan Tabs */
.hic-tabs {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 0.4rem;
  margin-bottom: 1.15rem;
}

.hic-tab {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-md);
  padding: 0.6rem 0.35rem;
  text-align: center;
  cursor: pointer;
  transition: all 0.2s cubic-bezier(0.16, 1, 0.3, 1);
  user-select: none;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.15rem;
  color: inherit;
  font-family: inherit;
}

.hic-tab:hover {
  background: rgba(255, 255, 255, 0.09);
  border-color: rgba(255, 255, 255, 0.25);
  transform: translateY(-1px);
}

.hic-tab.active {
  background: rgba(0, 80, 158, 0.15);
  border-color: var(--neon-lime);
  box-shadow: 0 4px 14px rgba(0, 80, 158, 0.2);
  transform: translateY(-2px);
}

.hic-tab-icon {
  font-size: 1.1rem;
  line-height: 1;
}

.hic-tab-name {
  font-size: 0.7rem;
  font-weight: 700;
  color: #FFFFFF;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
  max-width: 100%;
}

.hic-tab-rate {
  font-size: 0.65rem;
  font-weight: 800;
  color: var(--neon-lime);
  white-space: nowrap;
}

/* Card Body */
.hic-body {
  display: flex;
  flex-direction: column;
  gap: 1.1rem;
}

.hic-amount-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  gap: 1rem;
}

.hic-amount-label-wrap {
  display: flex;
  flex-direction: column;
}

.hic-amount-label {
  font-size: 0.78rem;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.7);
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.hic-amount-hint {
  font-size: 0.725rem;
  font-weight: 700;
  color: var(--neon-lime);
}

.hic-amount-display-val {
  font-size: 1.65rem;
  font-weight: 900;
  color: #FFFFFF;
  font-family: var(--font-display);
  letter-spacing: -0.5px;
  line-height: 1;
}

/* Slider Track & Thumb */
.hic-slider-wrapper {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
}

.hic-slider {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 8px;
  border-radius: var(--radius-full);
  background: rgba(255, 255, 255, 0.15);
  outline: none;
  cursor: pointer;
  transition: all 0.15s ease;
}

.hic-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: #00509E;
  border: 3px solid #002B57;
  box-shadow: 0 0 12px rgba(56, 189, 248, 0.8);
  cursor: grab;
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}

.hic-slider::-webkit-slider-thumb:hover,
.hic-slider::-webkit-slider-thumb:active {
  transform: scale(1.15);
  box-shadow: 0 0 18px rgba(56, 189, 248, 1);
  cursor: grabbing;
}

.hic-slider::-moz-range-thumb {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: #00509E;
  border: 3px solid #002B57;
  box-shadow: 0 0 12px rgba(56, 189, 248, 0.8);
  cursor: grab;
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}

.hic-slider-bounds {
  display: flex;
  justify-content: space-between;
  font-size: 0.725rem;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.5);
}

/* Presets Bar */
.hic-presets-bar {
  display: flex;
  gap: 0.4rem;
  flex-wrap: wrap;
}

.hic-preset-chip {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.12);
  color: rgba(255, 255, 255, 0.85);
  border-radius: var(--radius-full);
  padding: 0.3rem 0.75rem;
  font-size: 0.75rem;
  font-weight: 700;
  cursor: pointer;
  transition: all 0.2s ease;
  font-family: inherit;
}

.hic-preset-chip:hover {
  background: rgba(255, 255, 255, 0.12);
  color: #FFFFFF;
  border-color: rgba(255, 255, 255, 0.3);
}

.hic-preset-chip.active {
  background: rgba(0, 80, 158, 0.18);
  border-color: var(--neon-lime);
  color: var(--neon-lime);
}

/* 2-Box Results Grid */
.hic-metrics-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.75rem;
}

.hic-metric-card {
  background: rgba(12, 11, 30, 0.7);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-lg);
  padding: 0.95rem 1rem;
  display: flex;
  flex-direction: column;
  gap: 0.25rem;
}

.hic-metric-caption {
  font-size: 0.725rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.4px;
  color: rgba(255, 255, 255, 0.65);
}

.hic-metric-value-row {
  display: flex;
  align-items: baseline;
  gap: 0.35rem;
}

.hic-metric-num {
  font-size: 1.5rem;
  font-weight: 900;
  color: #FFFFFF;
  line-height: 1.1;
  font-family: var(--font-display);
}

.hic-metric-num.text-lime {
  color: var(--neon-lime);
}

.hic-metric-sub {
  font-size: 0.75rem;
  font-weight: 700;
  color: rgba(255, 255, 255, 0.6);
}

.hic-metric-meta {
  font-size: 0.72rem;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.55);
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

/* 1-Tap Action CTA Button */
.hic-action-btn {
  background: linear-gradient(135deg, #00509E 0%, #003D7A 100%);
  color: #0B0F19 !important;
  font-size: 0.95rem;
  font-weight: 800;
  padding: 0.95rem 1.4rem;
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  text-decoration: none;
  box-shadow: 0 10px 25px rgba(0, 80, 158, 0.35);
  transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
  user-select: none;
}

.hic-action-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 14px 32px rgba(0, 80, 158, 0.5);
  background: var(--primary-hover);
  color: #FFFFFF !important;
}

.hic-action-btn:active {
  transform: translateY(0);
}

.hic-cta-icon-wrap {
  display: flex;
  align-items: center;
  transition: transform 0.2s ease;
}

.hic-action-btn:hover .hic-cta-icon-wrap {
  transform: translateX(4px);
}

/* Footer strip */
.hic-card-footer {
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
  padding-top: 0.5rem;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.hic-footer-banks {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.5rem;
}

.hic-banks-label {
  font-size: 0.725rem;
  font-weight: 700;
  color: rgba(255, 255, 255, 0.6);
  white-space: nowrap;
}

.hic-bank-chips {
  display: flex;
  gap: 0.3rem;
  align-items: center;
  flex-wrap: wrap;
}

.hic-bank-chip {
  font-size: 0.68rem;
  font-weight: 800;
  background: rgba(255, 255, 255, 0.08);
  padding: 0.18rem 0.45rem;
  border-radius: var(--radius-sm);
  color: rgba(255, 255, 255, 0.9);
}

.hic-softcheck-note {
  display: flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.725rem;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.65);
}

/* Responsive Styles */
@media (max-width: 580px) {
  .hero-interactive-card {
    padding: 1.25rem 1rem;
    border-radius: var(--radius-xl);
  }
  .hic-tabs {
    grid-template-columns: repeat(5, 1fr);
    gap: 0.25rem;
  }
  .hic-tab {
    padding: 0.45rem 0.2rem;
  }
  .hic-tab-name {
    display: none;
  }
  .hic-tab-rate {
    font-size: 0.6rem;
  }
  .hic-amount-display-val {
    font-size: 1.35rem;
  }
  .hic-metrics-grid {
    grid-template-columns: 1fr;
    gap: 0.5rem;
  }
  .hic-metric-num {
    font-size: 1.3rem;
  }
  .hic-action-btn {
    font-size: 0.88rem;
    padding: 0.85rem 1rem;
  }
  .hic-footer-banks {
    flex-direction: column;
    align-items: flex-start;
    gap: 0.35rem;
  }
}



/* Flat SVG Icon Enhancements */
.related_product_icon {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background: var(--primary-light);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 0.85rem;
  transition: all 0.25s ease;
}

.related_product_icon svg {
  width: 24px;
  height: 24px;
  stroke: currentColor;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
  fill: none;
  transition: transform 0.25s ease;
}

.related_product_card:hover .related_product_icon {
  background: var(--primary);
  color: #FFFFFF;
}

.related_product_card:hover .related_product_icon svg {
  transform: scale(1.1);
}

.loan_type_icon {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background: var(--primary-light);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.15rem;
  transition: all 0.25s ease;
}

.loan_type_icon svg {
  width: 24px;
  height: 24px;
  stroke: currentColor;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
  fill: none;
  transition: transform 0.25s ease;
}

.loan_type_card:hover .loan_type_icon {
  background: var(--primary);
  color: #FFFFFF;
}

.loan_type_card:hover .loan_type_icon svg {
  transform: scale(1.1);
}

.product_feature_icon {
  grid-row: 1 / span 2;
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: var(--primary-light);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 0;
  margin-top: 0.1rem;
  transition: all 0.25s ease;
}

.product_feature_icon svg {
  width: 22px;
  height: 22px;
  stroke: currentColor;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
  fill: none;
}

.product_feature_card:hover .product_feature_icon {
  background: var(--primary);
  color: #FFFFFF;
}

.faq-topic-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: var(--primary-light);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all 0.25s ease;
}

.faq-topic-icon svg {
  width: 22px;
  height: 22px;
  stroke: currentColor;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
  fill: none;
}

.faq-topic-card:hover .faq-topic-icon {
  background: var(--primary);
  color: #FFFFFF;
}

.calc-tab-btn-pill svg,
.faq-filter-pill svg,
.contact-cat-pill svg {
  width: 16px !important;
  height: 16px !important;
  max-width: 16px !important;
  max-height: 16px !important;
  stroke: currentColor;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
  fill: none;
  vertical-align: -2.5px;
  margin-right: 6px;
  display: inline-block !important;
  flex-shrink: 0 !important;
}

.eligibility-card-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: var(--primary-light);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
}

.eligibility-card-icon svg {
  width: 22px;
  height: 22px;
  stroke: currentColor;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
  fill: none;
  flex-shrink: 0;
}

/* Universal Form Security Icon & Inline SVG Sizing */
.product_quick_apply_card svg,
.product_quick_apply_card form svg,
.product_quick_apply_card div svg,
.contact-studio-grid form svg,
form div[style*="display:flex"] span svg,
div[style*="justify-content:center"] > span > svg {
  width: 14px !important;
  height: 14px !important;
  max-width: 14px !important;
  max-height: 14px !important;
  stroke: currentColor;
  stroke-width: 2;
  fill: none;
  display: inline-block !important;
  vertical-align: -2px !important;
  margin-right: 4px;
  flex-shrink: 0 !important;
}

/* ==========================================================================
   PAGE BANNER & NON-PRODUCT GLOBAL SVG ICON SIZING
   ========================================================================== */

/* 1. Page Banner Trust Strips (Contact, Partners, FAQ, Check Eligibility, etc.) */
.page-banner span svg,
.page-banner div[style*="flex"] span svg,
.page-banner [style*="display:flex"] span svg {
  width: 16px !important;
  height: 16px !important;
  max-width: 16px !important;
  max-height: 16px !important;
  display: inline-block !important;
  vertical-align: middle !important;
  flex-shrink: 0 !important;
  stroke: currentColor;
  margin-right: 0.35rem;
}

.page-banner [style*="display:flex"] span,
.page-banner [style*="display: flex"] span {
  display: inline-flex !important;
  align-items: center !important;
  gap: 0.35rem !important;
  line-height: 1.3 !important;
}

/* 2. Badge Pills with SVG Icons */
.badge-pill svg {
  width: 14px !important;
  height: 14px !important;
  max-width: 14px !important;
  max-height: 14px !important;
  display: inline-block !important;
  vertical-align: middle !important;
  flex-shrink: 0 !important;
  stroke: currentColor;
  margin-right: 0.25rem;
}

/* 3. Contact Page Specific SVGs */
.contact-role-btn svg {
  width: 20px !important;
  height: 20px !important;
  max-width: 20px !important;
  max-height: 20px !important;
  flex-shrink: 0 !important;
  stroke: currentColor;
}

.contact-channel-icon-wrap svg {
  width: 24px !important;
  height: 24px !important;
  max-width: 24px !important;
  max-height: 24px !important;
  flex-shrink: 0 !important;
  stroke: currentColor;
}

/* 4. Partners Page Bento Cards */
.bento-card [style*="justify-content:space-between"] > svg,
.bento-card [style*="justify-content: space-between"] > svg,
.bento-card > div:first-child > svg {
  width: 22px !important;
  height: 22px !important;
  max-width: 22px !important;
  max-height: 22px !important;
  color: var(--primary) !important;
  stroke: currentColor;
  flex-shrink: 0 !important;
}

/* 5. General Buttons with SVGs */
.btn svg,
button svg {
  max-width: 20px;
  max-height: 20px;
  display: inline-block;
  vertical-align: middle;
  flex-shrink: 0;
}

.btn-lg svg {
  max-width: 22px;
  max-height: 22px;
}

/* 6. Breadcrumb SVGs */
.breadcrumb svg {
  width: 14px !important;
  height: 14px !important;
  max-width: 14px !important;
  max-height: 14px !important;
  display: inline-block !important;
  vertical-align: middle !important;
  flex-shrink: 0 !important;
}


/* ==========================================================================
   MOBILE APP-LIKE EXPERIENCE & STICKY BOTTOM NAVIGATION (MOBILE ONLY <= 768px)
   ========================================================================== */

/* Desktop PC Default: Completely Hidden (Zero Desktop Regression) */
.mobile-app-bottom-nav,
.mobile-sheet-overlay,
.mobile-loan-sheet,
.mobile-app-header-call,
.brand-logo-icon-mob,
.mobile-more-menu-btn,
.mobile-more-backdrop,
.mobile-more-drawer,
.mobile-slider-controls,
.mobile-process-slider,
.mobile-charter-cta,
.cta-label-mob {
  display: none !important;
}

.cta-label-full {
  display: inline !important;
}

@media (max-width: 768px) {
  /* 1. Body Safe-Area Offset (prevents bottom bar from covering content) */
  body {
    padding-bottom: calc(68px + env(safe-area-inset-bottom, 0px)) !important;
  }

  /* 2. Sticky Glassmorphic Bottom Navigation Bar */
  .mobile-app-bottom-nav {
    display: block !important;
    position: fixed !important;
    bottom: 0 !important;
    left: 0 !important;
    right: 0 !important;
    height: calc(62px + env(safe-area-inset-bottom, 0px)) !important;
    padding-bottom: env(safe-area-inset-bottom, 0px) !important;
    background: rgba(255, 255, 255, 0.95) !important;
    backdrop-filter: blur(20px) !important;
    -webkit-backdrop-filter: blur(20px) !important;
    border-top: 1px solid rgba(0, 80, 158, 0.12) !important;
    box-shadow: 0 -4px 25px rgba(0, 31, 63, 0.08) !important;
    z-index: 4900 !important;
    user-select: none;
    -webkit-user-select: none;
  }

  .mobile-nav-inner {
    display: flex;
    align-items: center;
    justify-content: space-around;
    height: 62px;
    max-width: 540px;
    margin: 0 auto;
    position: relative;
    padding: 0 0.35rem;
  }

  /* Standard Bottom Nav Item */
  .mobile-nav-item {
    flex: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 3px;
    text-decoration: none;
    background: transparent;
    border: none;
    padding: 6px 0;
    color: #64748B;
    transition: all 0.2s cubic-bezier(0.2, 0, 0.2, 1);
    position: relative;
    cursor: pointer;
    touch-action: manipulation;
    -webkit-tap-highlight-color: transparent;
  }

  .mobile-nav-item:hover,
  .mobile-nav-item:active {
    color: var(--primary);
  }

  .mobile-nav-item.active {
    color: var(--primary) !important;
    font-weight: 800;
  }

  .mobile-nav-item.active::before {
    content: '';
    position: absolute;
    top: 2px;
    left: 50%;
    transform: translateX(-50%);
    width: 20px;
    height: 3px;
    background: var(--primary);
    border-radius: 999px;
  }

  .mob-nav-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    transition: transform 0.2s ease;
  }

  .mobile-nav-item:active .mob-nav-icon {
    transform: scale(0.9);
  }

  .mob-nav-label {
    font-size: 0.68rem;
    font-weight: 700;
    line-height: 1.1;
    letter-spacing: 0.2px;
    font-family: var(--font-heading);
  }

  /* Center Elevated Hero Action Button (Check Rate) */
  .mobile-nav-center-wrap {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: flex-end;
    text-decoration: none;
    position: relative;
    top: -14px;
    padding: 0 4px;
    touch-action: manipulation;
    -webkit-tap-highlight-color: transparent;
  }

  .mobile-nav-center-btn {
    width: 50px;
    height: 50px;
    border-radius: 50%;
    background: linear-gradient(135deg, #0066C8 0%, #00509E 100%);
    border: 3.5px solid #FFFFFF;
    box-shadow: 0 8px 22px rgba(0, 80, 158, 0.45);
    display: flex;
    align-items: center;
    justify-content: center;
    transition: transform 0.2s cubic-bezier(0.34, 1.56, 0.64, 1), box-shadow 0.2s ease;
    position: relative;
  }

  .center-btn-pulse {
    position: absolute;
    inset: -6px;
    border-radius: 50%;
    background: rgba(56, 189, 248, 0.25);
    animation: centerPillPulse 2.4s infinite ease-in-out;
    pointer-events: none;
    z-index: -1;
  }

  @keyframes centerPillPulse {
    0%, 100% { transform: scale(1); opacity: 0.6; }
    50% { transform: scale(1.18); opacity: 0.15; }
  }

  .mobile-nav-center-wrap:active .mobile-nav-center-btn {
    transform: scale(0.92);
  }

  .center-label {
    font-size: 0.68rem;
    font-weight: 800;
    color: var(--primary);
    margin-top: 2px;
  }

  /* WhatsApp Item Special Green Accent on active/hover */
  .mob-whatsapp-item:hover,
  .mob-whatsapp-item:active {
    color: #25D366 !important;
  }

  /* 3. Mobile Swipeable Loan Bottom Sheet */
  .mobile-sheet-overlay {
    display: block !important;
    position: fixed;
    inset: 0;
    background: rgba(15, 23, 42, 0.65);
    backdrop-filter: blur(6px);
    -webkit-backdrop-filter: blur(6px);
    z-index: 5100;
    opacity: 0;
    visibility: hidden;
    transition: opacity 0.3s ease, visibility 0.3s ease;
  }

  .mobile-sheet-overlay.active {
    opacity: 1;
    visibility: visible;
  }

  .mobile-loan-sheet {
    display: flex !important;
    flex-direction: column;
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    max-height: 88vh;
    background: #FFFFFF;
    border-radius: 24px 24px 0 0;
    box-shadow: 0 -10px 40px rgba(0, 0, 0, 0.25);
    z-index: 5200;
    transform: translateY(100%);
    transition: transform 0.35s cubic-bezier(0.16, 1, 0.3, 1);
    padding-bottom: calc(1rem + env(safe-area-inset-bottom, 0px));
    overflow: hidden;
  }

  .mobile-loan-sheet.active {
    transform: translateY(0%);
  }

  .mobile-sheet-handle-bar {
    width: 100%;
    padding: 10px 0 6px;
    display: flex;
    justify-content: center;
    cursor: grab;
  }

  .mobile-sheet-handle {
    width: 44px;
    height: 5px;
    background: #CBD5E1;
    border-radius: 999px;
  }

  .mobile-sheet-content {
    padding: 0.5rem 1.25rem 1rem;
    overflow-y: auto;
    -webkit-overflow-scrolling: touch;
  }

  .mobile-sheet-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    margin-bottom: 1.15rem;
    padding-bottom: 0.75rem;
    border-bottom: 1px solid #F1F5F9;
  }

  .mob-sheet-badge {
    display: inline-block;
    font-size: 0.65rem;
    font-weight: 800;
    letter-spacing: 0.6px;
    color: var(--primary);
    background: var(--primary-light);
    padding: 2px 8px;
    border-radius: 6px;
    margin-bottom: 4px;
  }

  .mob-sheet-title {
    font-size: 1.35rem;
    font-weight: 900;
    color: var(--text-main);
    margin: 0;
    line-height: 1.2;
  }

  .mob-sheet-desc {
    font-size: 0.8rem;
    color: var(--text-muted);
    margin: 3px 0 0;
  }

  .mobile-sheet-close-btn {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: #F1F5F9;
    border: none;
    color: #475569;
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    flex-shrink: 0;
  }

  /* 6 Loan Cards in Bottom Sheet */
  .mobile-loan-grid {
    display: flex;
    flex-direction: column;
    gap: 0.65rem;
    margin-bottom: 1.15rem;
  }

  .mob-loan-card {
    display: flex;
    align-items: center;
    gap: 0.85rem;
    background: #F8FAFC;
    border: 1px solid #E2E8F0;
    border-radius: 14px;
    padding: 0.75rem 1rem;
    text-decoration: none;
    transition: all 0.2s ease;
  }

  .mob-loan-card:active {
    background: #F0F6FC;
    border-color: var(--primary);
    transform: scale(0.98);
  }

  .mob-loan-icon {
    width: 42px;
    height: 42px;
    border-radius: 12px;
    background: #FFFFFF;
    border: 1px solid #E2E8F0;
    color: var(--primary);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
  }

  .mob-loan-details {
    flex: 1;
  }

  .mob-loan-name {
    font-size: 0.95rem;
    font-weight: 800;
    color: var(--text-main);
    line-height: 1.2;
  }

  .mob-loan-rate {
    font-size: 0.75rem;
    font-weight: 600;
    color: var(--text-muted);
    margin-top: 2px;
  }

  .mob-loan-arrow {
    color: #94A3B8;
  }

  .mobile-sheet-footer {
    padding-top: 0.5rem;
  }

  .mob-sheet-cta-btn {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 100%;
    padding: 0.85rem;
    background: var(--primary);
    color: #FFFFFF;
    font-size: 0.95rem;
    font-weight: 800;
    border-radius: var(--radius-full);
    text-decoration: none;
    box-shadow: 0 6px 18px rgba(0, 80, 158, 0.35);
  }

  .mob-sheet-cta-btn:active {
    background: var(--primary-hover);
    transform: scale(0.98);
  }

  /* 4. Top Header App-Bar Optimization (clean app feel on mobile) */
  .site-nav {
    display: none !important; /* Hide crowded desktop dropdowns on mobile */
  }

  /* 4. Top Header App-Bar Optimization: Clean Left Logo Icon & Right Menu Button */
  .site-nav {
    display: none !important; /* Hide desktop dropdowns on mobile */
  }

  .header-buttons-only,
  .mobile-app-header-call,
  .mob-drawer-call-desk {
    display: none !important; /* Hide Call Desk & Call Indore Desk from mobile header & menu drawer */
  }

  .navbar {
    display: flex !important;
    align-items: center !important;
    justify-content: space-between !important;
    height: 60px !important;
    padding: 0 1rem !important;
  }

  /* 5. Mobile Input Zoom Prevention (iOS 16px rule) */
  input[type="text"],
  input[type="number"],
  input[type="tel"],
  input[type="email"],
  input[type="password"],
  select,
  textarea {
    font-size: 16px !important;
  }

  /* 6. Product Sticky Subnav Momentum Touch Scrolling */
  .product_subnav_list {
    -webkit-overflow-scrolling: touch !important;
    scroll-snap-type: x proximity;
    padding: 0.65rem 0.85rem !important;
  }

  .product_subnav_link {
    scroll-snap-align: start;
    font-size: 0.82rem !important;
    padding: 0.45rem 0.95rem !important;
  }

  /* 7. Tables on Mobile */
  .bank_compare_wrap {
    -webkit-overflow-scrolling: touch;
    border-radius: var(--radius-lg);
  }

  /* 8. Floating Chat Launcher Removed on Mobile (Handled by bottom bar) */
  .sanction-chat-launcher,
  #sanctionChatLauncher {
    display: none !important;
  }

  /* 9. Mobile Header App-Bar: Favicon-Only Logo & "More" Menu Button */
  .brand-group {
    display: flex !important;
    align-items: center !important;
    gap: 0.6rem !important;
  }

  /* Full Brand Logo in Header on Mobile (Replaces Emblem Icon) */
  .brand-logo-icon-mob {
    display: none !important;
  }

  .site-header .brand-text-logo {
    display: inline-flex !important;
    align-items: center !important;
  }

  .site-header .brand-logo-img {
    height: 32px !important;
    width: auto !important;
    max-width: 175px !important;
    object-fit: contain !important;
    pointer-events: auto !important;
  }

  /* Transparent header: show white logo */
  .site-header.header-transparent:not(.scrolled) .brand-logo-img.logo-white {
    display: block !important;
    visibility: visible !important;
    opacity: 1 !important;
  }
  .site-header.header-transparent:not(.scrolled) .brand-logo-img.logo-dark {
    display: none !important;
  }

  /* Scrolled header or solid header: show dark logo */
  .site-header.scrolled .brand-logo-img.logo-dark,
  .site-header:not(.header-transparent) .brand-logo-img.logo-dark {
    display: block !important;
    visibility: visible !important;
    opacity: 1 !important;
  }
  .site-header.scrolled .brand-logo-img.logo-white,
  .site-header:not(.header-transparent) .brand-logo-img.logo-white {
    display: none !important;
  }

  /* Full Brand Logo in Footer on Mobile */
  .site-footer .brand-logo-img,
  .site-footer .footer-logo-img,
  .site-footer .brand-logo-img.logo-dark,
  .footer-brand-col .brand-logo-img,
  .footer-brand-col .footer-logo-img,
  .footer-brand-col .brand-logo-img.logo-dark {
    display: block !important;
    visibility: visible !important;
    width: auto !important;
    height: 38px !important;
    max-width: 210px !important;
    opacity: 1 !important;
    pointer-events: auto !important;
    margin-bottom: 0.85rem !important;
    object-fit: contain !important;
  }

  .site-footer .brand-logo-img.logo-white,
  .footer-brand-col .brand-logo-img.logo-white {
    display: none !important;
  }

  /* Navbar Hamburger Menu Icon Button in Header */
  .mobile-more-menu-btn,
  .mobile-nav-toggle-btn {
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    width: 38px !important;
    height: 38px !important;
    min-width: 38px !important;
    padding: 0 !important;
    background: rgba(255, 255, 255, 0.16) !important;
    border: 1.5px solid rgba(255, 255, 255, 0.32) !important;
    border-radius: 10px !important;
    color: #FFFFFF !important;
    cursor: pointer !important;
    backdrop-filter: blur(10px) !important;
    -webkit-backdrop-filter: blur(10px) !important;
    transition: all 0.2s ease !important;
    touch-action: manipulation;
    -webkit-tap-highlight-color: transparent;
  }

  .site-header:not(.header-transparent) .mobile-more-menu-btn,
  .site-header.scrolled .mobile-more-menu-btn,
  .site-header:not(.header-transparent) .mobile-nav-toggle-btn,
  .site-header.scrolled .mobile-nav-toggle-btn {
    background: rgba(0, 80, 158, 0.08) !important;
    border-color: rgba(0, 80, 158, 0.22) !important;
    color: #002B57 !important;
  }

  .mobile-more-menu-btn:active,
  .mobile-nav-toggle-btn:active {
    transform: scale(0.92);
    opacity: 0.85;
  }

  /* No ROI rate badges in mobile navbar/drawer */
  .mob-drawer-rate-badge {
    display: none !important;
  }

  /* 10. Mobile Offcanvas "More" Drawer */
  .mobile-more-backdrop {
    display: block !important;
    position: fixed !important;
    inset: 0 !important;
    background: rgba(0, 15, 35, 0.68) !important;
    backdrop-filter: blur(6px) !important;
    -webkit-backdrop-filter: blur(6px) !important;
    z-index: 5300 !important;
    opacity: 0;
    visibility: hidden;
    transition: opacity 0.3s ease, visibility 0.3s ease;
  }

  .mobile-more-backdrop.active {
    opacity: 1 !important;
    visibility: visible !important;
  }

  .mobile-more-drawer {
    display: flex !important;
    flex-direction: column !important;
    position: fixed !important;
    top: 0 !important;
    right: 0 !important;
    bottom: 0 !important;
    width: 86vw !important;
    max-width: 350px !important;
    background: #FFFFFF !important;
    z-index: 5400 !important;
    box-shadow: -10px 0 35px rgba(0, 20, 50, 0.25) !important;
    transform: translateX(100%) !important;
    transition: transform 0.32s cubic-bezier(0.16, 1, 0.3, 1) !important;
    overflow-y: auto !important;
    -webkit-overflow-scrolling: touch !important;
  }

  .mobile-more-drawer.active {
    transform: translateX(0%) !important;
  }

  .mob-drawer-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 1.15rem 1.15rem 0.85rem;
    border-bottom: 1px solid #E2E8F0;
    position: sticky;
    top: 0;
    background: #FFFFFF;
    z-index: 10;
  }

  .mob-drawer-brand {
    display: flex;
    align-items: center;
    gap: 0.65rem;
  }

  .mob-drawer-logo {
    width: 30px;
    height: 30px;
    border-radius: 6px;
    box-shadow: 0 2px 6px rgba(0,0,0,0.15);
  }

  .mob-drawer-title {
    font-size: 0.95rem;
    font-weight: 800;
    color: #002B57;
    line-height: 1.2;
  }

  .mob-drawer-subtitle {
    font-size: 0.7rem;
    color: #64748B;
    font-weight: 600;
  }

  .mob-drawer-close {
    width: 32px;
    height: 32px;
    border-radius: 50%;
    border: 1px solid #E2E8F0;
    background: #F8FAFC;
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    color: #475569;
    transition: all 0.2s;
  }

  .mob-drawer-close:active {
    background: #E2E8F0;
    transform: scale(0.92);
  }

  .mob-drawer-content {
    padding: 1rem 1.15rem 2.5rem;
    display: flex;
    flex-direction: column;
    gap: 1.25rem;
  }

  .mob-drawer-section-title {
    font-size: 0.72rem;
    font-weight: 800;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: #94A3B8;
    margin-bottom: 0.45rem;
  }

  .mob-drawer-links {
    display: flex;
    flex-direction: column;
    gap: 0.35rem;
  }

  .mob-drawer-link {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 0.65rem 0.75rem;
    border-radius: 10px;
    text-decoration: none;
    color: #1E293B;
    font-size: 0.88rem;
    font-weight: 700;
    transition: background 0.15s ease;
  }

  .mob-drawer-link:active {
    background: #F1F5F9;
  }

  .mob-drawer-link-left {
    display: flex;
    align-items: center;
    gap: 0.65rem;
  }

  .mob-drawer-link-icon {
    width: 28px;
    height: 28px;
    border-radius: 8px;
    background: #EFF6FF;
    color: #00509E;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
  }

  .mob-drawer-rate-badge {
    font-size: 0.68rem;
    font-weight: 800;
    padding: 0.15rem 0.5rem;
    border-radius: 6px;
    background: #EFF6FF;
    color: #00509E;
  }

  .mob-drawer-call-desk {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    padding: 0.75rem;
    background: #EFF6FF;
    border: 1px solid #BFDBFE;
    border-radius: 12px;
    color: #00509E;
    font-weight: 800;
    font-size: 0.88rem;
    text-decoration: none;
  }

  .mob-drawer-apply-btn {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 100%;
    padding: 0.85rem;
    background: #00509E;
    color: #FFFFFF;
    font-weight: 800;
    font-size: 0.9rem;
    border-radius: 10px;
    text-decoration: none;
    box-shadow: 0 4px 14px rgba(0, 80, 158, 0.35);
  }

  /* 11. Mobile Products Section: Filter Tabs Single-Row & Swipeable Slider */
  .product-filter-tabs {
    display: flex !important;
    flex-wrap: nowrap !important;
    overflow-x: auto !important;
    overflow-y: hidden !important;
    -webkit-overflow-scrolling: touch !important;
    scrollbar-width: none !important;
    gap: 0.5rem !important;
    padding: 0.25rem 1rem 0.85rem !important;
    margin: 0 -1rem 1.25rem !important;
    justify-content: flex-start !important;
  }

  .product-filter-tabs::-webkit-scrollbar {
    display: none !important;
  }

  .product-filter-btn {
    flex-shrink: 0 !important;
    white-space: nowrap !important;
    padding: 0.45rem 0.85rem !important;
    font-size: 0.82rem !important;
  }

  /* ==========================================================================
     MOBILE RIGHT-SLIDING HORIZONTAL CAROUSELS (APP-LIKE EXPERIENCE)
     ========================================================================== */

  /* 1. How to Get Your Loan Sanctioned in 4 Simple Steps (Mobile Swipeable Slider) */
  .story-desk-tabs,
  .story-interactive-card {
    display: none !important;
  }

  .mobile-process-slider {
    display: flex !important;
    flex-direction: row !important;
    flex-wrap: nowrap !important;
    overflow-x: auto !important;
    overflow-y: hidden !important;
    scroll-snap-type: x mandatory !important;
    -webkit-overflow-scrolling: touch !important;
    scrollbar-width: none !important;
    gap: 1rem !important;
    padding: 0.5rem 1rem 1.5rem !important;
    margin: 0 -1rem 2.5rem !important;
  }

  .mobile-process-slider::-webkit-scrollbar {
    display: none !important;
  }

  .process-slide-card {
    flex: 0 0 85vw !important;
    width: 85vw !important;
    min-width: 85vw !important;
    max-width: 85vw !important;
    scroll-snap-align: center !important;
    scroll-snap-stop: always !important;
    background: #FFFFFF !important;
    border: 1.5px solid #D8E2F2 !important;
    border-radius: 18px !important;
    padding: 1.4rem 1.2rem !important;
    box-shadow: 0 8px 24px rgba(15, 23, 42, 0.06) !important;
    box-sizing: border-box !important;
    display: flex !important;
    flex-direction: column !important;
  }

  .process-slide-top {
    display: flex !important;
    justify-content: space-between !important;
    align-items: center !important;
    margin-bottom: 0.65rem !important;
  }

  .process-slide-num {
    width: 28px !important;
    height: 28px !important;
    border-radius: 50% !important;
    background: #00509E !important;
    color: #FFFFFF !important;
    font-weight: 800 !important;
    font-size: 0.85rem !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
  }

  .process-slide-title {
    font-size: 1.18rem !important;
    font-weight: 800 !important;
    color: var(--text-main) !important;
    line-height: 1.3 !important;
    margin-bottom: 0.55rem !important;
  }

  .process-slide-desc {
    font-size: 0.86rem !important;
    color: var(--text-body) !important;
    line-height: 1.5 !important;
    margin-bottom: 1rem !important;
  }

  .process-slide-metrics {
    display: flex !important;
    gap: 0.65rem !important;
    margin-bottom: 1rem !important;
  }

  .process-mini-metric {
    flex: 1 !important;
    background: #EEF2FA !important;
    padding: 0.5rem 0.75rem !important;
    border-radius: 10px !important;
    border: 1px solid #D8E2F2 !important;
  }

  .process-mini-metric span {
    font-size: 0.65rem !important;
    font-weight: 800 !important;
    text-transform: uppercase !important;
    color: var(--text-muted) !important;
    display: block !important;
    margin-bottom: 0.15rem !important;
  }

  .process-mini-metric strong {
    font-size: 0.92rem !important;
    font-weight: 800 !important;
    color: var(--text-main) !important;
    display: block !important;
  }

  .process-slide-checklist {
    background: #F8FAFC !important;
    border: 1px solid #E2E8F0 !important;
    border-radius: 12px !important;
    padding: 0.75rem 0.95rem !important;
    display: flex !important;
    flex-direction: column !important;
    gap: 0.5rem !important;
  }

  .process-slide-checklist .check-item {
    display: flex !important;
    gap: 0.5rem !important;
    align-items: flex-start !important;
    font-size: 0.8rem !important;
    color: var(--text-body) !important;
    line-height: 1.4 !important;
  }

  .process-slide-checklist .check-item span:first-child {
    color: #059669 !important;
    font-weight: 900 !important;
  }

  /* Product Pages 4 Simple Steps Stepper */
  .product_stepper_grid {
    display: flex !important;
    flex-direction: row !important;
    flex-wrap: nowrap !important;
    overflow-x: auto !important;
    overflow-y: hidden !important;
    scroll-snap-type: x mandatory !important;
    -webkit-overflow-scrolling: touch !important;
    scrollbar-width: none !important;
    gap: 1rem !important;
    padding: 0.5rem 1rem 1.25rem !important;
    margin: 1.25rem -1rem 2rem !important;
  }

  .product_stepper_grid::-webkit-scrollbar {
    display: none !important;
  }

  .product_stepper_grid .product_step_card {
    flex: 0 0 82vw !important;
    width: 82vw !important;
    min-width: 82vw !important;
    max-width: 82vw !important;
    scroll-snap-align: center !important;
    scroll-snap-stop: always !important;
    box-sizing: border-box !important;
  }

  /* 2. Why Borrowers Choose Sanction for Their Loan Needs (Mobile Swipeable Slider) */
  .super-bento-grid {
    display: flex !important;
    flex-direction: row !important;
    flex-wrap: nowrap !important;
    overflow-x: auto !important;
    overflow-y: hidden !important;
    scroll-snap-type: x mandatory !important;
    -webkit-overflow-scrolling: touch !important;
    scrollbar-width: none !important;
    gap: 1rem !important;
    padding: 0.5rem 1rem 1.25rem !important;
    margin: 0 -1rem 2rem !important;
  }

  .super-bento-grid::-webkit-scrollbar {
    display: none !important;
  }

  .super-bento-grid .bento-card {
    flex: 0 0 84vw !important;
    width: 84vw !important;
    min-width: 84vw !important;
    max-width: 84vw !important;
    scroll-snap-align: center !important;
    scroll-snap-stop: always !important;
    margin: 0 !important;
    padding: 1.5rem 1.25rem !important;
    box-shadow: 0 8px 24px rgba(15, 23, 42, 0.08) !important;
    box-sizing: border-box !important;
  }

  /* 3. 4 Important Things to Check Before Taking Any Loan (Mobile Swipeable Slider) */
  .sticky-comparison-layout {
    display: block !important;
    width: 100% !important;
    max-width: 100% !important;
    overflow: hidden !important;
    margin-bottom: 2rem !important;
  }

  .sticky-left-panel {
    position: static !important;
    width: 100% !important;
    margin-bottom: 1.25rem !important;
  }

  .sticky-left-content {
    background: transparent !important;
    border: none !important;
    box-shadow: none !important;
    padding: 0 !important;
    text-align: center !important;
  }

  .sticky-left-content .badge-pill {
    margin-bottom: 0.65rem !important;
  }

  .sticky-left-content .sticky-title {
    font-size: clamp(1.6rem, 5.5vw, 2.1rem) !important;
    line-height: 1.25 !important;
    margin-top: 0.35rem !important;
    margin-bottom: 0.65rem !important;
    text-align: center !important;
    letter-spacing: -0.02em !important;
  }

  .sticky-left-content .sticky-desc {
    font-size: 0.88rem !important;
    line-height: 1.55 !important;
    margin-bottom: 0 !important;
    text-align: center !important;
    max-width: 580px !important;
    margin-left: auto !important;
    margin-right: auto !important;
    color: var(--text-muted) !important;
  }

  .sticky-indicator-list {
    display: none !important;
  }

  .sticky-left-content > div[style*="margin-top:2rem"],
  .sticky-left-content > div:last-child {
    display: none !important;
  }

  .sticky-right-stream {
    display: flex !important;
    flex-direction: row !important;
    flex-wrap: nowrap !important;
    overflow-x: auto !important;
    overflow-y: hidden !important;
    scroll-snap-type: x mandatory !important;
    -webkit-overflow-scrolling: touch !important;
    scrollbar-width: none !important;
    gap: 1rem !important;
    padding: 0.5rem 1rem 1.5rem !important;
    margin: 0 -1rem 1rem !important;
    width: calc(100% + 2rem) !important;
    max-width: calc(100% + 2rem) !important;
    box-sizing: border-box !important;
  }

  .sticky-right-stream::-webkit-scrollbar {
    display: none !important;
  }

  .sticky-right-stream .deep-compare-card {
    flex: 0 0 84vw !important;
    width: 84vw !important;
    min-width: 84vw !important;
    max-width: 84vw !important;
    scroll-snap-align: center !important;
    scroll-snap-stop: always !important;
    margin: 0 !important;
    padding: 1.35rem 1.15rem !important;
    box-sizing: border-box !important;
    border-radius: 18px !important;
    background: #FFFFFF !important;
    border: 1.5px solid #D8E2F2 !important;
    box-shadow: 0 8px 24px rgba(15, 23, 42, 0.06) !important;
    display: flex !important;
    flex-direction: column !important;
    overflow: hidden !important;
  }

  .deep-card-header {
    display: flex !important;
    justify-content: space-between !important;
    align-items: flex-start !important;
    margin-bottom: 0.75rem !important;
    gap: 0.5rem !important;
  }

  .deep-card-title {
    font-size: 1.15rem !important;
    font-weight: 800 !important;
    color: var(--text-main) !important;
    line-height: 1.3 !important;
    margin-bottom: 0.35rem !important;
  }

  .deep-card-desc {
    font-size: 0.84rem !important;
    color: var(--text-muted) !important;
    line-height: 1.5 !important;
    margin-bottom: 1rem !important;
  }

  .deep-compare-card .deep-versus-grid,
  .deep-versus-grid[style*="grid-template-columns"],
  .deep-versus-grid {
    display: flex !important;
    flex-direction: column !important;
    gap: 0.65rem !important;
  }

  .versus-col {
    padding: 0.85rem 1rem !important;
    border-radius: 12px !important;
    font-size: 0.8rem !important;
  }

  .versus-badge-tag {
    font-size: 0.72rem !important;
    font-weight: 800 !important;
    margin-bottom: 0.45rem !important;
    display: block !important;
  }

  .versus-list {
    padding-left: 1.1rem !important;
    margin: 0 !important;
    display: flex !important;
    flex-direction: column !important;
    gap: 0.35rem !important;
  }

  .versus-list li {
    font-size: 0.8rem !important;
    line-height: 1.4 !important;
  }

  .foir-meter-container {
    padding: 0.85rem !important;
    margin-bottom: 0.85rem !important;
  }

  .foir-meter-labels {
    font-size: 0.68rem !important;
  }

  .foir-legend {
    font-size: 0.68rem !important;
  }

  .cost-equation-box {
    font-size: 0.72rem !important;
    padding: 0.65rem !important;
    line-height: 1.4 !important;
    word-break: break-word !important;
    white-space: normal !important;
  }

  .facility-chips-grid {
    display: flex !important;
    flex-direction: column !important;
    gap: 0.5rem !important;
  }

  .facility-chip {
    padding: 0.65rem 0.85rem !important;
    font-size: 0.8rem !important;
  }

  .mobile-charter-cta {
    display: block !important;
    margin-top: 1rem !important;
    text-align: center !important;
    width: 100% !important;
  }

  .mobile-charter-cta .btn {
    width: 100% !important;
    max-width: 320px !important;
    justify-content: center !important;
    margin: 0 auto !important;
    padding: 0.85rem 1.25rem !important;
    font-size: 0.9rem !important;
    font-weight: 800 !important;
    border-radius: 10px !important;
  }

  /* 4. India's Leading Financial Institutions Under One Roof (4 Logos Per Row) */
  .cmn_partner_type_container {
    display: grid !important;
    grid-template-columns: repeat(4, 1fr) !important;
    gap: 0.45rem !important;
    margin-top: 1rem !important;
    width: 100% !important;
  }

  .cmn_partner_tile {
    width: 100% !important;
    height: 48px !important;
    min-height: 48px !important;
    margin: 0 !important;
    padding: 4px 6px !important;
    border-radius: 8px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    box-sizing: border-box !important;
  }

  .cmn_partner_img {
    max-width: 85% !important;
    max-height: 26px !important;
    width: auto !important;
    height: auto !important;
    object-fit: contain !important;
  }

  .mobile-slider-controls {
    display: flex !important;
    flex-direction: column !important;
    align-items: center !important;
    gap: 0.5rem !important;
    margin-top: 0.5rem !important;
    margin-bottom: 1.5rem !important;
  }

  .mobile-slider-dots {
    display: flex;
    gap: 0.4rem;
    align-items: center;
    justify-content: center;
  }

  .mob-slider-dot {
    width: 8px;
    height: 8px;
    border-radius: 999px;
    background: #CBD5E1;
    border: none;
    padding: 0;
    cursor: pointer;
    transition: all 0.25s ease;
  }

  .mob-slider-dot.active {
    width: 22px;
    background: #00509E;
  }

  .mobile-swipe-hint {
    font-size: 0.74rem;
    font-weight: 700;
    color: #64748B;
    display: inline-flex;
    align-items: center;
    gap: 0.35rem;
  }

  /* 12. Mobile Hero Section Refinements: Radar on TOP, Text & CTA on BOTTOM */
  .hero-clean-section {
    height: auto !important;
    min-height: auto !important;
    padding: 4.5rem 1rem 2rem !important;
  }

  .hero-clean-split {
    display: flex !important;
    flex-direction: column !important;
    gap: 1rem !important;
  }

  /* 1. Radar 3D Orbital Hub Placed on TOP (Dead Center & Seamless) */
  .hero-scroll-graphic-wrap {
    order: 1 !important;
    height: 330px !important;
    min-height: 330px !important;
    max-width: 100% !important;
    width: 100% !important;
    margin: 0 auto !important;
    overflow: hidden !important;
    position: relative !important;
    display: block !important;
    background: transparent !important;
  }

  .hsg-kinetic-hub {
    position: absolute !important;
    top: 50% !important;
    left: 50% !important;
    width: 520px !important;
    height: 520px !important;
    margin: 0 !important;
    transform: translate(-50%, -50%) rotateX(16deg) rotateY(0deg) scale(0.55) !important;
    transform-origin: center center !important;
    z-index: 2 !important;
  }

  .hsg-glow-aura {
    position: absolute !important;
    top: 50% !important;
    left: 50% !important;
    transform: translate(-50%, -50%) !important;
    width: 260px !important;
    height: 260px !important;
    border-radius: 50% !important;
    background: radial-gradient(circle, rgba(0, 112, 220, 0.35) 0%, rgba(56, 189, 248, 0.15) 45%, transparent 70%) !important;
    filter: blur(25px) !important;
    pointer-events: none !important;
    z-index: 1 !important;
  }

  .hsg-mirror-floor {
    display: none !important; /* Hide oversized desktop floor reflection to eliminate box edge artifact */
  }

  .hsg-bank-node {
    width: 54px !important;
    height: 28px !important;
    padding: 2px 4px !important;
    border-radius: 6px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    box-shadow: 0 6px 18px rgba(0, 15, 45, 0.5), 0 0 12px rgba(56, 189, 248, 0.35) !important;
  }

  .hsg-bn-logo {
    max-height: 18px !important;
    max-width: 100% !important;
    width: auto !important;
    height: auto !important;
  }

  /* 2. Hero Content & Text Placed on BOTTOM (Niche Side) */
  .hero-left-content {
    order: 2 !important;
    display: flex !important;
    flex-direction: column !important;
    align-items: center !important;
    text-align: center !important;
    width: 100% !important;
  }

  .hero-tagline-pill {
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    gap: 0.5rem !important;
    padding: 0 !important;
    margin-bottom: 0.75rem !important;
    border-radius: 0 !important;
    max-width: 100% !important;
    white-space: nowrap !important;
    background: transparent !important;
    border: none !important;
    box-shadow: none !important;
  }

  .hero-tagline-pill .dot {
    width: 7px !important;
    height: 7px !important;
    background: #38BDF8 !important;
    box-shadow: 0 0 8px #38BDF8 !important;
    flex-shrink: 0 !important;
  }

  .hero-tagline-pill .text {
    font-size: clamp(0.72rem, 2.8vw, 0.82rem) !important;
    font-weight: 700 !important;
    letter-spacing: 0.05em !important;
    text-transform: uppercase !important;
    color: #38BDF8 !important;
    white-space: nowrap !important;
    overflow: hidden !important;
    text-overflow: ellipsis !important;
  }

  .hero-main-title {
    font-size: clamp(1.65rem, 5.8vw, 2.15rem) !important;
    line-height: 1.2 !important;
    margin-bottom: 0.65rem !important;
    text-align: center !important;
    font-weight: 900 !important;
    letter-spacing: -0.02em !important;
  }

  .hero-narrative-desc {
    font-size: 0.88rem !important;
    line-height: 1.5 !important;
    color: rgba(255, 255, 255, 0.82) !important;
    margin-bottom: 1.35rem !important;
    text-align: center !important;
    max-width: 520px !important;
    padding: 0 0.5rem !important;
  }

  /* 3. Hero CTA Buttons in ONE Horizontal Line (Side-by-Side) */
  .hero-cta-actions {
    display: flex !important;
    flex-direction: row !important;
    flex-wrap: nowrap !important;
    align-items: center !important;
    justify-content: center !important;
    width: 100% !important;
    max-width: 100% !important;
    gap: 0.5rem !important;
    margin: 0 auto !important;
  }

  .hero-cta-actions .btn-hero-lime,
  .hero-cta-actions .btn-hero-outline {
    flex: 1 1 50% !important;
    width: 50% !important;
    min-width: 0 !important;
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    padding: 0.75rem 0.35rem !important;
    font-size: clamp(0.72rem, 2.7vw, 0.82rem) !important;
    font-weight: 700 !important;
    gap: 0.35rem !important;
    border-radius: 10px !important;
    text-align: center !important;
    white-space: nowrap !important;
    box-sizing: border-box !important;
    letter-spacing: -0.01em !important;
  }

  .hero-cta-actions .btn-hero-lime {
    background: #FFFFFF !important;
    color: #00509E !important;
    border: 1.5px solid #FFFFFF !important;
    box-shadow: 0 4px 18px rgba(0, 0, 0, 0.35), 0 0 16px rgba(56, 189, 248, 0.35) !important;
  }

  .hero-cta-actions .btn-hero-outline {
    background: rgba(255, 255, 255, 0.14) !important;
    border: 1.5px solid rgba(255, 255, 255, 0.42) !important;
    color: #FFFFFF !important;
    backdrop-filter: blur(10px) !important;
    -webkit-backdrop-filter: blur(10px) !important;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.25) !important;
  }

  .hero-cta-actions .btn-hero-lime span,
  .hero-cta-actions .btn-hero-outline span {
    overflow: hidden !important;
    text-overflow: ellipsis !important;
    white-space: nowrap !important;
  }

  .hero-cta-actions .btn-hero-lime svg,
  .hero-cta-actions .btn-hero-outline svg {
    width: 14px !important;
    height: 14px !important;
    flex-shrink: 0 !important;
  }

  .hero-scroll-cue {
    display: none !important;
  }

  /* 4. Super CTA Banner Buttons in ONE Horizontal Line on Mobile */
  .super-cta-banner {
    padding: clamp(2rem, 5vw, 2.5rem) 1rem !important;
  }

  .cta-btn-group {
    display: flex !important;
    flex-direction: row !important;
    flex-wrap: nowrap !important;
    align-items: center !important;
    justify-content: center !important;
    gap: 0.5rem !important;
    width: 100% !important;
    max-width: 100% !important;
    margin-left: auto !important;
    margin-right: auto !important;
  }

  .cta-btn-group .cta-primary-btn,
  .cta-btn-group .cta-phone-btn,
  .cta-btn-group .btn {
    flex: 1 1 50% !important;
    width: 50% !important;
    min-width: 0 !important;
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    padding: 0.75rem 0.35rem !important;
    font-size: clamp(0.7rem, 2.6vw, 0.82rem) !important;
    font-weight: 700 !important;
    gap: 0.35rem !important;
    border-radius: 10px !important;
    text-align: center !important;
    white-space: nowrap !important;
    box-sizing: border-box !important;
    letter-spacing: -0.01em !important;
  }

  .cta-btn-group .cta-primary-btn span,
  .cta-btn-group .cta-phone-btn span {
    overflow: hidden !important;
    text-overflow: ellipsis !important;
    white-space: nowrap !important;
  }

  .cta-btn-group svg,
  .cta-btn-group .cta-phone-icon {
    width: 14px !important;
    height: 14px !important;
    flex-shrink: 0 !important;
  }

  .cta-btn-group .cta-btn-arrow {
    display: inline-block !important;
  }

  .cta-label-mob {
    display: inline !important;
  }

  .cta-label-full {
    display: none !important;
  }

  /* 5. Enforce Strict Mobile Icon Sizing for Contact & All Non-Product Pages */
  .page-banner span svg,
  .page-banner div svg {
    width: 15px !important;
    height: 15px !important;
    max-width: 15px !important;
    max-height: 15px !important;
    flex-shrink: 0 !important;
  }

  .page-banner [style*="display:flex"],
  .page-banner [style*="display: flex"] {
    gap: 0.65rem 1rem !important;
  }

  .page-banner [style*="display:flex"] span,
  .page-banner [style*="display: flex"] span {
    display: inline-flex !important;
    align-items: center !important;
    font-size: 0.8rem !important;
  }

  .badge-pill svg {
    width: 13px !important;
    height: 13px !important;
    max-width: 13px !important;
    max-height: 13px !important;
    flex-shrink: 0 !important;
  }

  .contact-studio-grid form div[style*="display:flex"] span svg {
    width: 14px !important;
    height: 14px !important;
    max-width: 14px !important;
    max-height: 14px !important;
    flex-shrink: 0 !important;
  }

  .contact-role-btn svg {
    width: 18px !important;
    height: 18px !important;
    max-width: 18px !important;
    max-height: 18px !important;
    flex-shrink: 0 !important;
  }

  .contact-channel-icon-wrap svg {
    width: 22px !important;
    height: 22px !important;
    max-width: 22px !important;
    max-height: 22px !important;
    flex-shrink: 0 !important;
  }

  .bento-card [style*="justify-content:space-between"] > svg,
  .bento-card [style*="justify-content: space-between"] > svg,
  .bento-card > div:first-child > svg {
    width: 20px !important;
    height: 20px !important;
    max-width: 20px !important;
    max-height: 20px !important;
    flex-shrink: 0 !important;
  }
}



/* ── Why Borrowers Choose Sanction — 50/50 Split Section ── */
.why-choose-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2.5rem;
  align-items: center;
  margin-top: 2.5rem;
}

.why-choose-image-wrap {
  width: 100%;
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: 0 16px 36px -12px rgba(15, 23, 42, 0.12);
  border: 1.5px solid var(--border-light);
  background: #FFFFFF;
}

.why-choose-image-wrap img,
.why-choose-img {
  width: 100%;
  height: 100%;
  aspect-ratio: 1 / 1;
  object-fit: contain;
  display: block;
}

.why-choose-cards-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.25rem;
}

.why-choose-cards-grid .bento-card {
  padding: 1.5rem 1.25rem;
  display: flex;
  flex-direction: column;
  justify-content: flex-start;
  height: 100%;
  border-radius: var(--radius-lg);
}

.why-choose-cards-grid .bento-card h3 {
  font-size: 1.05rem;
  font-weight: 800;
  margin-top: 0.85rem;
  margin-bottom: 0.45rem;
  color: var(--text-main);
  line-height: 1.3;
}

.why-choose-cards-grid .bento-card p {
  font-size: 0.85rem;
  line-height: 1.52;
  color: var(--text-body);
  margin: 0;
}

@media (max-width: 992px) {
  .why-choose-layout {
    grid-template-columns: 1fr;
    gap: 2.25rem;
  }
  .why-choose-image-wrap {
    max-width: 500px;
    margin: 0 auto;
  }
}

@media (max-width: 560px) {
  .why-choose-cards-grid {
    grid-template-columns: 1fr;
    gap: 1rem;
  }
  .why-choose-cards-grid .bento-card {
    padding: 1.35rem 1.15rem;
  }
}

/* ── About Sanction — Story & Plaque Layout ── */
.about-story-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 3.5rem;
  align-items: center;
  margin-bottom: 3.5rem;
}

.about-story-text {
  font-size: 1.025rem;
  color: var(--text-body);
  line-height: 1.85;
  display: flex;
  flex-direction: column;
  gap: 1.35rem;
}

.about-story-text p {
  margin: 0;
}

.about-story-media {
  width: 100%;
  display: flex;
  justify-content: center;
}

.about-plaque-card {
  width: 100%;
  max-width: 480px;
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: 0 20px 48px -12px rgba(15, 23, 42, 0.12);
  border: 1.5px solid var(--border-light);
  background: #FFFFFF;
  transition: transform var(--transition), box-shadow var(--transition);
}

.about-plaque-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 24px 56px -12px rgba(15, 23, 42, 0.18);
}

.about-plaque-img {
  width: 100%;
  height: auto;
  aspect-ratio: 1 / 1;
  object-fit: contain;
  display: block;
}

.about-metrics-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  padding-top: 2.75rem;
  border-top: 1.5px solid var(--border-light);
}

.about-metric-card {
  text-align: center;
}

.about-metric-card .metric-val {
  font-size: 2.4rem;
  font-weight: 900;
  line-height: 1;
  margin-bottom: 0.35rem;
}

.about-metric-card strong {
  font-size: 0.95rem;
  color: var(--text-main);
  display: block;
  margin-bottom: 0.15rem;
}

.about-metric-card span {
  font-size: 0.8rem;
  color: var(--text-muted);
}

@media (max-width: 992px) {
  .about-story-grid {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }
  .about-story-media {
    order: -1;
  }
  .about-plaque-card {
    max-width: 420px;
    margin: 0 auto;
  }
  .about-metrics-row {
    grid-template-columns: repeat(2, 1fr);
    gap: 2rem 1.5rem;
  }
}

@media (max-width: 520px) {
  .about-metrics-row {
    grid-template-columns: 1fr;
    gap: 1.5rem;
  }
}